Anthony Lams
ActiveThe computed 12-month bankruptcy probability of Anthony Lams is 2.2% (moderate). The 2025 annual accounts show equity of €65k and a net result of €14k. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 11209 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-24
Solvency49▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.79 in 2024; short-term debt: 38.4% and cash: 11.8% of total assets), but 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
5.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
86 d early
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€65k▲ 27.3%
2024 · €51k
2023: €29k
2024: €51k
2023 → 2025
Total assets
€268k▲ 11.6%
2024 · €240k
2023: €135k
2024: €240k
2023 → 2025
Net result
€14k▼ 36.4%
2024 · €22k
2023: €23k
2024: €22k
2023 → 2025
Working capital
€115k▲ 27.8%
2024 · €90k
2023: €8k
2024: €90k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€51k▲ 75.2%€65k▲ 27.3%
Operating result€32k-€53k▲ 66.4%€29k▼ 44.2%
Net result€23k-€22k▼ 5.3%€14k▼ 36.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€50k▲ 38.7%
Current assets
€218k▲ 6.8%
Equity and liabilities €268k
Equity
€65k▲ 27.3%
Debt
€203k▲ 7.4%
The debt ratio falls from 78.7% to 75.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €58k
Cash flow
€20k▼
2024 · €27k
Solvency
24.3%▲
2024 · 21.3%
Current ratio
2.12▲
2024 · 1.79
Quick ratio
1.35▲
2024 · 1.07
Debt / equity
3.12▼
2024 · 3.70
ROE
21.4%▼
2024 · 42.9%
ROA
5.2%▼
2024 · 9.1%
Interest coverage
3.63▼
2024 · 9.60
Debt
€203k▲
2024 · €189k
Debt ≤ 1 year
€103k▼
2024 · €114k
Debt > 1 year
€100k▲
2024 · €75k
Income taxes
€6k▼
2024 · €8k
Staff costs
€67k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€268k▲
Fixed assets21/28€36k€50k▲
Tangible fixed assets22/27€36k€50k▲
Land and buildings22€20k€38k▲
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€204k€218k▲
Stocks and contracts in progress3€82k€79k▼
Stocks30/36€82k€79k▼
Amounts receivable within one year40/41€111k€102k▼
Trade receivables40€38k€42k▲
Other amounts receivable41€72k€60k▼
Cash at bank and in hand54/58€4k€31k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€240k€268k▲
Equity10/15€51k€65k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€45k€59k▲
Amounts payable17/49€189k€203k▲
Amounts payable after more than one year17€75k€100k▲
Financial debts170/4€75k€100k▲
Amounts payable within one year42/48€114k€103k▼
Current portion of amounts payable after more than one year42-€4k
Financial debts43€72k€48k▼
Credit institutions430/8€72k€48k▼
Trade debts44€35k€35k▲
Suppliers440/4€35k€35k▲
Taxes, remuneration and social security45€6k€15k▲
Taxes450/3€4k€4k▼
Remuneration and social security454/9€2k€11k▲
Other amounts payable47/48€1k€943▼
Income statement
Code20242025
Remuneration, social security and pensions62€75k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€136k€107k▼
Operating profit (loss)9901€53k€29k▼
Financial income75/76B€426€102▼
Recurring financial income75€426€102▼
Financial charges65/66B€24k€10k▼
Recurring financial charges65€6k€10k▲
Non-recurring financial charges66B€18k-
Profit (loss) for the period before taxes9903€29k€20k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€22k€14k▼
Profit (loss) for the period to be appropriated9905€22k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€59k▲
Profit (loss) brought forward from the previous period14P€23k€45k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €14k ▼36.4%
Net result drops to €14k, the lowest in the series.
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalststraat 108450 BredeneGround area
239 m²
Building footprint
239 m²
Volume, LiDAR
1,344 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Anthony Lams
since 20222.336.505.613
Magazijn
since 20222.336.505.712
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35302C0389/00T006 | Flanders | 160 m² | 1 · 161 m² | 10.0 m · 1 fl. |
| 35302C0389/00S007 | Flanders | 79 m² | 1 · 79 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBredene2.336.505.613
Bredene2.336.505.712
Similar companies · same sector, comparable size
J.P. KONINGS
BE 0433.182.204
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ODAMPAS
BE 0444.590.095
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In Choc
BE 0784.371.494
Antwerpen · Eq €64k
VANPARYS CONFISERIE
BE 0727.414.282
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HET ZWARTE GOUD
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Kapellen · Eq €60k
Of 452 companies in sector 46360 we hold annual accounts for 286. 174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2022
Fiscal year end30-06
Activities, NACEBEL
10820Manufacture of cocoa, chocolate and sugar confectionery
46360Wholesale trade
47242Retail sale of chocolate and confectionery
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.anthonylams.be
E-mail:info@anthonylams.be