APO BONI
ActiveAPO BONI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €79k and a net result of €13k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 2276 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▼-16
Solvency74▲+10
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.64 in 2023), but 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.9%
Return on assets
5.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
26 d early
2022
82 d early
2021
18 d late
2020
29 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€79k▲ 3.5%
2023 · €76k
2019: €29k
2020: €35k
2021: €48k
2022: €59k
2023: €76k
2019 → 2024
Total assets
€225k▼ 6.8%
2023 · €241k
2019: €40k
2020: €212k
2021: €252k
2022: €250k
2023: €241k
2019 → 2024
Net result
€13k▼ 21.2%
2023 · €17k
2019: €17k
2020: €6k
2021: €13k
2022: €11k
2023: €17k
2019 → 2024
Working capital
€16k▼ 3.8%
2023 · €17k
2019: €29k
2020: €12k
2021: €-6k
2022: €2k
2023: €17k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€35k-€48k▲ 38.1%€59k▲ 23.7%€76k▲ 28.5%€79k▲ 3.5%
Operating result€10k-€22k▲ 112%€20k▼ 7.5%€25k▲ 24.3%€21k▼ 19.0%
Net result€6k-€13k▲ 138%€11k▼ 14.1%€17k▲ 48.8%€13k▼ 21.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 19% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €225k
Fixed assets
€189k▼ 4.4%
Current assets
€35k▼ 18.2%
Equity and liabilities €225k
Equity
€79k▲ 3.5%
Debt
€146k▼ 11.6%
The debt ratio falls from 68.5% to 65.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€31k▼
2023 · €35k
Cash flow
€24k▼
2023 · €27k
Solvency
34.9%▲
2023 · 31.5%
Current ratio
1.85▲
2023 · 1.64
Quick ratio
1.85▲
2023 · 1.64
Debt / equity
1.86▼
2023 · 2.18
ROE
16.9%▼
2023 · 22.2%
ROA
5.9%▼
2023 · 7.0%
Interest coverage
12.12▲
2023 · 11.87
Debt
€146k▼
2023 · €165k
Debt ≤ 1 year
€19k▼
2023 · €26k
Debt > 1 year
€127k▼
2023 · €139k
Income taxes
€5k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€241k€225k▼
Fixed assets21/28€198k€189k▼
Tangible fixed assets22/27€198k€189k▼
Land and buildings22€196k€187k▼
Furniture and vehicles24€2k€3k▲
Current assets29/58€43k€35k▼
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€12k€10k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€28k€22k▼
Deferred charges and accrued income490/1€784€704▼
Equity and liabilities
Total equity and liabilities10/49€241k€225k▼
Equity10/15€76k€79k▲
Contributions10/11€12k€19k▲
Reserves13€64k€60k▼
Distributable reserves133€64k€60k▼
Amounts payable17/49€165k€146k▼
Amounts payable after more than one year17€139k€127k▼
Financial debts170/4€139k€127k▼
Amounts payable within one year42/48€26k€19k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€9k€2k▼
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3-€13
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€37k€33k▼
Operating profit (loss)9901€25k€21k▼
Financial income75/76B€89€87▼
Recurring financial income75€89€87▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€22k€18k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€17k€13k▼
Profit (loss) for the period to be appropriated9905€17k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€13k▼
Transfer from equity791/2-€17k
Transfer to equity691/2€17k€13k▼
To other reserves6921€17k€13k▼
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €17k ▲48.8%
Operating result €25k, net result €17k, both a record.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 29 days late
2020
31-12
Financial
Weakest financial yearnet €6k ▼66.7%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-12-2020
Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlaamsekunstlaan 302020 AntwerpenGround area
230 m²
Building footprint
113 m²
Volume, LiDAR
1,064 m³
Parcel 11809I2108/00M002, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
APO BONI
since 20182.279.057.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2108/00M002 | Flanders | 229 m² | 1 · 113 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,359. 7,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2018
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.