AP-Consult
ActiveSummary
AP-Consult has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €173k and a net result of €26k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 2283 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.66 against 3.21 in 2023; short-term debt: 22.7% and cash: 77.8% of total assets), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
29 d early
2022
33 d early
2021
33 d early
2020
24 d late
2019
104 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Turnover
€129k
EBIT margin
37.4%
Net result
€26k▼ 37.4%
2023 · €42k
2018: €2k
2019: €13k
2020: €-2k
2021: €9k
2022: €17k
2023: €42k
2018 → 2024
Working capital
€135k▲ 10.2%
2023 · €123k
2018: €91k
2019: €113k
2020: €121k
2021: €140k
2022: €152k
2023: €123k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€129k
Equity€142k-€151k▲ 6.3%€158k▲ 4.5%€173k▲ 9.9%€173k=
Operating result€-2k-€17k€21k▲ 25.3%€48k▲ 130%€34k▼ 29.7%
Net result€-2k-€9k€17k▲ 86.6%€42k▲ 148%€26k▼ 37.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 30% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €224k
Fixed assets
€38k ▼ 25.0%
Current assets
€186k ▲ 4.5%
Equity and liabilities €224k
Equity
€173k =
Debt
€51k ▼ 8.7%
Debt's share of the balance-sheet total falls from 24.3% to 22.7%. Debt is lower.
Key figures and ratios
EBITDA
€47k▼
2023 · €60k
Cash flow
€39k▼
2023 · €54k
Current ratio
3.66▲
2023 · 3.21
Debt to equity
0.29▼
2023 · 0.32
ROE
15.0%▼
2023 · 24.0%
ROA
11.6%▼
2023 · 18.2%
Interest coverage
694.99▼
2023 · 1205.58
Debt ≤ 1 year
€51k▼
2023 · €55k
Income taxes
€9k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€229k€224k▼
Fixed assets21/28€51k€38k▼
Tangible fixed assets22/27€51k€38k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€48k€36k▼
Financial fixed assets28€250€250=
Current assets29/58€178k€186k▲
Amounts receivable within one year40/41€11k€11k=
Trade receivables40€11k€11k=
Cash at bank and in hand54/58€167k€174k▲
Equity and liabilities
Total equity and liabilities10/49€229k€224k▼
Equity10/15€173k€173k=
Contributions10/11€19k€19k=
Outside capital11-€19k
Other1109/19-€19k
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€148k€148k=
Amounts payable17/49€56k€51k▼
Amounts payable within one year42/48€55k€51k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€16k€13k▼
Taxes450/3€16k€13k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€35k€35k=
Accrued charges and deferred income492/3€300-
Income statement
Code20232024
Turnover70€129k-
Non-recurring operating income76A€23k-
Goods, raw materials, services and sundry goods60/61€97k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€155-
Gross operating margin9900€60k€47k▼
Operating profit (loss)9901€48k€34k▼
Financial income75/76B-€837
Recurring financial income75-€837
Non-recurring financial income76B€0-
Financial charges65/66B€50€67▲
Recurring financial charges65€50€67▲
Profit (loss) for the period before taxes9903€48k€35k▼
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€42k€26k▼
Profit (loss) for the period to be appropriated9905€42k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€174k€174k=
Profit (loss) brought forward from the previous period14P€132k€148k▲
Profit to be distributed694/7€26k€26k=
Return on contributions (dividend)694€26k€26k=
Directors or managers695€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €42k ▲148%
Operating result €48k, net result €42k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Equity above €150kEq €151k ▲6.3%
Equity rises from €142k to €151k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼115%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 64 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kamperfoeliestraat 58300 Knokke-HeistGround area
528 m²
Building footprint
131 m²
Volume, LiDAR
749 m³
Parcel 31039E0913/00A000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0913/00A000 | Flanders | 528 m² | 1 · 131 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROULIN DEVELOPPEMENT
BE 0862.113.927
Philippeville · Eq €173,430
BJVS
BE 0537.904.095
Bornem · Eq €173,471
ADDMODUM
BE 0765.729.084
Zandhoven · Eq €173,295
GoBo
BE 0742.630.416
Dessel · Eq €174,094
Komodo
BE 0696.679.041
Mortsel · Eq €172,247
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.