APOTHEEK ANNAERT - STORME
ActiveSummary
APOTHEEK ANNAERT - STORME has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113,051 and a net result of €103,077. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+2
Solvency38▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.53 in 2023; short-term debt: 65.1% and cash: 23.4% of total assets), and 87.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
99 d early
2023
20 d early
2022
16 d late
2021
27 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet
Equity
€113,051▲ 0.5%
2023 · €112,474
Total assets
€885,218▲ 11.7%
2023 · €792,308
Net result
€103,077▲ 38.3%
2023 · €74,555
Working capital
-€182,939▲ 19.8%
2023 · -€228,234
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€57,625▲ 64.3%€16,984▼ 70.5%€50,572▲ 198%€87,361▲ 72.7%€111,236▲ 27.3%
Net result€38,475within the sector's middle half▲ 136%€266below the sector's middle half▼ 99.3%€37,327within the sector's middle half▲ 13,907%€74,555within the sector's middle half▲ 99.7%€103,077within the sector's middle half▲ 38.3%
Equity€111,825within the sector's middle half▲ 10.3%€112,091within the sector's middle half▲ 0.2%€112,418within the sector's middle half▲ 0.3%€112,474within the sector's middle half=€113,051within the sector's middle half▲ 0.5%
Total assets€943,567within the sector's middle half▼ 3.5%€838,732within the sector's middle half▼ 11.1%€895,429within the sector's middle half▲ 6.8%€792,308within the sector's middle half▼ 11.5%€885,218within the sector's middle half▲ 11.7%
Debt€831,742▼ 5.2%€726,641▼ 12.6%€783,010▲ 7.8%€679,835▼ 13.2%€772,167▲ 13.6%
Working capital-€174,717below the sector's middle half▼ 109%-€138,188below the sector's middle half▲ 20.9%-€116,595below the sector's middle half▲ 15.6%-€228,234below the sector's middle half▼ 95.7%-€182,939below the sector's middle half▲ 19.8%
Solvency11.9%below the sector's middle half▲ 1.5pp13.4%below the sector's middle half▲ 1.5pp12.6%below the sector's middle half▼ 0.8pp14.2%below the sector's middle half▲ 1.6pp12.8%below the sector's middle half▼ 1.4pp
Current ratio0.63below the sector's middle half▼ 0.140.64below the sector's middle half▲ 0.010.73below the sector's middle half▲ 0.090.53below the sector's middle half▼ 0.200.68below the sector's middle half▲ 0.15
Return on assets (ROA)4.1%within the sector's middle half▲ 2.4pp0.0%below the sector's middle half▼ 4.0pp4.2%within the sector's middle half▲ 4.1pp9.4%within the sector's middle half▲ 5.2pp11.6%above the sector's middle half▲ 2.2pp
Staff (FTE)0.7below the sector's middle half=1.8within the sector's middle half▲ 157%1.3below the sector's middle half▼ 27.8%1below the sector's middle half▼ 23.1%1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 27% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €885,218
Fixed assets
€491,813 ▼ 8.3%
Current assets
€393,404 ▲ 53.8%
Equity and liabilities €885,218
Equity
€113,051 ▲ 0.5%
Debt
€772,167 ▲ 13.6%
Debt's share of the balance-sheet total rises from 85.8% to 87.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€163,110▲
2023 · €140,036
Cash flow
€154,950▲
2023 · €127,230
Quick ratio
0.53▲
2023 · 0.33
Debt to equity
6.83▲
2023 · 6.04
ROE
91.2%▲
2023 · 66.3%
Interest coverage
19.93▲
2023 · 10.12
Debt ≤ 1 year
€576,344▲
2023 · €484,011
Debt > 1 year
€195,000=
2023 · €195,000
Income taxes
€2,154▲
2023 · €1,603
Staff costs
€60,199▼
2023 · €65,011
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,818 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 95% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.0%
went bankrupt
3.7%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,818 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €95,248 | €62,309 | €65,011 | €60,199 | ▼ 7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57,207 | €57,836 | €69,143 | €52,675 | €51,874 | ▼ 1.5% |
| Other operating charges640/8 | - | €3,604 | €4,403 | €4,055 | €4,189 | ▲ 3.3% |
| Gross operating margin9900 | €155,455 | €173,672 | €186,428 | €209,101 | €227,498 | ▲ 8.8% |
| Operating profit (loss)9901 | €57,625 | €16,984 | €50,572 | €87,361 | €111,236 | ▲ 27.3% |
| Financial income75/76B | - | €3,778 | €3,637 | €2,633 | €2,180 | ▼ 17.2% |
| Recurring financial income75 | €3,814 | €3,778 | €3,637 | €2,633 | €2,180 | ▼ 17.2% |
| Financial charges65/66B | - | €18,877 | €14,740 | €13,837 | €8,185 | ▼ 40.8% |
| Recurring financial charges65 | €22,566 | €18,877 | €14,740 | €13,837 | €8,185 | ▼ 40.8% |
| Profit (loss) for the period before taxes9903 | €38,873 | €1,885 | €39,469 | €76,158 | €105,231 | ▲ 38.2% |
| Income taxes67/77 | €398 | €1,618 | €2,142 | €1,603 | €2,154 | ▲ 34.4% |
| Profit (loss) for the period9904 | €38,475 | €266 | €37,327 | €74,555 | €103,077 | ▲ 38.3% |
| Profit (loss) for the period to be appropriated9905 | €38,475 | €266 | €37,327 | €74,555 | €103,077 | ▲ 38.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €943,567 | €838,732 | €895,429 | €792,308 | €885,218 | ▲ 11.7% |
