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ANTOLO

Active
Private limited companyfounded 2024active for 2 yearsWeg naar Zwartberg 107, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 1010.804.633
Summary

ANTOLO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,145 and a net result of -€2,234. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
“1. De aan- en verkoop van onroerende goederen zowel gronden, terreinen als gebouwen.” (deed in Dutch)
From the articles, 8 activitiesNo NACE code in the KBO yet1 site
Size
€700,542total assets 2025
Equity
€21,145
Loss
-€2,234
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 37 days early
Why 83raises riskFounded in 2024lowers riskSize: total assets €700,542No main activity registeredFigures for financial year 2025 (filed 24-06-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency 28=
equity 3.0% of total assets
Liquidity 54-1
short-term debt 4.5% · cash 3.1%
Profitability 33+1
return on assets -0.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2025: 2.4%highest value 08-2025: 0.2%▼ -2.2 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.88, compared with 0.95 in 2024, below 1; short-term debt: 4.5% and cash: 3.1% of total assets), and 97% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 18% on solvency, 49% on liquidity, 23% on profitability and 25% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €700,542
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · No main activity registered
KBO
lowers risk · Figures for financial year 2025 (filed 24-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
37 days early
2024
27 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 32 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: CLAES Geert Jozef Constance…

Financials · financial year 2025, micro format

Equity
€21,145▼ 9.6%
2024 · €23,379
Total assets
€700,542▼ 3.4%
2024 · €724,902
Net result
-€2,234▲ 14.8%
2024 · -€2,621
Working capital
-€3,874▼ 129%
2024 · -€1,694
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 176% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€20,838 2025 Net result-€2,234 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€7,544-€20,838▲ 176%
Net result-€2,621--€2,234▲ 14.8%
Equity€23,379-€21,145▼ 9.6%
Total assets€724,902-€700,542▼ 3.4%
Debt€701,523-€679,396▼ 3.2%
Working capital-€1,694--€3,874▼ 129%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €700,542
Fixed assets €672,970 ▼ 2.8%
Current assets €27,571 ▼ 14.7%
Equity and liabilities €700,542
Equity €21,145 ▼ 9.6%
Debt €679,396 ▼ 3.2%
Debt's share of the balance-sheet total rises from 96.8% to 97.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40,455▲
2024 · €16,260
Cash flow
€17,383▲
2024 · €6,095
Current ratio
0.88▼
2024 · 0.95
Debt to equity
32.13▲
2024 · 30.01
ROE
-10.6%▲
2024 · -11.2%
ROA
-0.3%▲
2024 · -0.4%
Interest coverage
1.75▲
2024 · 1.60
Debt ≤ 1 year
€31,446▼
2024 · €34,009
Debt > 1 year
€643,353▼
2024 · €664,036
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 865 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96.6% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
1.5% went bankrupt
1.7% stopped otherwise
96.6% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 865 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€724,902€700,542▼
Fixed assets21/28€692,587€672,970▼
Tangible fixed assets22/27€692,587€672,970▼
Land and buildings22€692,587€672,970▼
Current assets29/58€32,315€27,571▼
Cash at bank and in hand54/58€31,247€21,457▼
Deferred charges and accrued income490/1€1,068€6,114▲
Equity and liabilities
Total equity and liabilities10/49€724,902€700,542▼
Equity10/15€23,379€21,145▼
Contributions10/11€26,000€26,000=
Profit (loss) carried forward14-€2,621-€4,855▼
Amounts payable17/49€701,523€679,396▼
Amounts payable after more than one year17€664,036€643,353▼
Financial debts170/4€664,036€643,353▼
Amounts payable within one year42/48€34,009€31,446▼
Current portion of amounts payable after more than one year42€19,898€20,684▲
Trade debts44€3,757€408▼
Suppliers440/4€3,757€408▼
Other amounts payable47/48€10,354€10,354=
Accrued charges and deferred income492/3€3,478€4,598▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,716€19,617▲
Other operating charges640/8€1,352€5,033▲
Gross operating margin9900€17,612€45,487▲
Operating profit (loss)9901€7,544€20,838▲
Financial charges65/66B€10,165€23,072▲
Recurring financial charges65€10,165€23,072▲
Profit (loss) for the period before taxes9903-€2,621-€2,234▲
Profit (loss) for the period9904-€2,621-€2,234▲
Profit (loss) for the period to be appropriated9905-€2,621-€2,234▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,621-€4,855▼
Profit (loss) brought forward from the previous period14P--€2,621

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,716€19,617▲ 125%
Other operating charges640/8€1,352€5,033▲ 272%
Gross operating margin9900€17,612€45,487▲ 158%
Operating profit (loss)9901€7,544€20,838▲ 176%
Financial charges65/66B€10,165€23,072▲ 127%
Recurring financial charges65€10,165€23,072▲ 127%
Profit (loss) for the period before taxes9903-€2,621-€2,234▲ 14.8%
Profit (loss) for the period9904-€2,621-€2,234▲ 14.8%
Profit (loss) for the period to be appropriated9905-€2,621-€2,234▲ 14.8%
Line20242025Change
Assets
Total assets20/58€724,902€700,542▼ 3.4%
Fixed assets21/28€692,587€672,970▼ 2.8%
Tangible fixed assets22/27€692,587€672,970▼ 2.8%
Land and buildings22€692,587€672,970▼ 2.8%
Current assets29/58€32,315€27,571▼ 14.7%
Cash at bank and in hand54/58€31,247€21,457▼ 31.3%
Deferred charges and accrued income490/1€1,068€6,114▲ 473%
Equity and liabilities
Total equity and liabilities10/49€724,902€700,542▼ 3.4%
Equity10/15€23,379€21,145▼ 9.6%
Contributions10/11€26,000€26,000=
Profit (loss) carried forward14-€2,621-€4,855▼ 85.2%
Amounts payable17/49€701,523€679,396▼ 3.2%
Amounts payable after more than one year17€664,036€643,353▼ 3.1%
Financial debts170/4€664,036€643,353▼ 3.1%
Amounts payable within one year42/48€34,009€31,446▼ 7.5%
Current portion of amounts payable after more than one year42€19,898€20,684▲ 3.9%
Trade debts44€3,757€408▼ 89.1%
Suppliers440/4€3,757€408▼ 89.1%
Other amounts payable47/48€10,354€10,354=
Accrued charges and deferred income492/3€3,478€4,598▲ 32.2%
Line20242025Change
Profit (loss) for the period9904-€2,621-€2,234▲ 14.8%
+ Depreciation and write-downs630€8,716€19,617▲ 125%
Operating cash flow (approximation)€6,095€17,383▲ 185%
Investment in fixed assets (approximation)-€0-
Change in cash--€9,790-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 24-06-2026 2026-00193248
31-12-2024 micro format 04-07-2025 2025-00228709

