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ANVERICK

Active
Public limited companyfounded 199531 yrs activeLippenslaan 214, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0455.444.890
Summary

ANVERICK has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10.8m and a net result of €217,742. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability53▲+23
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €750,000 at 30 days acceptable
Liquidity ample (current ratio 5.6 against 5.07 in 2024; short-term debt: 12.4% and cash: 0.2% of total assets), and 12.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.5%
Return on assets
1.8%
Age of the figures
12 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-02-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 d early
2024
61 d early
2023
32 d early
2022
47 d early
2021
31 d early
2020
38 d early
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 45 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 14 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ANVERICK was incorporated on 21 June 1995.1 Total assets rose from EUR 9.2 million in 2018 to EUR 12 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€10.8m▲ 1.1%
2024 · €10.7m
Total assets
€12.3m▼ 6.3%
2024 · €13.2m
Net result
€217,742▲ 47.8%
2024 · €147,276
Working capital
€7.1m▼ 30.1%
2024 · €10.1m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€65,924▼ 26.6%€356,450▲ 441%€123,371▼ 65.4%€140,133▲ 13.6%€312,648▲ 123%
Net result€225,230▼ 8.5%€425,950▲ 89.1%€177,606▼ 58.3%€147,276▼ 17.1%€217,742▲ 47.8%
Equity€9.9m▲ 2.3%€10.4m▲ 4.3%€10.5m▲ 1.7%€10.7m▲ 1.4%€10.8m▲ 1.1%
Total assets€10.3m▲ 5.4%€10.5m▲ 2.1%€12.2m▲ 16.7%€13.2m▲ 7.7%€12.3m▼ 6.3%
Debt€328,759▲ 945%€122,260▼ 62.8%€1.7m▲ 1,287%€2.5m▲ 47.0%€1.5m▼ 38.2%
Working capital€9.9m▲ 2.3%€10.3m▲ 4.3%€10.0m▼ 3.0%€10.1m▲ 0.9%€7.1m▼ 30.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2022 Net result +89% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2021: €65,924€65,924Net result 2021: €225,230€225,230Operating result 2022: €356,450€356,450Net result 2022: €425,950€425,950Operating result 2023: €123,371€123,371Net result 2023: €177,606€177,606Operating result 2024: €140,133€140,133Net result 2024: €147,276€147,276Operating result 2025: €312,648€312,648Net result 2025: €217,742€217,74220212022202320242025€0€100,000€200,000€300,000Operating result 2023: €123,371€123,000Net result 2023: €177,606€178,000Operating result 2024: €140,133€140,000Net result 2024: €147,276€147,000Operating result 2025: €312,648€313,000Net result 2025: €217,742€218,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.3m
Fixed assets €3.8m ▲ 527%
Current assets €8.6m ▼ 31.7%
Equity and liabilities €12.3m
Equity €10.8m ▲ 1.1%
Debt €1.5m ▼ 38.2%
Debt's share of the balance-sheet total falls from 18.9% to 12.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€321,542▲
2024 · €149,026
Cash flow
€226,635▲
2024 · €156,169
Current ratio
5.60▲
2024 · 5.07
Quick ratio
1.28▼
2024 · 2.01
Debt to equity
0.14▼
2024 · 0.23
ROE
2.0%▲
2024 · 1.4%
ROA
1.8%▲
2024 · 1.1%
Interest coverage
3.84▲
2024 · 1.22
Debt ≤ 1 year
€1.5m▼
2024 · €2.5m
Income taxes
€39,748▼
2024 · €50,549
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,860 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 98% are still going.

  • Medium-sized
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.1% went bankrupt
2.0% stopped otherwise
98% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,860 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€13.2m€12.3m▼
Fixed assets21/28€598,933€3.8m▲
Tangible fixed assets22/27€366,747€357,853▼
Land and buildings22€366,747€357,853▼
Financial fixed assets28€232,186€3.4m▲
Current assets29/58€12.6m€8.6m▼
Stocks and contracts in progress3€7.6m€6.6m▼
Stocks30/36€7.6m€6.6m▼
Amounts receivable within one year40/41€5.0m€1.9m▼
Other amounts receivable41€5.0m€1.9m▼
Cash at bank and in hand54/58€2,478€20,860▲
Deferred charges and accrued income490/1€1,788€1,384▼
Equity and liabilities
Total equity and liabilities10/49€13.2m€12.3m▼
Equity10/15€10.7m€10.8m▲
Contributions10/11€1.5m€1.5m=
Capital10€1.5m€1.5m=
Issued capital100€1.5m€1.5m=
Reserves13€9.2m€9.3m▲
Non-distributable reserves130/1€150,000€150,000=
Legal reserve130€150,000€150,000=
Distributable reserves133€9.0m€9.1m▲
Profit (loss) carried forward14€7,983€11,224▲
Amounts payable17/49€2.5m€1.5m▼
Amounts payable within one year42/48€2.5m€1.5m▼
Financial debts43€2.5m-
Credit institutions430/8€2.5m-
Trade debts44-€132
Suppliers440/4-€132
Advances received on contracts in progress46€22,000€173,000▲
Taxes, remuneration and social security45€10,549€6,628▼
Taxes450/3€10,549€6,628▼
Other amounts payable47/48€1,300€1.4m▲
Accrued charges and deferred income492/3€8,742€5,798▼
Income statement Code20242025
Non-recurring operating income76A€33,192-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,894€8,894=
Other operating charges640/8€18,512€6,599▼
Gross operating margin9900€167,538€328,141▲
Operating profit (loss)9901€140,133€312,648▲
Financial income75/76B€179,865€28,655▼
Recurring financial income75€179,865€28,655▼
Financial charges65/66B€122,172€83,814▼
Recurring financial charges65€122,172€83,814▼
Profit (loss) for the period before taxes9903€197,825€257,490▲
Income taxes67/77€50,549€39,748▼
Profit (loss) for the period9904€147,276€217,742▲
Profit (loss) for the period to be appropriated9905€147,276€217,742▲
Appropriation of the result
Profit (loss) to be appropriated9906€147,983€225,724▲
Profit (loss) brought forward from the previous period14P€707€7,983▲
Transfer to equity691/2€140,000€115,000▼
To other reserves6921€140,000€115,000▼
Profit to be distributed694/7-€99,500
Directors or managers695-€99,500

