Anzar
ActiveSummary
The computed 12-month bankruptcy probability of Anzar is 1.6% (moderate). The 2025 annual accounts show equity of €35,705 and a net result of €19. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 3757 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-12
Solvency97▲+37
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.63 against 1.5 in 2024; short-term debt: 27.5% and cash: 16.5% of total assets), and 27.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
15 d early
2023
57 d late
2022
28 d late
2021
61 d late
2020
12 d late
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€35,705▲ 0.1%
2024 · €35,686
Total assets
€49,267▼ 51.3%
2024 · €101,149
Net result
€19▼ 99.8%
2024 · €9,553
Working capital
€35,705▲ 9.9%
2024 · €32,501
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,079€6,091▲ 193%€15,890▲ 161%€12,714▼ 20.0%€319▼ 97.5%
Net result€1,653€4,232▲ 156%€11,607▲ 174%€9,553▼ 17.7%€19▼ 99.8%
Equity€10,294▲ 19.1%€14,526▲ 41.1%€26,133▲ 79.9%€35,686▲ 36.6%€35,705▲ 0.1%
Total assets€66,075▲ 50.0%€54,041▼ 18.2%€43,354▼ 19.8%€101,149▲ 133%€49,267▼ 51.3%
Debt€55,781▲ 57.6%€39,515▼ 29.2%€17,221▼ 56.4%€65,463▲ 280%€13,562▼ 79.3%
Working capital€37,373▲ 301%€26,508▼ 29.1%€20,942▼ 21.0%€32,501▲ 55.2%€35,705▲ 9.9%
Staff (FTE)1.3
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €49,267
Equity
€35,705 ▲ 0.1%
Debt
€13,562 ▼ 79.3%
Debt's share of the balance-sheet total falls from 64.7% to 27.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3,503▼
2024 · €15,921
Cash flow
€3,204▼
2024 · €12,760
Current ratio
3.63▲
2024 · 1.50
Quick ratio
2.56▲
2024 · 1.26
Debt to equity
0.38▼
2024 · 1.83
ROE
0.1%▼
2024 · 26.8%
ROA
0.0%▼
2024 · 9.4%
Interest coverage
116776.33▲
2024 · 211.35
Debt ≤ 1 year
€13,562▼
2024 · €65,463
Income taxes
€301▼
2024 · €3,088
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €12,397 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,434 | €3,206 | €3,206 | €3,206 | €3,185 | ▼ 0.7% |
| Other operating charges640/8 | €4,123 | €1,977 | €1,154 | €2,142 | €1,621 | ▼ 24.3% |
| Non-recurring operating charges66A | - | €22,034 | - | - | - | - |
| Gross operating margin9900 | €14,637 | €45,706 | €20,250 | €18,062 | €5,124 | ▼ 71.6% |
| Operating profit (loss)9901 | €2,079 | €6,091 | €15,890 | €12,714 | €319 | ▼ 97.5% |
| Financial income75/76B | €1,180 | €1,219 | €1,015 | €2 | €2 | ▼ 31.8% |
| Recurring financial income75 | €1,180 | €1,219 | €1,015 | €2 | €2 | ▼ 31.8% |
| Financial charges65/66B | €1,394 | €3,079 | €2,900 | €75 | €0 | ▼ 100.0% |
| Recurring financial charges65 | €1,394 | €3,079 | €2,900 | €75 | €0 | ▼ 100.0% |
| Profit (loss) for the period before taxes9903 | €1,866 | €4,232 | €14,005 | €12,641 | €320 | ▼ 97.5% |
| Income taxes67/77 | €213 | - | €2,398 | €3,088 | €301 | ▼ 90.3% |
| Profit (loss) for the period9904 | €1,653 | €4,232 | €11,607 | €9,553 | €19 | ▼ 99.8% |
| Profit (loss) for the period to be appropriated9905 | €1,653 | €4,232 | €11,607 | €9,553 | €19 | ▼ 99.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €66,075 | €54,041 | €43,354 | €101,149 | €49,267 | ▼ 51.3% |
| Fixed assets21/28 | €12,804 | €9,597 | €6,391 | €3,185 | - | - |
| Tangible fixed assets22/27 | €12,804 | €9,597 | €6,391 | €3,185 | - | - |
| Land and buildings22 | €11,239 | €8,429 | €5,619 | €2,810 | - | - |
| Plant, machinery and equipment23 | €1,565 | €1,168 | €772 | €375 | - | - |
| Current assets29/58 | €53,271 | €44,443 | €36,963 | €97,964 | €49,267 | ▼ 49.7% |
| Stocks and contracts in progress3 | €31,153 | €16,753 | €14,963 | €15,575 | €14,598 | ▼ 6.3% |
