ANZECO
ActiveSummary
ANZECO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €796k and a net result of €66k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 63% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency97▲+5
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.73 in 2024; short-term debt: 8.2% and cash: 6.9% of total assets), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €796k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
9 d early
2023
1 d early
2022
3 d early
2021
2 d late
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€796k▲ 9.1%
2024 · €729k
2018: €749k
2019: €957k
2020: €762k
2021: €606k
2022: €618k
2023: €679k
2024: €729k
2018 → 2025
Total assets
€1.11M▲ 2.2%
2024 · €1.09M
2018: €1.25M
2019: €1.42M
2020: €1.14M
2021: €1.17M
2022: €1.08M
2023: €1.09M
2024: €1.09M
2018 → 2025
Net result
€66k▲ 31.2%
2024 · €51k
2018: €8k
2019: €-17k
2020: €-195k
2021: €-156k
2022: €12k
2023: €61k
2024: €51k
2018 → 2025
Working capital
€-13k▲ 40.5%
2024 · €-22k
2018: €205k
2019: €182k
2020: €-580
2021: €54k
2022: €-29k
2023: €-18k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€606k-€618k▲ 2.1%€679k▲ 9.8%€729k▲ 7.5%€796k▲ 9.1%
Operating result€-146k-€22k€69k▲ 209%€62k▼ 11.0%€75k▲ 22.2%
Net result€-156k-€12k€61k▲ 387%€51k▼ 16.8%€66k▲ 31.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€1.03M ▲ 0.5%
Current assets
€78k ▲ 30.9%
Equity and liabilities €1.11M
Equity
€796k ▲ 9.1%
Debt
€315k ▼ 11.9%
Debt's share of the balance-sheet total falls from 32.9% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2024 · €65k
Cash flow
€73k▲
2024 · €54k
Current ratio
0.85▲
2024 · 0.73
Debt to equity
0.40▼
2024 · 0.49
ROE
8.3%▲
2024 · 6.9%
ROA
6.0%▲
2024 · 4.7%
Interest coverage
9.23▲
2024 · 5.90
Debt ≤ 1 year
€91k▲
2024 · €82k
Debt > 1 year
€223k▼
2024 · €276k
Income taxes
€223▲
2024 · €93
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.11M▲
Fixed assets21/28€1.03M€1.03M▲
Tangible fixed assets22/27€1.02M€1.02M▲
Land and buildings22€1.01M€1.01M▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€6k€12k▲
Financial fixed assets28€9k€9k=
Current assets29/58€60k€78k▲
Amounts receivable within one year40/41€1k€1k▼
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€58k€77k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.11M▲
Equity10/15€729k€796k▲
Contributions10/11€67k€67k=
Capital10€67k€67k=
Issued capital100€67k€67k=
Revaluation surpluses12€859k€859k=
Reserves13€31k€31k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-227k€-161k▲
Amounts payable17/49€358k€315k▼
Amounts payable after more than one year17€276k€223k▼
Financial debts170/4€276k€223k▼
Amounts payable within one year42/48€82k€91k▲
Current portion of amounts payable after more than one year42€54k€60k▲
Trade debts44€19k€14k▼
Suppliers440/4€19k€14k▼
Taxes, remuneration and social security45€93€223▲
Taxes450/3€93€223▲
Other amounts payable47/48€9k€17k▲
Accrued charges and deferred income492/3-€693
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€25k€21k▼
Gross operating margin9900€90k€103k▲
Operating profit (loss)9901€62k€75k▲
Financial income75/76B-€70
Recurring financial income75-€70
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€51k€67k▲
Income taxes67/77€93€223▲
Profit (loss) for the period9904€51k€66k▲
Profit (loss) for the period to be appropriated9905€51k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-227k€-161k▲
Profit (loss) brought forward from the previous period14P€-278k€-227k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €66k ▲31.2%
Operating result €75k, net result €66k, both a record.
21-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-09
Financial
Weakest financial yearnet €-195k
Net result drops to €-195k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 969000 GentGround area
427 m²
Building footprint
342 m²
Parcel 44815F2912/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Hoogstraat 96, 9000 Gent
since 19922.057.254.984
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2912/00F000 | Flanders | 427 m² | 1 · 342 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BE THE WAVE
BE 0839.986.742
Chaudfontaine · Eq €795,588
LUNO PROJECTS
BE 0846.398.838
As · Eq €795,447
Thomas Decamps
BE 0785.940.124
Incourt · Eq €796,677
LIMWISE
BE 0894.781.547
Antwerpen · Eq €794,685
QUALITY & SPI GUIDANCE
BE 0871.758.202
Halle · Eq €797,000
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 9,715 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-1992
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.