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Apotheek Bellens

Active
Private limited companyfounded 1984active for 41 yearsKarrestraat 62, 9160 Lokeren, BelgiumKBO/BCE: BE 0426.644.008
Summary

The computed 12-month bankruptcy probability of Apotheek Bellens is 3.1% (moderate). The 2024 annual accounts show equity of €17,176 and a net result of -€2,680. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 29% of 25,566 sector peers (NACE 47, financial year 2024). The company has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-12-1984 Normal situation
Activity
Retail sale of pharmaceutical products NACE 47730
Establishment unit
2.026.430.067 9160 Lokeren, since 01-01-1985
Financial year end
31 December
Peppol
Reachable since 14-10-2026

Board and ownership

Board
  • Bellens Frank FernandDirector

Financial position

49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.1%
Annual accounts 2024
Gross margin
€76,004
▲ 47.3%
Turnover
≈ €370,000
estimated
Loss
€2,680
Equity
€17,176
▼ 13.5%
Total assets
€195,155
▼ 1.2%
  • 2025 accounts not filed, 93 days past the deadline
Filed on 02-09-2025
Score breakdownraises riskFigures for financial year 2024 (filed on 02-09-2025)Sector: Retail trade (NACE 47)lowers riskSize: total assets €195,155Founded in 1984Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 34-1
equity 8.8% of total assets
Liquidity 9-14
short-term debt 87.1% · cash 5.6%
Profitability 50-36
return on assets -1.4%
Bankruptcy probability within 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 5.0% 01-2025: 8.5%▲ +3.5 percentage points vs 12-2024 02-2025: 8.5%● unchanged vs 01-2025 03-2025: 8.8%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 8.0%▼ -0.8 percentage points vs 03-2025 05-2025: 8.0%● unchanged vs 04-2025 06-2025: 8.0%● unchanged vs 05-2025 07-2025: 1.7%▼ -6.3 percentage points vs 06-2025 08-2025: 2.0%▲ +0.3 percentage points vs 07-2025 09-2025: 2.3%▲ +0.3 percentage points vs 08-2025 10-2025: 1.1%▼ -1.2 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.0%▼ -0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026lowest value 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.9%▲ +0.8 percentage points vs 07-2026 09-2026: 2.2%▲ +0.3 percentage points vs 08-2026 10-2026: 3.1%▲ +0.9 percentage points vs 09-2026 11-2026: 3.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is tight, with a current ratio of 1.11 (1.13 in 2023), below the usual 1.5. Short-term debt is 87.1% and cash 5.6% of total assets. 91.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 26% of them on solvency, 10% on liquidity, 36% on profitability and 24% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 02-09-2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €195,155
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1984
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 33 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
33 days late
2023
328 days late
2022
211 days late
2021
541 days late
2020
344 days late
2019
220 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 280 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Apotheek Bellens: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €206,000 and €268,000, founded between 1987 and 1989.

CompanyTotal assetsGross margin
Apotheek Bellens Lokeren€195,155€76,004
BALLIGAND Jemeppe-sur-Sambre€205,868€94,452
APOTEEK DE DECKER Lebbeke€234,587€58,443
Apotheek Velghe Ronse Maarkedal€244,455€58,162
PHARMA DAIVE Péruwelz€247,671€64,298
WARVAN Waregem€251,999€65,039
APOTHEEK HAEGEMANS - MERTENS Herent€268,422€73,120
Full comparison

Key facts about Apotheek Bellens

What is the company number of Apotheek Bellens?
The company number of Apotheek Bellens is 0426.644.008. The VAT number is the same number with BE in front: BE 0426.644.008.
Where is Apotheek Bellens based?
The registered office is at Karrestraat 62, 9160 Lokeren.Company details
What does Apotheek Bellens do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of Apotheek Bellens?
The legal form of Apotheek Bellens is Private limited company (BV).
When was Apotheek Bellens founded?
Apotheek Bellens was founded on 29-12-1984.
Is Apotheek Bellens still active?
Yes, Apotheek Bellens is an active enterprise in the KBO register.
How many employees does Apotheek Bellens have?
Apotheek Bellens had an average of 0.1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of Apotheek Bellens?
The turnover in financial year 2024 is ≈ €370,000. This figure is estimated from the gross margin of €76,004 and 44 comparable companies (NACE 477). It probably lies between €190,000 and €510,000.
Is Apotheek Bellens profitable?
In financial year 2024, Apotheek Bellens made a loss of €2,680.
Where can I find the annual accounts of Apotheek Bellens?
Apotheek Bellens filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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