APEX-Cmp
ActiveSummary
APEX-Cmp has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €4k. Its solvency ranks better than 6% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-37
Solvency27▲+1
Growth78
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.0 in 2024; short-term debt: 98.2% and cash: 17% of total assets), and 98.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.7%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
57 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k
2024 · €-748
2024: €-748
2024 → 2025
Working capital
€6k▲ 884%
2024 · €629
2024: €629
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€15k▲ 23.5%
Operating result€-353-€-2k▼ 441%
Net result€-748-€4k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €353 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €894k
Fixed assets
€10k ▼ 23.3%
Current assets
€885k ▲ 0.2%
Equity and liabilities €894k
Equity
€15k ▲ 23.5%
Provisions
€749 ▼ 25.0%
Debt
€878k ▼ 0.4%
Debt's share of the balance-sheet total falls from 98.5% to 98.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €5k
Cash flow
€8k▲
2024 · €4k
Current ratio
1.01▲
2024 · 1.00
Debt to equity
58.08▼
2024 · 71.99
ROE
24.0%▲
2024 · -6.1%
ROA
0.4%▲
2024 · -0.1%
Interest coverage
1.55▼
2024 · 16.44
Debt ≤ 1 year
€878k▼
2024 · €882k
Income taxes
€4k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€895k€894k▼
Formation expenses20€0-
Fixed assets21/28€13k€10k▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€882k€885k▲
Amounts receivable within one year40/41€594k€722k▲
Trade receivables40€594k€717k▲
Other amounts receivable41€230€6k▲
Cash at bank and in hand54/58€284k€152k▼
Deferred charges and accrued income490/1€4k€10k▲
Equity and liabilities
Total equity and liabilities10/49€895k€894k▼
Equity10/15€12k€15k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-748€3k▲
Investment grants15€3k€2k▼
Provisions and deferred taxes16€999€749▼
Deferred taxes168€999€749▼
Amounts payable17/49€882k€878k▼
Amounts payable within one year42/48€882k€878k▼
Trade debts44€793k€799k▲
Suppliers440/4€793k€799k▲
Taxes, remuneration and social security45€89k€79k▼
Taxes450/3€89k€79k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€7k▲
Gross operating margin9900€6k€9k▲
Operating profit (loss)9901€-353€-2k▼
Financial income75/76B€757€10k▲
Recurring financial income75€757€10k▲
Financial charges65/66B€285€1k▲
Recurring financial charges65€285€1k▲
Profit (loss) for the period before taxes9903€119€7k▲
Transfer from deferred taxes780€251-
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€-748€4k▲
Profit (loss) for the period to be appropriated9905€-748€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-748€3k▲
Profit (loss) brought forward from the previous period14P-€-748
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 1851170 Watermaal-BosvoordeGround area
7,608 m²
Building footprint
1,019 m²
Volume, LiDAR
29,191 m³
Parcel 21652E0042/00H002, Brussels · tallest building 35.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
APEX - Cmp
since 20232.348.921.316
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0042/00H002 | Brussels | 7,608 m² | 1 · 1,019 m² | 35.8 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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POELS BECKERS ADVOCATEN
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GYLLEN KIABU AVOCAT
BE 0766.519.536
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 5,591 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:isabelle.vankruchten@apex-cmp.be