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
CLAES Geert Jozef Constance
Director (not named in the articles) · since 28-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CLAES Geert Jozef Constance
  • Director (not named in the articles), from 28-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 28-06-2024 ↗
  • CLAES Tom Annie Ivo 2 shares · €2,000
  • CLAES Lotte Rony Mia 2 shares · €2,000
  • CLAES An Felix Marie-Josèe 2 shares · €2,000
  • CLAES Geert Jozef Constance 24 shares · €20,000

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 28-06-2024 Incorporation · €26,000 · 26 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 26 June 2024, ANTOLO was incorporated as a private limited company by four natural persons, with a starting capital of €26,000.12 CLAES Geert Jozef Constance has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-06-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
24-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
04-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
28-06
Gazette deed Incorporation
Appointment: CLAES Geert Jozef Constance (director) · Founder · Founding capital15 facts ▸
  • Founder, CLAES Tom Annie Ivo (comparant)
  • Founder, CLAES Lotte Rony Mia (comparant)
  • Founder, CLAES An Felix Marie-Josèe (comparant)
  • Founder, CLAES Geert Jozef Constance (comparant)
  • Incorporation, “ANTOLO” (deed in Dutch)
  • Other provision, “financieel plan, oprichters” (deed in Dutch)
  • Founding capital, €26,000
  • Other provision, “aansprakelijkheid oprichters bij faillissement binnen drie jaar na oprichting bij kennelijk ontoereikend aanvangsvermogen” (deed in Dutch)
  • Capital contribution
  • Bank account, “bijzondere rekening, vennootschap in oprichting” (deed in Dutch)
  • Capital
  • Registered office clause, “3530 Houthalen-Helchteren,Weg naar Zwartberg 107” (deed in Dutch)
  • +3 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded26-06-2024
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,894 m²
Building footprint
1,039 m²
Building volume
4,637 m³
Parcel 72452E1154/00E020, Flanders · tallest building 7.6 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ANTOLO
Weg naar Zwartberg 107, 3530 Houthalen-HelchterenBuying and selling of own real estate
since 2024unit no. 2.361.200.031
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
72452E1154/00E020 Flanders 1,894 m² 1 · 1,039 m² 7.6 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“1. De aan- en verkoop van onroerende goederen zowel gronden, terreinen als gebouwen; 2. Het verlenen van rechten op de gronden en terreinen…” (deed in Dutch)
8 activities (deed in Dutch)
  1. 1. De aan- en verkoop van onroerende goederen zowel gronden, terreinen als gebouwen.
  2. 2. Het verlenen van rechten op de gronden en terreinen zoals opstal, vruchtgebruik en andere zakelijke rechten
  3. 3. Het beheer van onroerende goederen.
  4. 4. De verhuur van onroerende goederen.
  5. 5. Handel in eigen onroerend goed.
  6. 6. De Vennootschap mag de functies van bestuurder of vereffenaar waarnemen in alle rechtspersonen waarvan zij aandeelhouder, vennoot of lid is. Zij mag alle roerende en onroerende goederen als investeringen verwerven, zelfs als deze noch rechtstreeks of onrechtstreeks verband houden met het voorwerp van de vennootschap.
  7. 7. De vennootschap mag zekerheden stellen voor alle rechtspersonen waarbij zij rechtstreeks of onrechtstreeks belangen heeft.
  8. 8. De vennootschap zal alle burgerlijke, industriële, commerciële, financiële, roerende en onroerende handelingen mogen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp, die van aard zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden, en die daartoe noodzakelijk, nuttig of zelfs alleen maar bevorderend zijn.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
ANTOLO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, geen wijziging taalregime” (deed in Dutch)

deed of 28-06-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, één of meer bestuurders” (deed in Dutch)

deed of 28-06-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, vruchtgebruiker en blote eigenaar afzonderlijk ingeschreven met vermelding respectievelijke rechten” (deed in Dutch)

deed of 28-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
“Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, de…” (deed in Dutch)

deed of 28-06-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Algemene vergadering beslissende in vormen vereist voor statutenwijziging” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Bij ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 28-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Statutair beschikbare eigen vermogensrekening, algemene vergadering anders beslist op ogenblik van inbreng” (deed in Dutch)
Other provision: “Schriftelijke volmacht aan ieder ander persoon al dan niet aandeelhouder door alle middelen van overdracht, beraadslagingen algemene…” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Bij niet-volgestorte aandelen herstelling evenwicht door bijkomende volstorting of voorafgaandelijke terugbetalingen aan meer volgestorte…” (deed in Dutch)
2 more provisions in the deed, see the deed of 28-06-2024

deed of 28-06-2024