AP.MECANIC'S
ActiveAP.MECANIC'S has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €87k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 2507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+82
Solvency62▲+36
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.22 in 2024), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
23.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
43 d early
2023
34 d early
2022
46 d early
2021
40 d early
2020
26 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 270%
2024 · €32k
2018: €19k
2019: €26k
2020: €14k
2021: €34k
2022: €33k
2023: €31k
2024: €32k
2018 → 2025
Total assets
€371k▲ 66.2%
2024 · €223k
2018: €36k
2019: €69k
2020: €44k
2021: €181k
2022: €236k
2023: €241k
2024: €223k
2018 → 2025
Net result
€87k▲ 7,452%
2024 · €1k
2018: €11k
2019: €5k
2020: €-13k
2021: €59k
2022: €14k
2023: €22k
2024: €1k
2018 → 2025
Working capital
€71k▲ 425%
2024 · €14k
2018: €3k
2019: €14k
2020: €1k
2021: €-22k
2022: €7k
2023: €-6k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€33k▼ 2.4%€31k▼ 6.8%€32k▲ 3.7%€120k▲ 270%
Operating result€75k-€21k▼ 71.8%€30k▲ 40.7%€5k▼ 83.1%€122k▲ 2,320%
Net result€59k-€14k▼ 76.1%€22k▲ 52.4%€1k▼ 94.6%€87k▲ 7,452%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,320% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets
€154k▲ 4.0%
Current assets
€217k▲ 189%
Equity and liabilities €371k
Equity
€120k▲ 270%
Provisions
€584▼ 56.5%
Debt
€250k▲ 32.2%
The debt ratio falls from 84.9% to 67.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€172k▲
2024 · €49k
Cash flow
€137k▲
2024 · €45k
Solvency
32.3%▲
2024 · 14.5%
Current ratio
1.49▲
2024 · 1.22
Quick ratio
1.49▲
2024 · 1.22
Debt / equity
2.09▼
2024 · 5.86
ROE
73.0%▲
2024 · 3.6%
ROA
23.6%▲
2024 · 0.5%
Interest coverage
39.75▲
2024 · 11.11
Debt
€250k▲
2024 · €189k
Debt ≤ 1 year
€145k▲
2024 · €61k
Debt > 1 year
€105k▼
2024 · €128k
Income taxes
€30k▲
2024 · €204
Staff costs
€28k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€371k▲
Fixed assets21/28€148k€154k▲
Tangible fixed assets22/27€143k€149k▲
Furniture and vehicles24€109k€119k▲
Other tangible fixed assets26€34k€30k▼
Financial fixed assets28€6k€6k=
Current assets29/58€75k€217k▲
Amounts receivable within one year40/41€25k€70k▲
Trade receivables40€15k€70k▲
Other amounts receivable41€10k€959▼
Cash at bank and in hand54/58€47k€145k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€223k€371k▲
Equity10/15€32k€120k▲
Contributions10/11€19k€19k=
Reserves13€6k€4k▼
Tax-exempt reserves132€4k€2k▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€8k€98k▲
Provisions and deferred taxes16€1k€584▼
Deferred taxes168€1k€584▼
Amounts payable17/49€189k€250k▲
Amounts payable after more than one year17€128k€105k▼
Financial debts170/4€48k€25k▼
Other amounts payable178/9€80k€80k=
Amounts payable within one year42/48€61k€145k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€7k€73k▲
Suppliers440/4€7k€73k▲
Taxes, remuneration and social security45€5k€23k▲
Taxes450/3€370€13k▲
Remuneration and social security454/9€4k€10k▲
Other amounts payable47/48€26k€26k▲
Accrued charges and deferred income492/3€208€453▲
Income statement
Code20242025
Remuneration, social security and pensions62€17k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€50k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€68k€202k▲
Operating profit (loss)9901€5k€122k▲
Financial income75/76B€6€5▼
Recurring financial income75€6€5▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€603€117k▲
Transfer from deferred taxes780€759€759=
Income taxes67/77€204€30k▲
Profit (loss) for the period9904€1k€87k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€3k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€98k▲
Profit (loss) brought forward from the previous period14P€4k€8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €87k ▲7452%
Operating result €122k, net result €87k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲270%
5 profitable years in a row build equity to €120k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼366%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Izier 96941 DurbuyGround area
2,759 m²
Building footprint
566 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Rue d'Izier 9, 6941 Durbuy
since 20162.251.408.602
Rue de Barvaux, Hotton 25, 6990 Hotton
since 20162.270.763.862
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83008B0212/00F000 | Wallonia | 1,553 m² | 1 · 109 m² | - |
| 83028B0576/00W002 | Wallonia | 1,206 m² | 1 · 457 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,341 companies in sector 95311 we hold annual accounts for 2,939. 2,332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2016
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.