Apers Agro
ActiveApers Agro has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €650k and a net result of €-10k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 1722 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
20
/ 100
Critical▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency9▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.6 in 2024), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
-0.2%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1722 sector peers (2025).
NBB · sector comparisonPosition among 1722 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
106 d early
2023
on the day
2022
2 d early
2021
30 d late
2020
184 d early
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€650k▼ 1.5%
2024 · €659k
2019: €-108k
2020: €58k
2021: €377k
2022: €378k
2023: €381k
2024: €659k
2019 → 2025
Total assets
€4.64M▲ 33.7%
2024 · €3.47M
2019: €378k
2020: €168k
2021: €3.36M
2022: €3.80M
2023: €3.98M
2024: €3.47M
2019 → 2025
Net result
€-10k
2024 · €278k
2019: €-167k
2020: €166k
2021: €-181k
2022: €1k
2023: €4k
2024: €278k
2019 → 2025
Working capital
€-685k▼ 81.7%
2024 · €-377k
2019: €-79k
2020: €12k
2021: €-665k
2022: €-559k
2023: €-633k
2024: €-377k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€377k-€378k▲ 0.3%€381k▲ 1.0%€659k▲ 72.9%€650k▼ 1.5%
Operating result€-160k-€40k€48k▲ 20.5%€293k▲ 512%€118k▼ 59.9%
Net result€-181k-€1k€4k▲ 283%€278k▲ 7,141%€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.64M
Fixed assets
€4.20M▲ 45.3%
Current assets
€434k▼ 24.5%
Equity and liabilities €4.64M
Equity
€650k▼ 1.5%
Debt
€3.99M▲ 42.0%
The debt ratio rises from 81.0% to 86.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€557k▼
2024 · €715k
Cash flow
€430k▼
2024 · €700k
Solvency
14.0%▼
2024 · 19.0%
Current ratio
0.39▼
2024 · 0.60
Quick ratio
0.19▼
2024 · 0.47
Debt / equity
6.14▲
2024 · 4.26
ROE
-1.5%▼
2024 · 42.2%
ROA
-0.2%▼
2024 · 8.0%
Interest coverage
4.03▼
2024 · 9.99
Debt
€3.99M▲
2024 · €2.81M
Debt ≤ 1 year
€1.12M▲
2024 · €952k
Debt > 1 year
€2.87M▲
2024 · €1.85M
Income taxes
€442▼
2024 · €13k
Staff costs
€32k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.47M€4.64M▲
Fixed assets21/28€2.89M€4.20M▲
Intangible fixed assets21€17k€0▼
Tangible fixed assets22/27€2.87M€4.20M▲
Land and buildings22€2.01M€1.59M▼
Plant, machinery and equipment23€260k€370k▲
Furniture and vehicles24€339k€511k▲
Leasing and similar rights25€268k€180k▼
Assets under construction and advance payments27-€1.55M
Financial fixed assets28€435€5k▲
Current assets29/58€575k€434k▼
Stocks and contracts in progress3€123k€223k▲
Stocks30/36€123k€223k▲
Amounts receivable within one year40/41€317k€124k▼
Trade receivables40€316k€116k▼
Other amounts receivable41€753€8k▲
Cash at bank and in hand54/58€116k€68k▼
Deferred charges and accrued income490/1€18k€20k▲
Equity and liabilities
Total equity and liabilities10/49€3.47M€4.64M▲
Equity10/15€659k€650k▼
Contributions10/11€525k€525k=
Reserves13€134k€134k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€132k€132k=
Profit (loss) carried forward14€0€-10k▼
Amounts payable17/49€2.81M€3.99M▲
Amounts payable after more than one year17€1.85M€2.87M▲
Financial debts170/4€1.85M€2.87M▲
Amounts payable within one year42/48€952k€1.12M▲
Current portion of amounts payable after more than one year42€350k€505k▲
Financial debts43€240k€0▼
Credit institutions430/8€240k€0▼
Trade debts44€5k€255k▲
Suppliers440/4€5k€255k▲
Taxes, remuneration and social security45€16k€7k▼
Taxes450/3€13k€2k▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€342k€352k▲
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€67k▲
Remuneration, social security and pensions62€30k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€422k€440k▲
Other operating charges640/8€9k€8k▼
Non-recurring operating charges66A€23k€314k▲
Gross operating margin9900€777k€912k▲
Operating profit (loss)9901€293k€118k▼
Financial income75/76B€70k€11k▼
Recurring financial income75€70k€11k▼
Financial charges65/66B€72k€138k▲
Recurring financial charges65€72k€138k▲
Profit (loss) for the period before taxes9903€291k€-9k▼
Income taxes67/77€13k€442▼
Profit (loss) for the period9904€278k€-10k▼
Profit (loss) for the period to be appropriated9905€278k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€-10k▼
Profit (loss) brought forward from the previous period14P€-178k€0▲
Transfer to equity691/2€100k€0▼
To other reserves6921€100k€0▼
Social balance
Average headcount (FTE)90872.11.0▼
The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €278k ▲7141%
Operating result €293k, net result €278k, both a record.
31-03
Financial
Equity above €500kEq €659k ▲72.9%
3 profitable years in a row build equity to €659k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
31-03
Financial
Weakest financial yearnet €-181k ▼209%
Net result drops to €-181k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €200kEq €377k ▲550%
Equity rises from €58k to €377k.
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €166k
Net result €166k after one loss-making year.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemenestraat(KIE) 69130 Beveren-Kruibeke-ZwijndrechtGround area
713 m²
Parcel 46012D0910/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Gemenestraat 6
since 20102.189.566.548
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46012D0910/00H000 | Flanders | 713 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 82,255 EUR awarded · 82,255 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 43,667 EUR | 43,667 EUR |
| 2024 | 1 | 4,418 EUR | 4,418 EUR |
| 2023 | 1 | 34,170 EUR | 34,170 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.189.566.548
Similar companies · same sector, comparable size
ECONOMIE ET GESTION FONCIERE
BE 0428.264.403
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BEELKENSHOEVE
BE 0667.509.161
Beernem · Eq €655k
FERME - STREEL
BE 0460.591.137
Awans · Eq €657k
ROMALACHOEVE
BE 0737.799.024
Brugge · Eq €667k
LAND- EN TUINBOUW
BE 0433.974.436
Scherpenheuvel-Zichem · Eq €631k
Of 5,163 companies in sector 01110 we hold annual accounts for 611. 458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2010
Fiscal year end31-03
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01610Support activities for crop production
01130Growing of vegetables, melons, roots and tubers
01461Pig breeding farms
01462Crop and animal production, hunting and related service activities
01479Crop and animal production, hunting and related service activities
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.