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APC Invest

Active
Private limited companyfounded 1972active for 54 yearsPuttenhoflaan 22, 2970 Schilde, BelgiumKBO/BCE: BE 0411.896.543

From the official registers: KBO 41 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

APC Invest has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €394,298 and a net result of €23,788. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 46% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 12-01-1972 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 2 others
Establishment unit
2.006.739.760 2970 Schilde, since 01-02-1972
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Board
  • Baert Stefan MoniqueDirector

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€97,423
▲ 494%
Turnover
≈ €250,000
estimated
Profit
€23,788
▲ 13.0%
Equity
€394,298
▼ 4.3%
Total assets
€1.6m
▼ 17.4%
Staff
≈ 0 FTE
estimated
Filed on 14-10-2026, 75 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 75 days late; 3 of the last 3 accounts late1 change of registered office in 24 monthsLiquidity: current ratio 1.37, cash €91,135lowers riskSize: total assets €1.6mShow the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 49+3
equity 24.4% of total assets
Liquidity 18+1
short-term debt 72.7% · cash 5.6%
Profitability 56-7
return on assets 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 1.6%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -1.4 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.3 percentage points vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.3 percentage points vs 07-2026 09-2026: 1.1%▲ +0.2 percentage points vs 08-2026 10-2026: 0.7%▼ -0.4 percentage points vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (1.26 in 2024), below the usual 1.5. Short-term debt is 72.7% and cash 5.6% of total assets. 75.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 44% of them on solvency, 15% on liquidity, 46% on profitability and 35% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 75 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.37, cash €91,135
NBB · annual accounts
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
61 days late
2023
426 days late
2022
792 days late
2021
1157 days late
2020
31 days late
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 376 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 366 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 3rd oldest company in Schilde, Real estate sectorin the Checked rankings No. 3 View

Comparable companies

These companies have the same main activity as APC Invest: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1m and €2.2m, founded between 1967 and 1980.

CompanyTotal assetsGross margin
APC Invest Schilde€1.6m€0.1m
IMMOBILIERE FIXELLES. Tubize€1.5m€0.1m
Investeringsmaatschappij België Malle€1.0m€0.09m
Molens Van Orshoven - Moulins Van Orshoven Leuven€1.7m€0.06m
BINOLUX Kuurne€1.8m€0.06m
Impy Blankenberge€2.2m€0.09m
Laruweere Brugge€2.2m€0.08m
Full comparison

Documents

Annual accounts at the NBB

All 41 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about APC Invest

What is the company number of APC Invest?
The company number of APC Invest is 0411.896.543. The VAT number is the same number with BE in front: BE 0411.896.543.
Where is APC Invest based?
The registered office is at Puttenhoflaan 22, 2970 Schilde.Company details
What does APC Invest do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of APC Invest?
The legal form of APC Invest is Private limited company (BV).
When was APC Invest founded?
APC Invest was founded on 12-01-1972.
Is APC Invest still active?
Yes, APC Invest is an active enterprise in the KBO register.
How many employees does APC Invest have?
APC Invest had an average of 0.4 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of APC Invest?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €97,423 and 47 comparable companies (NACE 681). It probably lies between €130,000 and €530,000. In financial year 2018 turnover was €887,791.
Is APC Invest profitable?
In financial year 2025, APC Invest made a profit of €23,788.
Where can I find the annual accounts of APC Invest?
APC Invest filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of APC Invest due?
APC Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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