AOC MANAGEMENT
ActiveAOC MANAGEMENT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €834k and a net result of €32k. Equity is growing by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+5
Solvency78▼-11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.5 in 2024), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
3.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
22 d early
2023
5 d early
2022
36 d early
2021
5 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€834k▼ 2.1%
2024 · €852k
2019: €109k
2020: €137k
2022: €282k
2023: €827k
2024: €852k
2019 → 2025
Total assets
€1.05M▼ 2.7%
2024 · €1.07M
2019: €401k
2020: €422k
2022: €467k
2023: €1.05M
2024: €1.07M
2019 → 2025
Net result
€32k▲ 30.8%
2024 · €25k
2019: €-1k
2020: €28k
2022: €7k
2023: €13k
2024: €25k
2019 → 2025
Working capital
€5k▼ 89.3%
2024 · €43k
2019: €23k
2020: €43k
2022: €145k
2023: €85k
2024: €43k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€137k-€282k▲ 106%€827k▲ 193%€852k▲ 3.0%€834k▼ 2.1%
Operating result€41k-€12k▼ 72.0%€19k▲ 65.8%€39k▲ 105%€51k▲ 29.1%
Net result€28k-€7k▼ 75.5%€13k▲ 84.4%€25k▲ 94.6%€32k▲ 30.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 29% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€899k▼ 5.0%
Current assets
€147k▲ 14.6%
Equity and liabilities €1.05M
Equity
€834k▼ 2.1%
Provisions
€14k▼ 7.7%
Debt
€198k▼ 4.7%
The debt ratio falls from 19.3% to 18.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€98k▲
2024 · €84k
Cash flow
€80k▲
2024 · €69k
Solvency
79.8%▲
2024 · 79.3%
Current ratio
1.03▼
2024 · 1.50
Quick ratio
1.03▼
2024 · 1.50
Debt / equity
0.24▼
2024 · 0.24
ROE
3.9%▲
2024 · 2.9%
ROA
3.1%▲
2024 · 2.3%
Interest coverage
19.28▲
2024 · 17.36
Debt
€198k▼
2024 · €207k
Debt ≤ 1 year
€142k▲
2024 · €85k
Debt > 1 year
€54k▼
2024 · €122k
Income taxes
€19k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.05M▼
Fixed assets21/28€946k€899k▼
Intangible fixed assets21€301-
Tangible fixed assets22/27€946k€899k▼
Land and buildings22€772k€757k▼
Plant, machinery and equipment23€163€61▼
Furniture and vehicles24€73k€55k▼
Other tangible fixed assets26€100k€87k▼
Current assets29/58€128k€147k▲
Amounts receivable within one year40/41€57k€122k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€49k€115k▲
Cash at bank and in hand54/58€68k€23k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.05M▼
Equity10/15€852k€834k▼
Contributions10/11€604k€604k=
Reserves13€117k€149k▲
Tax-exempt reserves132€48k€46k▼
Distributable reserves133€69k€104k▲
Profit (loss) carried forward14€131k€81k▼
Provisions and deferred taxes16€15k€14k▼
Deferred taxes168€15k€14k▼
Amounts payable17/49€207k€198k▼
Amounts payable after more than one year17€122k€54k▼
Financial debts170/4€122k€54k▼
Amounts payable within one year42/48€85k€142k▲
Current portion of amounts payable after more than one year42€66k€67k▲
Trade debts44€2k€818▼
Suppliers440/4€2k€818▼
Taxes, remuneration and social security45€16k€23k▲
Taxes450/3€16k€23k▲
Other amounts payable47/48€947€51k▲
Accrued charges and deferred income492/3€300€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€47k▲
Other operating charges640/8€11k€8k▼
Gross operating margin9900€95k€106k▲
Operating profit (loss)9901€39k€51k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€37k€50k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€13k€19k▲
Profit (loss) for the period9904€25k€32k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€27k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€165k▲
Profit (loss) brought forward from the previous period14P€131k€131k=
Transfer to equity691/2€27k€34k▲
To other reserves6921€27k€34k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €32k ▲30.8%
Operating result €51k, net result €32k, both a record.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €500kEq €827k ▲193%
3 profitable years in a row build equity to €827k.
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 3.89
Current ratio from 1.60 to 3.89; short-term debt falls from €72k to €50k.
30-06
Financial
Equity above €200kEq €282k ▲106%
2 profitable years in a row build equity to €282k.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Champs Là Haut 114053 ChaudfontaineGround area
1,419 m²
Building footprint
131 m²
Volume, LiDAR
827 m³
Parcel 62030C0251/00C003, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Champs Là Haut 11, 4053 Chaudfontaine
since 19992.281.305.485
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030C0251/00C003 | Wallonia | 1,419 m² | 1 · 131 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FAY'S REAL ESTATE
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DND INVEST
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-1999
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
70200Business and other management consultancy
70220Business consulting
74142
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.