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ANUSKA & ELIZA

Active
Private limited companyfounded 20188 yrs activeBrusselstraat 68, 9400 Ninove, BelgiumKBO/BCE: BE 0690.781.045

ANUSKA & ELIZA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €12k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
69 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+13
Solvency72▲+19
Growth85=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.09 in 2023; short-term debt: 32.2% and cash: 9.8% of total assets), but 53.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
46.5%
Return on assets
19.4%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
43 d early
2023
19 d early
2022
55 d early
2021
31 d early
2020
64 d early
2019
21 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
€543k▲ 19.0%
2023 · €457k
2018: €178k 2019: €269k 2020: €249k 2021: €345k 2022: €369k 2023: €457k
2018 → 2024
EBIT margin
2.5%▲ 1.5pp
2023 · 1.0%
2018: 1.4% 2019: 0.0% 2020: -3.7% 2021: 0.0% 2022: 0.7% 2023: 1.0%
2018 → 2024
Net result
€12k▲ 264%
2023 · €3k
2018: €3k 2019: €-514 2020: €-9k 2021: €-208 2022: €2k 2023: €3k
2018 → 2024
Working capital
€11k▲ 377%
2023 · €2k
2018: €7k 2019: €7k 2020: €-2k 2021: €9k 2022: €-2k 2023: €2k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€249k-€345k▲ 38.4%€369k▲ 7.0%€457k▲ 23.8%€543k▲ 19.0%
Equity€-1k-€11k€13k▲ 19.2%€16k▲ 24.5%€28k▲ 71.7%
Operating result€-9k-€-138▲ 98.5%€3k€4k▲ 69.5%€14k▲ 211%
Net result€-9k-€-208▲ 97.8%€2k€3k▲ 52.1%€12k▲ 264%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10kOperating result 2020: €-9k€-9kNet result 2020: €-9k€-9kOperating result 2021: €-138€-138Net result 2021: €-208€-208Operating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €14k€14kNet result 2024: €12k€12k20202021202220232024
The operating result has risen four years in a row; 2024 is 211% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60k
Fixed assets €30k▲ 0.2%
Current assets €30k▲ 5.3%
Equity and liabilities €60k
Equity €28k▲ 71.7%
Debt €32k▼ 23.9%
The debt ratio falls from 72.2% to 53.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€18k
2023 · €9k
Cash flow
€16k
2023 · €8k
Solvency
46.5%
2023 · 27.8%
Current ratio
1.56
2023 · 1.09
Quick ratio
0.40
2023 · 0.13
Debt / equity
1.15
2023 · 2.59
ROE
41.8%
2023 · 19.7%
ROA
19.4%
2023 · 5.5%
Interest coverage
18.21
2023 · 7.84
Debt
€32k
2023 · €42k
Debt ≤ 1 year
€19k
2023 · €26k
Debt > 1 year
€13k
2023 · €16k
Income taxes
€807
Staff costs
€27k
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€59k€60k
Fixed assets21/28€30k€30k
Tangible fixed assets22/27€30k€30k
Furniture and vehicles24€640€5k
Other tangible fixed assets26€29k€25k
Current assets29/58€29k€30k
Stocks and contracts in progress3€25k€23k
Stocks30/36€25k€23k
Amounts receivable within one year40/41-€484
Other amounts receivable41-€484
Cash at bank and in hand54/58€2k€6k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€59k€60k
Equity10/15€16k€28k
Contributions10/11€19k€19k=
Reserves13€127€127=
Non-distributable reserves130/1€127€127=
Reserves not available under the articles1311€127€127=
Profit (loss) carried forward14€-2k€9k
Amounts payable17/49€42k€32k
Amounts payable after more than one year17€16k€13k
Financial debts170/4€16k€13k
Amounts payable within one year42/48€26k€19k
Current portion of amounts payable after more than one year42€3k€3k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€8k€5k
Taxes450/3€1k€2k
Remuneration and social security454/9€6k€3k
Other amounts payable47/48€14k€9k
Income statement Code20232024
Turnover70€457k€543k
Goods, raw materials, services and sundry goods60/61€424k€518k
Remuneration, social security and pensions62€25k€27k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k
Other operating charges640/8€780€1k
Gross operating margin9900€34k€46k
Operating profit (loss)9901€4k€14k
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€3k€13k
Income taxes67/77-€807
Profit (loss) for the period9904€3k€12k
Profit (loss) for the period to be appropriated9905€3k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€9k
Profit (loss) brought forward from the previous period14P€-6k€-2k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €12k ▲264%
Operating result €14k, net result €12k, both a record.
12-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €2k
Net result €2k after 3 loss-making years.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
21-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselstraat 689400 Ninove
Ground area
324 m²
Building footprint
213 m²
Volume, LiDAR
1,202 m³
Parcel 41362B1256/00G000, Flanders · tallest building 11.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ANUSKA & ELIZA
Brusselstraat 68, 9400 NinoveRetail trade
since 20182.273.137.887
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41362B1256/00G000 Flanders 324 m² 1 · 213 m² 11.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Ninove2.273.137.887
2 permissions
Toelating · Detailhandel · since 15-03-2019
Detailhandel LM>3 maand · since 20-02-2018

Similar companies · same sector, comparable size

Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,453 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-02-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47120Other non-specialised retail sale
47191Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.