Financials
- Financial year
- 2025
- Total assets
- €50,956
- Loss
- -€3,246
- Solvency
- 28.0%
Total assets▲ 45.9%
Net result
20232025
AOD INVEST
ActiveSummary
The computed 12-month bankruptcy probability of AOD INVEST is 7.7% (elevated). The 2025 annual accounts show equity of €14,282 and a net result of -€3,246. Equity is shrinking by about 11% per year across the filed financial years. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known
Size
€50,956total assets 2025
- Equity
- €14,282
- Loss
- -€3,246
Turnover not published (micro format)
Structure
Accounts filed 31 days late0 of 1 deed read
Why 32raises riskNo registered site in the KBOLatest accounts 31 days late; 3 of the last 3 lateFounded in 2023lowers riskSize: total assets €50,956Show the evidence
Checked score
Score 2025
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 19% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency
53-22
equity 28.0% of total assets
Liquidity
12-13
short-term debt 72.0% · cash 0.3%
Profitability
22-11
return on assets -6.4%
Bankruptcy probability, 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.9%
12-2024: 5.9%● unchanged vs 11-2024
01-2025: 5.7%▼ -0.2 percentage points vs 12-2024
02-2025: 5.6%▼ -0.1 percentage points vs 01-2025lowest value
03-2025: 6.3%▲ +0.7 percentage points vs 02-2025
04-2025: 6.2%▼ -0.1 percentage points vs 03-2025
05-2025: 7.5%▲ +1.3 percentage points vs 04-2025
06-2025: 7.5%● unchanged vs 05-2025
07-2025: 7.5%● unchanged vs 06-2025
08-2025: 7.5%● unchanged vs 07-2025
09-2025: 7.5%● unchanged vs 08-2025
10-2025: 7.5%● unchanged vs 09-2025
11-2025: 8.9%▲ +1.4 percentage points vs 10-2025
12-2025: 8.9%● unchanged vs 11-2025
01-2026: 8.9%● unchanged vs 12-2025
02-2026: 8.8%▼ -0.1 percentage points vs 01-2026
03-2026: 9.0%▲ +0.2 percentage points vs 02-2026
04-2026: 9.0%● unchanged vs 03-2026
05-2026: 9.0%● unchanged vs 04-2026
06-2026: 9.0%● unchanged vs 05-2026
07-2026: 8.9%▼ -0.1 percentage points vs 06-2026
08-2026: 10.1%▲ +1.2 percentage points vs 07-2026highest value
09-2026: 7.7%▼ -2.4 percentage points vs 08-2026
10-2026: 7.7%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.98, compared with 1.15 in 2024, below 1; short-term debt: 72% and cash: 0.3% of total assets), and 72% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 32% on solvency, 10% on liquidity, 18% on profitability and 18% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
61 days late
2023
426 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 173 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (3 of the last 3 filed years within 366 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€3,246
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- Next accounts
- by 31-07-2027
- 30-09-2025Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 19-04-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about AOD INVEST
- What is the company number of AOD INVEST?
- 0800.899.504. In Belgium the VAT number is the company number with BE in front: BE 0800.899.504.
- Where is AOD INVEST based?
- The registered office is at Place Verte 20, 6000 Charleroi.Company details
- What is the legal form of AOD INVEST?
- Private limited company (BV).
- When was AOD INVEST founded?
- On 19-04-2023.
- Is AOD INVEST still active?
- Yes, AOD INVEST is an active enterprise in the KBO register.
- What is the turnover of AOD INVEST?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is AOD INVEST profitable?
- In financial year 2025, AOD INVEST made a loss of €3,246.
- Where can I find the annual accounts of AOD INVEST?
- AOD INVEST filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AOD INVEST due?
- By 31-07-2027, for financial year 2026.Timeline
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