Financials
- Fiscal year
- 2024
- Total assets
- €43,754
- Profit
- €16,091
- Solvency
- 43.6%
AO-Consultancy
ActiveSummary
The computed 12-month bankruptcy probability of AO-Consultancy is 4.0% (moderate). The 2024 annual accounts show equity of €19,091 and a net result of €16,091. Its solvency ranks better than 60% of 26069 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€43,754total assets 2024
- Equity
- €19,091
- Profit
- €16,091
Turnover not published (abridged schema)
Structure
Accounts 48 d early0 of 2 deeds read
Why 51- Figures for FY 2024 (filed 19-06-2025)- 1 change of registered office in 24 months- Founded in 2024+ Liquidity: current ratio 1.62, cash €34,280Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 77% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
69
equity 43.6% of total assets
Liquidity
71
short-term debt 56.4% · cash 78.3%
Profitability
100
return on assets 36.8%
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 1.8%
04-2025: 1.8%● 0.0% vs 03-2025
05-2025: 1.9%▲ +2.7% vs 04-2025
06-2025: 2.2%▲ +19.1% vs 05-2025
07-2025: 0.4%▼ -82.9% vs 06-2025lowest value
08-2025: 0.4%▲ +0.3% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%▲ +7.4% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.4%▼ -1.5% vs 11-2025
01-2026: 0.8%▲ +92.5% vs 12-2025
02-2026: 0.8%▲ +3.9% vs 01-2026
03-2026: 0.8%▲ +4.0% vs 02-2026
04-2026: 1.0%▲ +18.2% vs 03-2026
05-2026: 1.2%▲ +24.4% vs 04-2026
06-2026: 1.2%▲ +0.2% vs 05-2026
07-2026: 1.3%▲ +3.5% vs 06-2026
08-2026: 2.1%▲ +65.1% vs 07-2026
09-2026: 2.2%▲ +6.0% vs 08-2026
10-2026: 4.0%▲ +79.0% vs 09-2026highest value
- Figures for FY 2024 (filed 19-06-2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 1.62, cash €34,280 lowers the probability
- Founded in 2024 raises the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.62; short-term debt: 56.4% and cash: 78.3% of total assets), but 56.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 58%, liquidity 77%, profitability 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
48 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 48 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 13-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 26-02-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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