| Stocks30/36 | €31,153 | €16,753 | €14,963 | €15,575 | €14,598 | ▼ 6.3% |
| Amounts receivable within one year40/41 | €18,035 | €22,335 | €19,317 | €78,271 | €25,564 | ▼ 67.3% |
| Trade receivables40 | - | €3,262 | - | €59,945 | €3,316 | ▼ 94.5% |
| Other amounts receivable41 | €18,035 | €19,073 | €19,317 | €18,326 | €22,248 | ▲ 21.4% |
| Cash at bank and in hand54/58 | €3,035 | €4,165 | €1,537 | €3,184 | €8,121 | ▲ 155% |
| Deferred charges and accrued income490/1 | €1,047 | €1,191 | €1,146 | €935 | €985 | ▲ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €66,075 | €54,041 | €43,354 | €101,149 | €49,267 | ▼ 51.3% |
| Equity10/15 | €10,294 | €14,526 | €26,133 | €35,686 | €35,705 | ▲ 0.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | - | - | €18,600 | €18,600 | = |
| Other1109/19 | - | - | - | €18,600 | €18,600 | = |
| Reserves13 | €6,897 | €6,897 | €7,533 | €7,533 | €7,533 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €5,037 | €5,037 | €7,533 | €7,533 | €7,533 | = |
| Profit (loss) carried forward14 | -€15,203 | -€10,971 | - | €9,553 | €9,573 | ▲ 0.2% |
| Amounts payable17/49 | €55,781 | €39,515 | €17,221 | €65,463 | €13,562 | ▼ 79.3% |
| Amounts payable after more than one year17 | €13,344 | €4,514 | - | - | - | - |
| Financial debts170/4 | €13,344 | €4,514 | - | - | - | - |
| Amounts payable within one year42/48 | €15,898 | €17,936 | €16,021 | €65,463 | €13,562 | ▼ 79.3% |
| Current portion of amounts payable after more than one year42 | €8,573 | €8,830 | €4,514 | - | - | - |
| Trade debts44 | €7,283 | €14 | €706 | €51,201 | €6,897 | ▼ 86.5% |
| Suppliers440/4 | €7,283 | €14 | €706 | €51,201 | €6,897 | ▼ 86.5% |
| Taxes, remuneration and social security45 | €42 | €9,091 | €10,801 | €14,261 | €6,665 | ▼ 53.3% |
| Taxes450/3 | €42 | €9,091 | €10,801 | €12,436 | €6,665 | ▼ 46.4% |
| Remuneration and social security454/9 | - | - | - | €1,826 | - | - |
| Accrued charges and deferred income492/3 | €26,538 | €17,065 | €1,200 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,653 | €4,232 | €11,607 | €9,553 | €19 | ▼ 99.8% |
| + Depreciation and write-downs630 | €8,434 | €3,206 | €3,206 | €3,206 | €3,185 | ▼ 0.7% |
| Operating cash flow (approximation) | €10,087 | €7,438 | €14,813 | €12,760 | €3,204 | ▼ 74.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | €1,129 | -€2,628 | €1,647 | €4,937 | ▲ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.63
Current ratio from 1.50 to 3.63; short-term debt falls from €65,463 to €13,562.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Highest result since 2018net €11,607 ▲174%
Operating result €15,890, net result €11,607, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €1,653
Net result €1,653 after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Weakest financial yearnet -€16,856
Net result drops to -€16,856, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
23-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
186 m²
Building footprint
136 m²
Volume, LiDAR
1,225 m³
Parcel 11343A0837/00R000, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Anzar
since 20162.258.572.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0837/00R000 | Flanders | 186 m² | 1 · 136 m² | 11.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.258.572.249
Dual-learning approval
7 endedAanvuller (so)
Kassier (so)
Medewerker snackbar-taverne (so)
Verkoper (so)
Winkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 8,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0665900149
Also
9925:BE0665900149
Registered
04-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.