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AO.BE

Active
Public limited companyfounded 201511 yrs activeEsplanade 1, 1020 Brussel, BelgiumKBO/BCE: BE 0598.689.344
Summary

The computed 12-month bankruptcy probability of AO.BE is 1.7% (moderate). The 2025 annual accounts show negative equity (-€511,534) and a net result of -€24,749. Equity is shrinking by ~5.1% per year across the filed fiscal years. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Activity not known1 site
How big
€5,913total assets 2025
Equity
-€511,534
Loss
-€24,749
Turnover not published (abridged schema)
Financially healthy?
58 Fair Checked score 2025
Bankruptcy chance 12 m
1.7%
Who decides
Accounts filed 3 d late0 of 8 deeds read
Why 58- Loss of €24,749, the second in a row (FY 2025)- Negative equity -€511,534- Liquidity: current ratio 0.01+ Size: total assets €5,913Show the evidence

Checked score

Score 2025
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2024
Weak
Solvency 0=
equity -8651.1% of total assets
Liquidity 0=
short-term debt 8072.2%
Profitability 0=
return on assets -418.6%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 4.0% 12-2024: 4.3%▲ +7.5% vs 11-2024highest value 01-2025: 2.6%▼ -40.1% vs 12-2024 02-2025: 2.6%● 0.0% vs 01-2025 03-2025: 2.6%● 0.0% vs 02-2025 04-2025: 2.6%● 0.0% vs 03-2025 05-2025: 2.6%● 0.0% vs 04-2025 06-2025: 2.7%▲ +4.2% vs 05-2025 07-2025: 2.7%● 0.0% vs 06-2025 08-2025: 2.6%▼ -4.8% vs 07-2025 09-2025: 2.6%● 0.0% vs 08-2025 10-2025: 2.7%▲ +5.7% vs 09-2025 11-2025: 3.5%▲ +27.6% vs 10-2025 12-2025: 2.1%▼ -38.8% vs 11-2025 01-2026: 2.1%● 0.0% vs 12-2025 02-2026: 1.7%▼ -21.7% vs 01-2026 03-2026: 1.6%▼ -2.1% vs 02-2026 04-2026: 1.6%● 0.0% vs 03-2026 05-2026: 1.6%● 0.0% vs 04-2026 06-2026: 1.6%▼ -0.6% vs 05-2026 07-2026: 1.6%● 0.0% vs 06-2026 08-2026: 1.6%▼ -1.5% vs 07-2026lowest value 09-2026: 1.6%● 0.0% vs 08-2026lowest value 10-2026: 1.7%▲ +8.4% vs 09-2026
  • Size: total assets €5,913 lowers the probability for this profile
  • Loss of €24,749, the second in a row (FY 2025) raises the probability
  • Negative equity -€511,534 raises the probability
  • Liquidity: current ratio 0.01 raises the probability
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €5,913
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €24,749, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€511,534
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.01
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€511,534
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
3 d late
2024
27 d late
2023
27 d late
2022
29 d late
2021
46 d late
2020
1 d early
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet -€26,430

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€511,534 View
  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€24,749 View
  • Total assets 20256 fiscal years filed €5,913 View

By topic

Financials

Fiscal year
2025
Total assets
€5,913
Loss
-€24,749
Solvency
-8651.1%
Total assets▲ 2.9%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2016
Next accounts
by 31-10-2026
  1. 03-11-2025Annual accounts filed
  2. 27-11-2024Annual accounts filed
  3. 31-03-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
16-02-2015
Year ends
31-03
Peppol
Not found in the Peppol directory
Go to Company details

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