Aparti
ActiveAparti has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287k and a net result of €116k. Equity is growing by ~39.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency93▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 0.45 in 2024; short-term debt: 24.9% and cash: 31.8% of total assets), and 32.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.6%
Return on assets
27.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
30 d early
2022
26 d early
2021
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€287k▲ 40.8%
2024 · €204k
2021: €84k
2022: €102k
2023: €140k
2024: €204k
2021 → 2025
Total assets
€424k▲ 33.6%
2024 · €317k
2021: €252k
2022: €227k
2023: €258k
2024: €317k
2021 → 2025
Net result
€116k▲ 83.7%
2024 · €63k
2021: €8k
2022: €17k
2023: €39k
2024: €63k
2021 → 2025
Working capital
€101k
2024 · €-40k
2021: €-13k
2022: €-22k
2023: €4k
2024: €-40k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€102k▲ 20.5%€140k▲ 38.1%€204k▲ 44.9%€287k▲ 40.8%
Operating result€17k-€28k▲ 62.8%€59k▲ 111%€94k▲ 58.6%€169k▲ 79.7%
Net result€8k-€17k▲ 118%€39k▲ 124%€63k▲ 63.0%€116k▲ 83.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 80% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €424k
Fixed assets
€218k▼ 23.5%
Current assets
€206k▲ 524%
Equity and liabilities €424k
Equity
€287k▲ 40.8%
Debt
€137k▲ 20.5%
The debt ratio falls from 35.9% to 32.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€172k▲
2024 · €103k
Cash flow
€119k▲
2024 · €73k
Solvency
67.6%▲
2024 · 64.1%
Current ratio
1.96▲
2024 · 0.45
Quick ratio
1.96▲
2024 · 0.45
Debt / equity
0.48▼
2024 · 0.56
ROE
40.4%▲
2024 · 31.0%
ROA
27.3%▲
2024 · 19.9%
Interest coverage
36.29▲
2024 · 27.15
Debt
€137k▲
2024 · €114k
Debt ≤ 1 year
€105k▲
2024 · €73k
Debt > 1 year
€32k▼
2024 · €41k
Income taxes
€52k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€317k€424k▲
Fixed assets21/28€284k€218k▼
Tangible fixed assets22/27€262k€196k▼
Land and buildings22€142k-
Plant, machinery and equipment23-€1k
Furniture and vehicles24€469€12k▲
Other tangible fixed assets26€12k€10k▼
Assets under construction and advance payments27€107k€173k▲
Financial fixed assets28€22k€22k=
Current assets29/58€33k€206k▲
Amounts receivable within one year40/41€11k€59k▲
Trade receivables40€2k€23k▲
Other amounts receivable41€9k€37k▲
Cash at bank and in hand54/58€22k€135k▲
Deferred charges and accrued income490/1€103€12k▲
Equity and liabilities
Total equity and liabilities10/49€317k€424k▲
Equity10/15€204k€287k▲
Contributions10/11€3k€3k=
Reserves13€201k€284k▲
Distributable reserves133€201k€284k▲
Amounts payable17/49€114k€137k▲
Amounts payable after more than one year17€41k€32k▼
Financial debts170/4€41k€32k▼
Amounts payable within one year42/48€73k€105k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€57k€90k▲
Taxes450/3€57k€90k▲
Income statement
Code20242025
Non-recurring operating income76A-€27k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€105k€173k▲
Operating profit (loss)9901€94k€169k▲
Financial income75/76B€515€4k▲
Recurring financial income75€515€4k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€90k€168k▲
Income taxes67/77€27k€52k▲
Profit (loss) for the period9904€63k€116k▲
Profit (loss) for the period to be appropriated9905€63k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€116k▲
Transfer from equity791/2-€33k
Transfer to equity691/2€63k€116k▲
To other reserves6921€63k€116k▲
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €116k ▲83.7%
Operating result €169k, net result €116k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.96
Current ratio from 0.45 to 1.96.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €204k ▲44.9%
4 profitable years in a row build equity to €204k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €102k ▲20.5%
2 profitable years in a row build equity to €102k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
25-03-2021
Resigned as Manager
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roelskouter 208540 DeerlijkGround area
678 m²
Building footprint
145 m²
Volume, LiDAR
697 m³
Parcel 34009A0339/00R000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roelskouter 20, 8540 Deerlijk
since 20182.281.522.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009A0339/00R000 | Flanders | 678 m² | 1 · 144 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 989 EUR awarded · 989 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 989 EUR | 989 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
2549003UOE5U1PWZ5K74
Similar companies · same sector, comparable size
BOMINEO
BE 0898.696.585
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FRASA ASSISTING & MANAGEMENT
BE 0824.243.840
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TLC+
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CEUTERICK MANAGEMENT
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Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2018
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
62900Other information technology and computer services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.