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€33,192--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€424€424€100,263€8,894€8,894=
Other operating charges640/8-€4,699€9,153€18,512€6,599▼ 64.4%
Gross operating margin9900€69,479€361,573€232,787€167,538€328,141▲ 95.9%
Operating profit (loss)9901€65,924€356,450€123,371€140,133€312,648▲ 123%
Financial income75/76B-€220,552€158,044€179,865€28,655▼ 84.1%
Recurring financial income75€244,020€220,552€158,044€179,865€28,655▼ 84.1%
Financial charges65/66B-€9,178€44,805€122,172€83,814▼ 31.4%
Recurring financial charges65€10,082€9,178€44,805€122,172€83,814▼ 31.4%
Profit (loss) for the period before taxes9903€299,862€567,824€236,611€197,825€257,490▲ 30.2%
Income taxes67/77€74,631€141,874€59,005€50,549€39,748▼ 21.4%
Profit (loss) for the period9904€225,230€425,950€177,606€147,276€217,742▲ 47.8%
Profit (loss) for the period to be appropriated9905€225,230€425,950€177,606€147,276€217,742▲ 47.8%
Line20212022202320242025Change
Assets
Total assets20/58€10.3m€10.5m€12.2m€13.2m€12.3m▼ 6.3%
Fixed assets21/28€42,300€41,876€537,882€598,933€3.8m▲ 527%
Tangible fixed assets22/27€41,866€41,442€537,449€366,747€357,853▼ 2.4%
Land and buildings22-€41,442€537,449€366,747€357,853▼ 2.4%
Financial fixed assets28€434€434€434€232,186€3.4m▲ 1,364%
Current assets29/58€10.2m€10.4m€11.7m€12.6m€8.6m▼ 31.7%
Stocks and contracts in progress3€2.6m€3.0m€6.8m€7.6m€6.6m▼ 12.6%
Stocks30/36-€3.0m€6.8m€7.6m€6.6m▼ 12.6%
Amounts receivable within one year40/41€5.8m€6.9m€4.8m€5.0m€1.9m▼ 61.2%
Trade receivables40-€31,875----
Other amounts receivable41-€6.8m€4.8m€5.0m€1.9m▼ 61.2%
Cash at bank and in hand54/58€1.7m€546,117€3,605€2,478€20,860▲ 742%
Deferred charges and accrued income490/1-€62,007€42,418€1,788€1,384▼ 22.6%
Equity and liabilities
Total equity and liabilities10/49€10.3m€10.5m€12.2m€13.2m€12.3m▼ 6.3%
Equity10/15€9.9m€10.4m€10.5m€10.7m€10.8m▲ 1.1%
Contributions10/11€1.5m€1.5m€1.5m€1.5m€1.5m=
Capital10-€1.5m€1.5m€1.5m€1.5m=
Issued capital100-€1.5m€1.5m€1.5m€1.5m=
Reserves13€8.4m€8.9m€9.0m€9.2m€9.3m▲ 1.3%
Non-distributable reserves130/1-€150,000€150,000€150,000€150,000=
Legal reserve130-€150,000€150,000€150,000€150,000=
Distributable reserves133-€8.7m€8.9m€9.0m€9.1m▲ 1.3%
Profit (loss) carried forward14€7,151€3,101€707€7,983€11,224▲ 40.6%
Amounts payable17/49€328,759€122,260€1.7m€2.5m€1.5m▼ 38.2%
Amounts payable within one year42/48€328,711€122,174€1.7m€2.5m€1.5m▼ 38.2%
Financial debts43--€1.7m€2.5m--
Credit institutions430/8--€1.7m€2.5m--
Trade debts44----€132-
Suppliers440/4----€132-
Advances received on contracts in progress46-€119,000€34,000€22,000€173,000▲ 686%
Taxes, remuneration and social security45-€1,874€4,005€10,549€6,628▼ 37.2%
Taxes450/3-€1,874€4,005€10,549€6,628▼ 37.2%
Other amounts payable47/48-€1,300€1,300€1,300€1.4m▲ 104,079%
Accrued charges and deferred income492/3-€86€6,356€8,742€5,798▼ 33.7%
Line20212022202320242025Change
Profit (loss) for the period9904€225,230€425,950€177,606€147,276€217,742▲ 47.8%
+ Depreciation and write-downs630€424€424€100,263€8,894€8,894=
Operating cash flow (approximation)€225,654€426,373€277,869€156,169€226,635▲ 45.1%
Investment in fixed assets (approximation)-€0-€596,269-€69,944-€3.2m▼ 4,427%
Change in cash--€1.2m-€542,512-€1,127€18,382▲ 1,731%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Weakest financial yearnet €147,276 ▼17.1%
Net result drops to €147,276, the lowest in the series; recovery starts the following year.
29-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Liquidity triplescurrent ratio 85.48
Current ratio from 31.10 to 85.48; short-term debt falls from €328,711 to €122,174.
30-09
Financial Equity above €10mEq €10.4m ▲4.3%
5 profitable years in a row build equity to €10.4m.
30-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Liquidity times 34current ratio 334.51
Current ratio from 9.97 to 334.51; short-term debt falls from €1.1m to €29,000.
23-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-02
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
685 m²
Building footprint
313 m²
Volume, LiDAR
4,669 m³
Parcel 31334B0816/00A000, Flanders · tallest building 25.7 m, ±6 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Lippenslaan 214, 8300 Knokke-Heist
NACE 70201
since 19952.072.211.988
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31334B0816/00A000 Flanders 684 m² 1 · 313 m² 25.7 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded21-06-1995
Fiscal year end30-09
E-invoicing
Reachable via Peppol
Peppol ID 0208:0455444890
Registered 01-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

