Apex Five
ActiveSummary
Apex Five has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €40k. Its solvency ranks better than 67% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 4.0 against 3.57 in 2024; short-term debt: 25% and cash: 81.1% of total assets), and 25.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
37.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 101%
2024 · €40k
Total assets
€107k▲ 92.9%
2024 · €55k
Net result
€40k▲ 8.8%
2024 · €37k
Working capital
€80k▲ 101%
2024 · €40k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€47k-€52k▲ 9.8%
Net result€37k-€40k▲ 8.8%
Equity€40k-€80k▲ 101%
Total assets€55k-€107k▲ 92.9%
Debt€16k-€27k▲ 73.1%
Working capital€40k-€80k▲ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €107k
Equity
€80k ▲ 101%
Debt
€27k ▲ 73.1%
Debt's share of the balance-sheet total falls from 28.0% to 25.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
4.00▲
2024 · 3.57
Debt to equity
0.34▼
2024 · 0.39
ROE
50.1%▼
2024 · 92.5%
ROA
37.5%▼
2024 · 66.6%
Debt ≤ 1 year
€27k▲
2024 · €16k
Income taxes
€11k▲
2024 · €10k
Staff costs
€190
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €190 | - |
| Other operating charges640/8 | €975 | €1k | ▲ 26.9% |
| Gross operating margin9900 | €48k | €53k | ▲ 10.5% |
| Operating profit (loss)9901 | €47k | €52k | ▲ 9.8% |
| Financial income75/76B | €24 | €2 | ▼ 90.3% |
| Recurring financial income75 | €24 | €2 | ▼ 90.3% |
| Financial charges65/66B | €68 | €198 | ▲ 192% |
| Recurring financial charges65 | €68 | €198 | ▲ 192% |
| Profit (loss) for the period before taxes9903 | €47k | €51k | ▲ 9.5% |
| Income taxes67/77 | €10k | €11k | ▲ 12.1% |
| Profit (loss) for the period9904 | €37k | €40k | ▲ 8.8% |
| Profit (loss) for the period to be appropriated9905 | €37k | €40k | ▲ 8.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €55k | €107k | ▲ 92.9% |
| Current assets29/58 | €55k | €107k | ▲ 92.9% |
| Amounts receivable within one year40/41 | €404 | €16k | ▲ 3,959% |
| Trade receivables40 | - | €16k | - |
| Other amounts receivable41 | €404 | - | - |
| Current investments50/53 | - | €3k | - |
| Cash at bank and in hand54/58 | €54k | €87k | ▲ 61.5% |
| Deferred charges and accrued income490/1 | €1k | €729 | ▼ 44.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €55k | €107k | ▲ 92.9% |
| Equity10/15 | €40k | €80k | ▲ 101% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €37k | €77k | ▲ 109% |
| Distributable reserves133 | €37k | €77k | ▲ 109% |
| Amounts payable17/49 | €16k | €27k | ▲ 73.1% |
| Amounts payable within one year42/48 | €16k | €27k | ▲ 72.1% |
| Financial debts43 | €492 | €103 | ▼ 79.1% |
| Credit institutions430/8 | €492 | €103 | ▼ 79.1% |
| Trade debts44 | €1k | €541 | ▼ 51.0% |
| Suppliers440/4 | €1k | €541 | ▼ 51.0% |
| Taxes, remuneration and social security45 | €12k | €24k | ▲ 99.4% |
| Taxes450/3 | €12k | €24k | ▲ 99.4% |
| Other amounts payable47/48 | €2k | €2k | ▲ 3.0% |
| Accrued charges and deferred income492/3 | - | €164 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €37k | €40k | ▲ 8.8% |
| Operating cash flow (approximation) | €37k | €40k | ▲ 8.8% |
| Change in cash | - | €33k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2024
Ground area
430 m²
Building footprint
111 m²
Volume, LiDAR
71 m³
Parcel 12001B0215/00F002, Flanders · tallest building 9.4 m. Linked by address, not a title deed.
1 establishment unit
Apex Five
since 20242.354.351.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001B0215/00F002 | Flanders | 430 m² | 1 · 111 m² | 9.4 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400ZM9ABSQXLG5G14
Similar companies · same sector, comparable size
noah.
BE 1013.196.672
Antwerpen · Eq €80,008
NiTecc
BE 0769.890.087
Kortrijk · Eq €80,006
BROX
BE 0795.196.892
Evere · Eq €80,044
ILN CONSULTING
BE 0788.304.350
Vilvoorde · Eq €80,048
JANUS CONCEPT
BE 0885.284.554
Charleroi · Eq €80,000
Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,946 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.