Checked.be · Company dossierhttps://checked.be/en/c/apertura-0456601467 · as of 07-10-2026
APERTURA
Active
Public limited company · founded 1995 · 30 years activeNeerhof(NDW) 16, 2200 Herentals, BelgiumKBO/BCE: BE 0456.601.467
Summary
APERTURA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€34,565) and a net result of €13,763. Equity is shrinking by ~46.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 9,872 sector peers (NACE 64, fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
#7 oldest company in Herentals, Finance and insurance sector1 site
Size
€47,675total assets 2024
Equity
-€34,565
Profit
€13,763
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Accounts 68 days overdue0 of 5 deeds read
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2024 · micro…
Back to profitnet €13,763
Annual accounts filedfiscal year 2023 · micro…
Key points
Risk: Negative equityfiscal year 2024: debts exceed assets-€34,565View
Caution: Among the weakest 5% on solvencysector median 54.8% · 9,872 companies-72.5%View
Caution: Accounts not fileddeadline was 31-07-202668 days lateView