General meetings

4 convocations
Extraordinary general meeting
on 05-02-2013 at 10u · published 21-01-2013
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC11201814/ 18.01) (2468) SBE IMMO, société anonyme, chaussée de Fleurus 251, 6060 GILLY (CHARLEROI) Numéro d’entreprise 0434.495.265 Assemblée extraordinaire au siège social le 5 février 2013 à 10 h. Ordre du jour : Rapport du C. A. Appobation comptes annuels au 31/12/2009 et au 31/12/2010. Affectation résultats. Décharge aux administrateurs. Divers. (AXPC-1-13-00021/ 18.01) (2534) « SOCIETE ANONYME DES CHARBONNAGES DE GOSSON-KESSALES », société anonyme, en liquidation Siège social : 4460 GRACE-HOLLOGNE, Ressort territorial du tribunal de Liège, rue Joseph Dejardin 39 Numéro d’ent ...
Ordinary general meeting
on 11-02-2012 at 15u · at the registered office · published 20-01-2012
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resul- taat. Kwijting bestuurders. Divers. (AOPC-1-11-04368/20.01) (2671) Immo Delachris d’Elversele, naamloze vennootschap, Ommegangsdreef 53, 9250 WAASMUNSTER Ondernemingsnummer 0434.772.014 Algemene vergadering op de zetel, op 9 februari 2012, om 10 uur. Agenda : Verslag van de raad van bestuur. Goedkeuring jaarrekening per 30 september 2011. Bestemming resultaat. Kwijting bestuurders en vaste vertegenwoordigers. (Her)Benoemingen. Divers. De aandeelhou- ders worden verzocht zich te schikken naar de bepalingen van de statuten. (AOPC-1-11-04338/20.01) (2672) BELGISCH STAATSBLAD — 20.01.2012 − Ed. 2 — MONITEUR BELGE I.L.B., naamloze vennootsc ...
Extraordinary general meeting
on 11-02-2010 at 10u · published 22-01-2010
Agenda
1° Verslag door de raad van bestuur d.d. 15/12/2009 met een staat van activa en passiva per 30/11/2009. Voorstel om het doel van de vennootschap uit te breiden met volgende activiteiten : - het uitvoeren van managementopdrachten; - het deelnemen in of het voeren van het management, beleid, bestuur, beheer en vereffening over en van vennootschappen en ondernemingen; - het verrichten van administratieve werkzaamheden, het ontwikkelen en implementeren van administratieve automatiseringsprojecten en het verstrekken van advies terzake; - het uitbaten van een studie-, organisatie- en raadge- vend bureau; - het nemen, verwerven, verhandelen, houden, depo- neren en uitbaten van alle intellectuele ei ...
Extraordinary general meeting
published 23-01-2009
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Diverse. (AOPC1808691/23.01) (2440) D’HOSE & C°, naamloze vennootschap, Muiterijstraat 50, 9660 BRAKEL Ondernemingsnummer 0444.584.751 Algemene vergadering ter zetel op 14/2/2009, om 10 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-8-09142/23.01) (2441) EVARO, naamloze vennootschap, Rijkenhoek 99, 2880 BORNEM Ondernemingsnummer 0435.769.827 Algemene vergadering ter zetel op 13/2/2009, om 17 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-9-00005 ...