APLC Advisors
ActiveAPLC Advisors has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €3k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-25
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.56 against 3.31 in 2024), and 20.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.1%
Return on assets
0.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
30 d early
2023
47 d early
2022
103 d early
2021
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€295k▲ 1.1%
2024 · €292k
2021: €115k
2022: €184k
2023: €274k
2024: €292k
2021 → 2025
Total assets
€373k▼ 6.5%
2024 · €399k
2021: €222k
2022: €295k
2023: €384k
2024: €399k
2021 → 2025
Net result
€3k▼ 81.9%
2024 · €18k
2021: €105k
2022: €68k
2023: €90k
2024: €18k
2021 → 2025
Working capital
€255k▲ 9.2%
2024 · €233k
2021: €58k
2022: €137k
2023: €195k
2024: €233k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€184k▲ 59.1%€274k▲ 49.0%€292k▲ 6.7%€295k▲ 1.1%
Operating result€152k-€107k▼ 29.7%€134k▲ 24.9%€34k▼ 74.7%€-8k
Net result€105k-€68k▼ 35.3%€90k▲ 31.9%€18k▼ 79.7%€3k▼ 81.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €34k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €373k
Fixed assets
€47k▼ 27.7%
Current assets
€326k▼ 2.4%
Equity and liabilities €373k
Equity
€295k▲ 1.1%
Debt
€78k▼ 27.3%
The debt ratio falls from 26.9% to 20.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2024 · €55k
Cash flow
€25k▼
2024 · €39k
Solvency
79.1%▲
2024 · 73.1%
Current ratio
4.56▲
2024 · 3.31
Quick ratio
4.56▲
2024 · 3.31
Debt / equity
0.26▼
2024 · 0.37
ROE
1.1%▼
2024 · 6.3%
ROA
0.9%▼
2024 · 4.6%
Interest coverage
2.02▼
2024 · 6.70
Debt
€78k▼
2024 · €107k
Debt ≤ 1 year
€72k▼
2024 · €101k
Income taxes
€2k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€399k€373k▼
Fixed assets21/28€65k€47k▼
Tangible fixed assets22/27€65k€47k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€61k€44k▼
Current assets29/58€334k€326k▼
Amounts receivable within one year40/41€85k€67k▼
Trade receivables40€71k€45k▼
Other amounts receivable41€14k€22k▲
Current investments50/53€217k€117k▼
Cash at bank and in hand54/58€19k€141k▲
Deferred charges and accrued income490/1€14k€2k▼
Equity and liabilities
Total equity and liabilities10/49€399k€373k▼
Equity10/15€292k€295k▲
Contributions10/11€10k€10k=
Reserves13€282k€285k▲
Distributable reserves133€282k€285k▲
Amounts payable17/49€107k€78k▼
Amounts payable within one year42/48€101k€72k▼
Trade debts44€13k€8k▼
Suppliers440/4€13k€8k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€83k€57k▼
Accrued charges and deferred income492/3€6k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€822€834▲
Gross operating margin9900€56k€15k▼
Operating profit (loss)9901€34k€-8k▼
Financial income75/76B€4k€21k▲
Recurring financial income75€4k€21k▲
Financial charges65/66B€10k€7k▼
Recurring financial charges65€8k€7k▼
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€27k€5k▼
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€18k€3k▼
Profit (loss) for the period to be appropriated9905€18k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€3k▼
Transfer to equity691/2€18k€3k▼
To other reserves6921€18k€3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
State Gazette act
Power of attorney · Ratification
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼81.9%
Net result drops to €3k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €274k ▲49%
3 profitable years in a row build equity to €274k.
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €184k ▲59.1%
2 profitable years in a row build equity to €184k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rouwleegd 612340 BeerseGround area
2,971 m²
Building footprint
232 m²
Volume, LiDAR
1,155 m³
Parcel 13004E0001/00N063, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
APLC Advisors
since 20212.314.239.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0001/00N063 | Flanders | 2,971 m² | 1 · 232 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 831 EUR awarded · 831 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 831 EUR | 831 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Akran Invest
BE 1004.894.066
Maaseik · Eq €295k
PDM Services
BE 0884.694.834
Maldegem · Eq €295k
HAAS & BEER
BE 0845.223.653
Kapellen · Eq €296k
iVECS
BE 0816.583.018
Kortemark · Eq €295k
Mahiri
BE 0866.325.509
Koekelberg · Eq €296k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 13,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.