| Fixed assets21/28 | €642,174 | €593,639 | €582,837 | €536,531 | €491,813 | ▼ 8.3% |
| Tangible fixed assets22/27 | €642,174 | €593,639 | €582,837 | €536,531 | €491,813 | ▼ 8.3% |
| Land and buildings22 | - | €571,000 | €529,097 | €491,817 | €455,206 | ▼ 7.4% |
| Plant, machinery and equipment23 | - | €22,638 | €6,748 | €9,219 | €12,608 | ▲ 36.8% |
| Furniture and vehicles24 | - | €0 | €46,992 | €35,496 | €23,999 | ▼ 32.4% |
| Current assets29/58 | €301,393 | €245,094 | €312,592 | €255,777 | €393,404 | ▲ 53.8% |
| Stocks and contracts in progress3 | €91,951 | €81,912 | €75,644 | €93,727 | €89,372 | ▼ 4.6% |
| Stocks30/36 | - | €81,912 | €75,644 | €93,727 | €89,372 | ▼ 4.6% |
| Amounts receivable within one year40/41 | €75,250 | €96,173 | €118,897 | €98,940 | €91,487 | ▼ 7.5% |
| Trade receivables40 | - | €87,347 | €116,428 | €95,523 | €89,471 | ▼ 6.3% |
| Other amounts receivable41 | - | €8,826 | €2,469 | €3,416 | €2,015 | ▼ 41.0% |
| Cash at bank and in hand54/58 | €132,119 | €63,448 | €113,425 | €58,305 | €207,556 | ▲ 256% |
| Deferred charges and accrued income490/1 | - | €3,561 | €4,627 | €4,806 | €4,990 | ▲ 3.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €943,567 | €838,732 | €895,429 | €792,308 | €885,218 | ▲ 11.7% |
| Equity10/15 | €111,825 | €112,091 | €112,418 | €112,474 | €113,051 | ▲ 0.5% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | - | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | - | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Revaluation surpluses12 | - | €10,580 | €10,580 | €10,580 | €10,580 | = |
| Reserves13 | €112,425 | €112,425 | €40,338 | €40,393 | €40,970 | ▲ 1.4% |
| Non-distributable reserves130/1 | - | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | - | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Distributable reserves133 | - | €106,275 | €34,188 | €34,243 | €34,820 | ▲ 1.7% |
| Profit (loss) carried forward14 | -€72,681 | -€72,415 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €831,742 | €726,641 | €783,010 | €679,835 | €772,167 | ▲ 13.6% |
| Amounts payable after more than one year17 | €353,359 | €343,000 | €353,000 | €195,000 | €195,000 | = |
| Financial debts170/4 | - | €343,000 | €353,000 | €195,000 | €195,000 | = |
| Amounts payable within one year42/48 | €476,110 | €383,281 | €429,187 | €484,011 | €576,344 | ▲ 19.1% |
| Current portion of amounts payable after more than one year42 | - | €10,359 | €20,000 | €0 | - | - |
| Trade debts44 | €62,224 | €103,302 | €126,216 | €142,006 | €130,068 | ▼ 8.4% |
| Suppliers440/4 | - | €103,302 | €126,216 | €142,006 | €130,068 | ▼ 8.4% |
| Taxes, remuneration and social security45 | - | €17,225 | €11,715 | €6,898 | €16,555 | ▲ 140% |
| Taxes450/3 | - | €5,174 | €6,105 | €6,258 | €5,689 | ▼ 9.1% |
| Remuneration and social security454/9 | - | €12,051 | €5,610 | €639 | €10,866 | ▲ 1,600% |
| Other amounts payable47/48 | - | €252,396 | €271,256 | €335,108 | €429,720 | ▲ 28.2% |
| Accrued charges and deferred income492/3 | - | €360 | €824 | €824 | €824 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,475 | €266 | €37,327 | €74,555 | €103,077 | ▲ 38.3% |
| + Depreciation and write-downs630 | €57,207 | €57,836 | €69,143 | €52,675 | €51,874 | ▼ 1.5% |
| Operating cash flow (approximation) | €95,682 | €58,103 | €106,471 | €127,230 | €154,950 | ▲ 21.8% |
| Investment in fixed assets (approximation) | - | -€9,301 | -€58,341 | -€6,369 | -€7,156 | ▼ 12.4% |
| Change in cash | - | -€68,671 | €49,977 | -€55,120 | €149,251 | ▲ 371% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €103,077 ▲38.3%
Operating result €111,236, net result €103,077, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €16,294
Net result €16,294 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €101,350 ▲19.2%
Equity rises from €85,056 to €101,350.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 7 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1988
Ground area
1,473 m²
Building footprint
218 m²
Volume, LiDAR
1,246 m³
Parcel 12020B0230/00X000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
APOTEEK ANNAERT
since 19882.033.148.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12020B0230/00X000 | Flanders | 1,473 m² | 1 · 218 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- ARTHOBIE
- APOTHEEK ANNAERT - STORME
Highest known parent: ARTHOBIE. The sources do not say who stands above it.
Owners 1
- ARTHOBIEparentSourceaccounts ARTHOBIE 202499.87%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.033.148.902
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Of 5,219 companies in this sector we hold annual accounts for 3,862. 3,464 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPublic limited company
Founded27-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433016710
Also
9925:BE0433016710
Registered
14-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.