Financials
- Fiscal year
- 2025
- Total assets
- €267,748
- Profit
- €13,942
- Solvency
- 24.3%
Total assets▲ 11.6%
Net result
20232025
Anthony Lams
ActiveSummary
Anthony Lams has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,025 and a net result of €13,942. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 12918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Wholesale trade
NACE 46360Manufacture of cocoa, chocolate and sugar confectionery NACE 10820
2 sites
Size
€267,748total assets 2025
- Staff
- 1.1 FTE
- Equity
- €65,025
- Profit
- €13,942
Turnover not published (abridged schema)
Structure
Accounts 4 d early0 of 2 deeds read
Why 67- Founded in 2022- Size: total assets €267,748- 2 establishment units+ Liquidity: current ratio 2.12, cash €31,470Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 51% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
49+3
equity 24.3% of total assets
Liquidity
47+18
short-term debt 38.4% · cash 11.8%
Profitability
56-24
return on assets 5.2%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.8%highest value
12-2024: 2.2%▼ -42.8% vs 11-2024
01-2025: 2.2%● 0.0% vs 12-2024
02-2025: 2.2%● 0.0% vs 01-2025
03-2025: 2.2%● 0.0% vs 02-2025
04-2025: 2.1%▼ -1.4% vs 03-2025
05-2025: 2.0%▼ -3.9% vs 04-2025
06-2025: 1.9%▼ -8.5% vs 05-2025
07-2025: 1.8%▼ -2.3% vs 06-2025
08-2025: 1.8%● 0.0% vs 07-2025
09-2025: 1.8%● 0.0% vs 08-2025
10-2025: 1.9%▲ +5.9% vs 09-2025
11-2025: 2.0%▲ +2.2% vs 10-2025
12-2025: 2.0%● 0.0% vs 11-2025
01-2026: 2.1%▲ +5.2% vs 12-2025
02-2026: 1.2%▼ -41.4% vs 01-2026
03-2026: 1.2%● 0.0% vs 02-2026
04-2026: 1.2%● 0.0% vs 03-2026
05-2026: 1.2%● 0.0% vs 04-2026
06-2026: 0.9%▼ -24.8% vs 05-2026
07-2026: 0.9%▼ -3.4% vs 06-2026
08-2026: 0.9%● 0.0% vs 07-2026
09-2026: 0.8%▼ -5.7% vs 08-2026lowest value
10-2026: 1.0%▲ +17.9% vs 09-2026
- Founded in 2022 raises the probability for this profile
- Size: total assets €267,748 raises the probability for this profile
- Liquidity: current ratio 2.12, cash €31,470 lowers the probability
- 2 establishment units raises the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.79 in 2024; short-term debt: 38.4% and cash: 11.8% of total assets), but 75.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 35%, liquidity 46%, profitability 42%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
86 d early
2023
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (3 of the last 3 filed years within 82 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €13,942 ▼36.4%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-01-2027
- 27-01-2026Annual accounts filed
- 30-06-2025Weakest financial year
- 06-11-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46360
- Founded
- 29-09-2022
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.