ANTORETI
ActiveANTORETI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.35M and a net result of €734k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-3
Solvency73▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 1.86 in 2024; short-term debt: 29% and cash: 36.7% of total assets), but 51.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.2%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
34 d early
2023
70 d early
2022
241 d late
2021
62 d early
2020
66 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.35M▲ 33.1%
2024 · €1.77M
2018: €1.33M
2019: €1.09M
2020: €1.34M
2021: €723k
2022: €755k
2023: €1.04M
2024: €1.77M
2018 → 2025
Total assets
€4.88M▲ 0.8%
2024 · €4.85M
2018: €4.25M
2019: €3.89M
2020: €3.59M
2021: €3.49M
2022: €3.42M
2023: €4.01M
2024: €4.85M
2018 → 2025
Net result
€734k▼ 16.6%
2024 · €880k
2018: €219k
2019: €205k
2020: €251k
2021: €174k
2022: €518k
2023: €564k
2024: €880k
2018 → 2025
Working capital
€2.27M▲ 34.6%
2024 · €1.68M
2018: €1.02M
2019: €714k
2020: €948k
2021: €572k
2022: €669k
2023: €1.01M
2024: €1.68M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€723k-€755k▲ 4.5%€1.04M▲ 37.3%€1.77M▲ 70.3%€2.35M▲ 33.1%
Operating result€259k-€728k▲ 181%€803k▲ 10.2%€1.22M▲ 52.5%€1.03M▼ 15.9%
Net result€174k-€518k▲ 198%€564k▲ 8.7%€880k▲ 56.1%€734k▼ 16.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.88M
Fixed assets
€1.20M▼ 0.8%
Current assets
€3.68M▲ 1.3%
Equity and liabilities €4.88M
Equity
€2.35M▲ 33.1%
Debt
€2.53M▼ 17.8%
The debt ratio falls from 63.5% to 51.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.13M▼
2024 · €1.33M
Cash flow
€836k▼
2024 · €982k
Solvency
48.2%▲
2024 · 36.5%
Current ratio
2.60▲
2024 · 1.86
Quick ratio
1.40▲
2024 · 0.98
Debt / equity
1.08▼
2024 · 1.74
ROE
31.2%▼
2024 · 49.8%
ROA
15.0%▼
2024 · 18.2%
Interest coverage
22.08▼
2024 · 26.20
Debt
€2.53M▼
2024 · €3.08M
Debt ≤ 1 year
€1.42M▼
2024 · €1.95M
Debt > 1 year
€969k▼
2024 · €1.11M
Income taxes
€245k▼
2024 · €294k
Staff costs
€265k▼
2024 · €280k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.85M€4.88M▲
Fixed assets21/28€1.21M€1.20M▼
Tangible fixed assets22/27€1.21M€1.20M▼
Land and buildings22€1.04M€979k▼
Plant, machinery and equipment23€103k€111k▲
Furniture and vehicles24€65k€109k▲
Current assets29/58€3.64M€3.68M▲
Stocks and contracts in progress3€1.72M€1.70M▼
Stocks30/36€1.72M€1.70M▼
Amounts receivable within one year40/41€454k€90k▼
Trade receivables40€362k€89k▼
Other amounts receivable41€92k€270▼
Cash at bank and in hand54/58€1.42M€1.79M▲
Deferred charges and accrued income490/1€50k€107k▲
Equity and liabilities
Total equity and liabilities10/49€4.85M€4.88M▲
Equity10/15€1.77M€2.35M▲
Contributions10/11€25k€25k=
Reserves13€1.20M€1.20M=
Distributable reserves133€1.20M€1.20M=
Profit (loss) carried forward14€542k€1.13M▲
Amounts payable17/49€3.08M€2.53M▼
Amounts payable after more than one year17€1.11M€969k▼
Financial debts170/4€1.11M€969k▼
Amounts payable within one year42/48€1.95M€1.42M▼
Current portion of amounts payable after more than one year42€147k€148k▲
Financial debts43€128k€127k▼
Credit institutions430/8€128k€127k▼
Trade debts44€1.51M€1.09M▼
Suppliers440/4€1.51M€1.09M▼
Advances received on contracts in progress46€129k€11k▼
Taxes, remuneration and social security45€26k€42k▲
Remuneration and social security454/9€26k€42k▲
Other amounts payable47/48€16k-
Accrued charges and deferred income492/3€9k€144k▲
Income statement
Code20242025
Remuneration, social security and pensions62€280k€265k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€102k▼
Other operating charges640/8€26k€25k▼
Gross operating margin9900€1.63M€1.42M▼
Operating profit (loss)9901€1.22M€1.03M▼
Financial income75/76B€56€3k▲
Recurring financial income75€56€3k▲
Financial charges65/66B€51k€54k▲
Recurring financial charges65€51k€51k▲
Non-recurring financial charges66B-€3k
Profit (loss) for the period before taxes9903€1.17M€979k▼
Income taxes67/77€294k€245k▼
Profit (loss) for the period9904€880k€734k▼
Profit (loss) for the period to be appropriated9905€880k€734k▼
Appropriation of the result
Profit (loss) to be appropriated9906€880k€1.28M▲
Profit (loss) brought forward from the previous period14P-€542k
Transfer to equity691/2€187k-
To other reserves6921€187k-
Profit to be distributed694/7€150k€150k=
Return on contributions (dividend)694€150k€150k=
Social balance
Average headcount (FTE)90873.05.4▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2MEq €2.35M ▲33.1%
8 profitable years in a row build equity to €2.35M.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €880k ▲56.1%
Operating result €1.22M, net result €880k, both a record.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 241 days late
2023
31-12
Financial
Equity above €1MEq €1.04M ▲37.3%
6 profitable years in a row build equity to €1.04M.
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €174k ▼30.6%
Net result drops to €174k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaarveld 409220 Hamme (Vl.)Ground area
3,368 m²
Building footprint
1,075 m²
Parcel 42452C0437/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
ANTORETI
since 19912.053.697.460
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C0437/00A000 | Flanders | 3,368 m² | 1 · 1,075 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500MGCP9DLDB43V85
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 2,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-1991
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
45194
95319Other maintenance and repair of motor vehicles
45402
46713Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.