APETIJTJE
ActiveAPETIJTJE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €2k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 65% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency77▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.97 in 2024; short-term debt: 21.9% and cash: 12.3% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
29 d early
2024
36 d early
2023
24 d late
2022
24 d late
2021
29 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▼ 1.0%
2024 · €107k
2018: €980
2019: €20k
2020: €55k
2021: €76k
2022: €95k
2023: €95k
2024: €107k
2018 → 2025
Total assets
€203k▼ 12.5%
2024 · €232k
2018: €163k
2019: €157k
2020: €243k
2021: €244k
2022: €233k
2023: €246k
2024: €232k
2018 → 2025
Net result
€2k▼ 83.9%
2024 · €13k
2018: €-4k
2019: €19k
2020: €35k
2021: €21k
2022: €20k
2023: €637
2024: €13k
2018 → 2025
Working capital
€9k
2024 · €-2k
2018: €-27k
2019: €-39k
2020: €-33k
2021: €-39k
2022: €-17k
2023: €-12k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€95k▲ 24.7%€95k▲ 0.7%€107k▲ 12.2%€106k▼ 1.0%
Operating result€30k-€31k▲ 2.8%€3k▼ 91.2%€22k▲ 726%€7k▼ 67.8%
Net result€21k-€20k▼ 2.5%€637▼ 96.9%€13k▲ 1,981%€2k▼ 83.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€149k▼ 19.2%
Current assets
€54k▲ 13.5%
Equity and liabilities €203k
Equity
€106k▼ 1.0%
Debt
€97k▼ 22.4%
The debt ratio falls from 54.0% to 47.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€57k▼
2024 · €68k
Cash flow
€52k▼
2024 · €59k
Solvency
52.1%▲
2024 · 46.0%
Current ratio
1.21▲
2024 · 0.97
Quick ratio
0.87▲
2024 · 0.66
Debt / equity
0.92▼
2024 · 1.17
ROE
2.0%▼
2024 · 12.4%
ROA
1.0%▼
2024 · 5.7%
Interest coverage
14.85▲
2024 · 14.03
Debt
€97k▼
2024 · €126k
Debt ≤ 1 year
€45k▼
2024 · €49k
Debt > 1 year
€53k▼
2024 · €77k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€232k€203k▼
Fixed assets21/28€185k€149k▼
Intangible fixed assets21€2k€554▼
Tangible fixed assets22/27€183k€149k▼
Plant, machinery and equipment23€88k€75k▼
Furniture and vehicles24€42€0▼
Leasing and similar rights25€73k€55k▼
Other tangible fixed assets26€23k€19k▼
Current assets29/58€47k€54k▲
Stocks and contracts in progress3€15k€15k▲
Stocks30/36€15k€15k▲
Amounts receivable within one year40/41€9k€12k▲
Trade receivables40€5k€6k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€21k€25k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€232k€203k▼
Equity10/15€107k€106k▼
Contributions10/11€6k€6k=
Reserves13€101k€100k▼
Distributable reserves133€101k€100k▼
Amounts payable17/49€126k€97k▼
Amounts payable after more than one year17€77k€53k▼
Financial debts170/4€77k€53k▼
Amounts payable within one year42/48€49k€45k▼
Current portion of amounts payable after more than one year42€26k€25k▼
Trade debts44€11k€11k▼
Suppliers440/4€11k€11k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€5k€828▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€104-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€49k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€71k€59k▼
Operating profit (loss)9901€22k€7k▼
Financial income75/76B€194€31▼
Recurring financial income75€194€31▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€18k€3k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€13k€2k▼
Profit (loss) for the period to be appropriated9905€13k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€2k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€12k€2k▼
To other reserves6921€12k€2k▼
Profit to be distributed694/7€2k€3k▲
Return on contributions (dividend)694€2k€3k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €107k ▲12.2%
6 profitable years in a row build equity to €107k.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €35k ▲83.3%
Operating result €45k, net result €35k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Komenstraat(Wijtsch) 298953 HeuvellandGround area
609 m²
Building footprint
370 m²
Volume, LiDAR
1,537 m³
Parcel 33032D0154/00R004, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Garde
since 20182.275.858.441
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33032D0154/00R004 | Flanders | 609 m² | 1 · 370 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 824 EUR awarded · 648 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 0 EUR |
| 2022 | 1 | 648 EUR | 648 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeuvelland2.275.858.441
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BE 1005.246.632
Sint-Agatha-Berchem · Eq €106k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.