Apoidea

Active

Private limited companyfounded 201511 yrs activeKardinaal Mercierstraat 10, 3290 Diest, BelgiumKBO/BCE: BE 0628.465.176

Summary

Apoidea has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465,511 and a net result of €59,911. Equity is growing by ~15.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

ApoideaActiveChecked score 96/100

Risk analysis Report Compare

Activity

Activity not known

Size

€484,197total assets 2025

Equity: €465,511
Profit: €59,911

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 28 d early0 of 3 deeds read

Why 96- No establishment unit in the KBO+ Size: total assets €484,197+ Equity €465,511 (96.1% of total assets)+ No main activity registeredShow the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 71% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 96.1% of total assets

Liquidity 65+8

short-term debt 3.9% · cash 11.8%

Profitability 84-7

return on assets 12.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▲ +2.9% vs 12-2024 02-2025: 0.1%▲ +2.8% vs 01-2025 03-2025: 0.1%▼ -1.8% vs 02-2025 04-2025: 0.1%▲ +2.8% vs 03-2025 05-2025: 0.1%▲ +3.6% vs 04-2025 06-2025: 0.1%▲ +6.9% vs 05-2025 07-2025: 0.1%▲ +18.5% vs 06-2025highest value 08-2025: 0.1%▼ -15.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▼ -19.2% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +19.8% vs 12-2025 02-2026: 0.1%▲ +5.0% vs 01-2026 03-2026: 0.1%▼ -7.9% vs 02-2026 04-2026: 0.1%▼ -4.3% vs 03-2026 05-2026: 0.1%▼ -5.4% vs 04-2026 06-2026: 0.1%▲ +7.5% vs 05-2026 07-2026: 0.1%▲ +7.9% vs 06-2026 08-2026: 0.1%▼ -41.5% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Size: total assets €484,197 lowers the probability for this profile
No establishment unit in the KBO raises the probability
Equity €465,511 (96.1% of total assets) lowers the probability
No main activity registered lowers the probability

Credit up to €40,000 at 30 days acceptable

Liquidity ample (current ratio 25.91 against 13.26 in 2024; short-term debt: 3.9% and cash: 11.8% of total assets), and 3.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 61%, profitability 68%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €484,197

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Equity €465,511 (96.1% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

28 d early

2024

8 d early

2023

7 d early

2022

59 d early

2021

3 d early

2020

5 d early

2019

8 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 17 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

03-07-26 Annual accounts filedfiscal year 2025 · micro…
23-07-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Highest result since 2018net €77,487 ▲124%

Key points

Positive: 8 profitable years in a rowprofit 2025: €59,911 8 years View
Positive: Always filed on timeaccounts within the deadline every year 7 years View
Total assets 20256 fiscal years filed €484,197 View