APC-CENTER
ActiveSummary
The computed 12-month bankruptcy probability of APC-CENTER is 2.5% (moderate). The 2024 annual accounts show equity of €279k and a net result of €21k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 90 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-12
Solvency73▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.74 in 2023; short-term debt: 39.5% and cash: 39.6% of total assets), but 51.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
21 d late
2022
31 d late
2021
78 d late
2020
59 d late
2019
176 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€279k▲ 8.0%
2023 · €258k
2018: €154k
2019: €179k
2020: €247k
2021: €227k
2022: €248k
2023: €258k
2018 → 2024
Total assets
€579k▲ 11.4%
2023 · €519k
2018: €521k
2019: €425k
2020: €467k
2021: €462k
2022: €487k
2023: €519k
2018 → 2024
Net result
€21k▲ 13.2%
2023 · €18k
2018: €11k
2019: €24k
2020: €68k
2021: €-19k
2022: €20k
2023: €18k
2018 → 2024
Working capital
€241k▲ 51.9%
2023 · €159k
2018: €44k
2019: €72k
2020: €175k
2021: €88k
2022: €178k
2023: €159k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€247k-€227k▼ 7.7%€248k▲ 8.9%€258k▲ 4.4%€279k▲ 8.0%
Operating result€88k-€-13k€33k€33k▼ 1.3%€47k▲ 43.7%
Net result€68k-€-19k€20k€18k▼ 9.4%€21k▲ 13.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 44% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €579k
Fixed assets
€109k ▼ 25.8%
Current assets
€469k ▲ 26.1%
Equity and liabilities €579k
Equity
€279k ▲ 8.0%
Debt
€299k ▲ 14.7%
Debt's share of the balance-sheet total rises from 50.2% to 51.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2023 · €67k
Cash flow
€55k▲
2023 · €52k
Current ratio
2.05▲
2023 · 1.74
Quick ratio
1.66▲
2023 · 1.56
Debt to equity
1.07▲
2023 · 1.01
ROE
7.4%▲
2023 · 7.1%
ROA
3.6%▲
2023 · 3.5%
Interest coverage
4.52▼
2023 · 10.08
Debt ≤ 1 year
€229k▲
2023 · €214k
Debt > 1 year
€71k▲
2023 · €47k
Income taxes
€9k▲
2023 · €8k
Staff costs
€268k▲
2023 · €243k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 57 lines
Balance sheet
Code20232024
Assets
Total assets20/58€519k€579k▲
Fixed assets21/28€147k€109k▼
Intangible fixed assets21€22k€19k▼
Tangible fixed assets22/27€121k€82k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€42k€31k▼
Other tangible fixed assets26€79k€47k▼
Financial fixed assets28€5k€8k▲
Current assets29/58€372k€469k▲
Stocks and contracts in progress3€39k€90k▲
Stocks30/36€39k€90k▲
Amounts receivable within one year40/41€122k€146k▲
Trade receivables40€83k€94k▲
Other amounts receivable41€39k€52k▲
Cash at bank and in hand54/58€208k€229k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€519k€579k▲
Equity10/15€258k€279k▲
Contributions10/11€55k€55k=
Reserves13€203k€224k▲
Tax-exempt reserves132€12k€12k=
Distributable reserves133€191k€212k▲
Amounts payable17/49€261k€299k▲
Amounts payable after more than one year17€47k€71k▲
Financial debts170/4€47k€71k▲
Amounts payable within one year42/48€214k€229k▲
Current portion of amounts payable after more than one year42€35k€59k▲
Financial debts43€26k€18k▼
Credit institutions430/8€26k-
Other loans439-€18k
Trade debts44€107k€104k▼
Suppliers440/4€107k€104k▼
Taxes, remuneration and social security45€39k€42k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€34k€36k▲
Other amounts payable47/48€8k€5k▼
Income statement
Code20232024
Non-recurring operating income76A-€22k
Remuneration, social security and pensions62€243k€268k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k▲
Other operating charges640/8€11k€12k▲
Non-recurring operating charges66A€1k€273▼
Gross operating margin9900€323k€362k▲
Operating profit (loss)9901€33k€47k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€7k€18k▲
Recurring financial charges65€7k€18k▲
Profit (loss) for the period before taxes9903€26k€29k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€18k€21k▲
Profit (loss) for the period to be appropriated9905€18k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€21k▲
Transfer to equity691/2€11k€21k▲
To other reserves6921€11k€21k▲
Profit to be distributed694/7€8k-
Return on contributions (dividend)694€8k-
Social balance
Average headcount (FTE)90876.87.4▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
2021
31-12
Financial
Weakest financial yearnet €-19k ▼128%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Highest result since 2018net €68k ▲180%
Operating result €88k, net result €68k, both a record.
31-12
Financial
Equity above €200kEq €247k ▲38.1%
3 profitable years in a row build equity to €247k.
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 4 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graanmarkt 429400 NinoveGround area
2,195 m²
Building footprint
1,089 m²
Volume, LiDAR
9,655 m³
4 parcels, Flanders · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
4 establishment units
APC CENTER
since 20092.178.035.327
APC CENTER
since 20142.253.102.142
Ninoofsesteenweg 375, 1700 Dilbeek
since 20212.335.942.122
APC MEDIA
since 20242.358.617.257
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0872/00F000 | Flanders | 1,220 m² | 1 · 202 m² | 9.0 m · 2 fl. |
| 41362B1197/00G000 | Flanders | 432 m² | 1 · 421 m² | 16.8 m · 5 fl. |
| 23016D0071/00L000 | Flanders | 413 m² | 1 · 413 m² | 9.3 m · 2 fl. |
| 41018A0616/02K000 | Flanders | 131 m² | 1 · 53 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
12 endedAanvuller (so)
Aanvuller (so)
Kassier (so)
Kassier (so)
Verkoper (so)
Verkoper (so)
Show 6 more
Winkelbediende (so)
Winkelbediende (so)
Aanvuller (so)
Kassier (so)
Verkoper (so)
Winkelbediende (so)
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Of 2,168 companies in sector 61200 we hold annual accounts for 697. 465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
61200Telecommunications resale and intermediation services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.