Antoine

Active

Private limited companyfounded 20178 yrs activeSint-Antoniusstraat 74, 2000 Antwerpen, BelgiumKBO/BCE: BE 0685.432.781

Summary

Antoine has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,754 and a net result of €6,325. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

AntoineActiveChecked score 89/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301

1 site

Size

€63,011total assets 2025

Staff: 1.1 FTE
Equity: €40,754
Profit: €6,325

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 14 d early0 of 5 deeds read

Why 89- Sector Food and beverage service activities (NACE 56)- Size: total assets €63,011+ Liquidity: current ratio 1.95, cash €40,079+ Equity €40,754 (64.7% of total assets)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Better than 74% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 90+3

equity 64.7% of total assets

Liquidity 84-3

short-term debt 35.3% · cash 63.6%

Profitability 81-9

return on assets 10.0%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)

Last 9 months 02-2026: 0.4% 03-2026: 0.4%▲ +2.2% vs 02-2026 04-2026: 0.4%▲ +10.7% vs 03-2026 05-2026: 0.4%▲ +4.2% vs 04-2026 06-2026: 0.4%▼ -2.1% vs 05-2026 07-2026: 0.5%▲ +15.6% vs 06-2026highest value 08-2026: 0.3%▼ -42.7% vs 07-2026 09-2026: 0.3%▼ -1.1% vs 08-2026lowest value 10-2026: 0.3%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 1.95, cash €40,079 lowers the probability
Sector Food and beverage service activities (NACE 56) raises the probability
Equity €40,754 (64.7% of total assets) lowers the probability
Size: total assets €63,011 raises the probability for this profile

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 1.95 against 1.86 in 2024; short-term debt: 35.3% and cash: 63.6% of total assets), and 35.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 80%, liquidity 86%, profitability 67%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.95, cash €40,079

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Food and beverage service activities (NACE 56)

In the bankruptcy model this factor raises the probability.

KBO

Equity €40,754 (64.7% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €63,011

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

14 d early

2024

34 d early

2023

30 d early

2022

28 d early

2021

26 d late

2020

23 d early

2019

28 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

17-07-26 Annual accounts filedfiscal year 2025 · micro…
27-06-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Back to profitnet €9,232

Key points

Positive: Always filed on timeaccounts within the deadline every year 4 years View
Total assets 20256 fiscal years filed €63,011 View
Active since 2017founded 28-11-2017 8 years View