APlusExperts
ActiveThe annual accounts of APlusExperts for fiscal year 2025 show a net loss of 75% of total assets. The 2025 annual accounts show equity of €4k and a net result of €-3k. Equity is shrinking by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 7415 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
1 d early
2023
4 d early
2022
59 d early
2021
4 d early
2020
25 d early
2019
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 44.1%
2024 · €7k
2019: €44k
2020: €31k
2021: €23k
2022: €16k
2023: €11k
2024: €7k
2019 → 2025
Total assets
€4k▼ 41.4%
2024 · €7k
2019: €52k
2020: €43k
2021: €26k
2022: €19k
2023: €13k
2024: €7k
2019 → 2025
Net result
€-3k▲ 19.6%
2024 · €-4k
2019: €-2k
2020: €-13k
2021: €-8k
2022: €-7k
2023: €-5k
2024: €-4k
2019 → 2025
Working capital
€4k▼ 44.1%
2024 · €7k
2019: €44k
2020: €31k
2021: €18k
2022: €14k
2023: €11k
2024: €7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€16k▼ 29.5%€11k▼ 30.2%€7k▼ 35.4%€4k▼ 44.1%
Operating result€-8k-€-7k▲ 19.2%€-5k▲ 28.0%€-4k▲ 18.9%€-3k▲ 20.1%
Net result€-8k-€-7k▲ 19.2%€-5k▲ 27.9%€-4k▲ 18.4%€-3k▲ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
Equity and liabilities €4k
Equity
€4k
Debt
€192
Debt finances 4.6% of the balance-sheet total.
Key figures and ratios
Debt
€192▲
2024 · €0
Debt ≤ 1 year
€192▲
2024 · €0
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€4k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€7k€4k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€187€3k▲
Trade receivables40-€2k
Other amounts receivable41€187€2k▲
Cash at bank and in hand54/58€7k€860▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€7k€4k▼
Equity10/15€7k€4k▼
Contributions10/11€25k€25k=
Reserves13€12k€12k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-30k€-33k▼
Amounts payable17/49€0€192▲
Amounts payable within one year42/48€0€192▲
Trade debts44€0€192▲
Suppliers440/4€0€192▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€276-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€822€411▼
Gross operating margin9900€-3k€-3k▲
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€56€68▲
Recurring financial charges65€56€68▲
Profit (loss) for the period before taxes9903€-4k€-3k▲
Profit (loss) for the period9904€-4k€-3k▲
Profit (loss) for the period to be appropriated9905€-4k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-33k▼
Profit (loss) brought forward from the previous period14P€-26k€-30k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
02-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-07-2024
BOULPAEP Frans: Resigned as Director
31-12-2010
Asscherickx Hilde: Resigned as Manager
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krijgelstraat 519260 WichelenGround area
1,947 m²
Building footprint
394 m²
Volume, LiDAR
1,373 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
APlusExperts
since 20042.137.864.657
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44003B0205/00B000 | Flanders | 1,655 m² | 1 · 236 m² | 9.3 m · 2 fl. |
| 42018B0914/00N000 | Flanders | 292 m² | 1 · 158 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dirk
BE 0783.558.278
Mechelen · Eq €4k
DIOUANE CONCEPT
BE 1007.739.928
Drogenbos · Eq €4k
Chris2fix
BE 1027.868.022
Antwerpen · Eq €4k
LOECKX
BE 0479.244.435
Ohey · Eq €4k
RION Construct
BE 1002.131.645
Grimbergen · Eq €4k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 5,598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2004
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43350Other building finishing work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.