ANTHONY ADAM
ActiveANTHONY ADAM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €664k and a net result of €90k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-1
Solvency77▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 4.43 in 2024; short-term debt: 20.4% and cash: 12.2% of total assets), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
7.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
on the day
2023
14 d late
2022
11 d early
2021
4 d late
2020
88 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€664k▼ 1.1%
2024 · €671k
2018: €250k
2019: €287k
2020: €378k
2021: €417k
2022: €501k
2023: €575k
2024: €671k
2018 → 2025
Total assets
€1.27M▲ 3.9%
2024 · €1.23M
2018: €679k
2019: €768k
2020: €956k
2021: €1.05M
2022: €1.12M
2023: €1.15M
2024: €1.23M
2018 → 2025
Net result
€90k▼ 8.1%
2024 · €98k
2018: €47k
2019: €38k
2020: €91k
2021: €41k
2022: €90k
2023: €76k
2024: €98k
2018 → 2025
Working capital
€672k▼ 4.6%
2024 · €704k
2018: €11k
2019: €60k
2020: €329k
2021: €335k
2022: €540k
2023: €521k
2024: €704k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€417k-€501k▲ 20.1%€575k▲ 14.8%€671k▲ 16.8%€664k▼ 1.1%
Operating result€56k-€125k▲ 123%€112k▼ 10.6%€154k▲ 38.0%€142k▼ 7.5%
Net result€41k-€90k▲ 121%€76k▼ 16.1%€98k▲ 29.5%€90k▼ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€341k▲ 7.9%
Current assets
€932k▲ 2.4%
Equity and liabilities €1.27M
Equity
€664k▼ 1.1%
Debt
€609k▲ 9.9%
The debt ratio rises from 45.2% to 47.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€231k▼
2024 · €243k
Cash flow
€179k▼
2024 · €187k
Solvency
52.2%▼
2024 · 54.8%
Current ratio
3.59▼
2024 · 4.43
Quick ratio
0.82▲
2024 · 0.59
Debt / equity
0.92▲
2024 · 0.82
ROE
13.6%▼
2024 · 14.6%
ROA
7.1%▼
2024 · 8.0%
Interest coverage
12.44▼
2024 · 12.83
Debt
€609k▲
2024 · €554k
Debt ≤ 1 year
€260k▲
2024 · €205k
Debt > 1 year
€330k▼
2024 · €336k
Income taxes
€36k▼
2024 · €39k
Staff costs
€81k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.23M€1.27M▲
Fixed assets21/28€316k€341k▲
Intangible fixed assets21€18k€9k▼
Tangible fixed assets22/27€298k€330k▲
Land and buildings22€131k€125k▼
Plant, machinery and equipment23€43k€26k▼
Furniture and vehicles24€26k€108k▲
Leasing and similar rights25€98k€71k▼
Financial fixed assets28€498€2k▲
Current assets29/58€910k€932k▲
Stocks and contracts in progress3€788k€719k▼
Stocks30/36€788k€719k▼
Amounts receivable within one year40/41€63k€55k▼
Trade receivables40€26k€20k▼
Other amounts receivable41€38k€34k▼
Cash at bank and in hand54/58€51k€155k▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.27M▲
Equity10/15€671k€664k▼
Contributions10/11€19k€19k=
Reserves13€642k€631k▼
Distributable reserves133€642k€631k▼
Profit (loss) carried forward14€10k€14k▲
Investment grants15€2k€0▼
Amounts payable17/49€554k€609k▲
Amounts payable after more than one year17€336k€330k▼
Financial debts170/4€254k€248k▼
Other amounts payable178/9€82k€82k=
Amounts payable within one year42/48€205k€260k▲
Current portion of amounts payable after more than one year42€101k€93k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€30k€26k▼
Suppliers440/4€30k€26k▼
Taxes, remuneration and social security45€21k€35k▲
Taxes450/3€15k€26k▲
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€53k€103k▲
Accrued charges and deferred income492/3€13k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€62k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€89k▼
Other operating charges640/8€8k€5k▼
Gross operating margin9900€313k€317k▲
Operating profit (loss)9901€154k€142k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€19k€19k▼
Recurring financial charges65€19k€19k▼
Profit (loss) for the period before taxes9903€137k€126k▼
Income taxes67/77€39k€36k▼
Profit (loss) for the period9904€98k€90k▼
Profit (loss) for the period to be appropriated9905€98k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€100k▼
Profit (loss) brought forward from the previous period14P€4k€10k▲
Transfer from equity791/2-€96k
Transfer to equity691/2€93k€85k▼
To other reserves6921€93k€85k▼
Profit to be distributed694/7-€96k
Return on contributions (dividend)694-€96k
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €98k ▲29.5%
Operating result €154k, net result €98k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €501k ▲20.1%
5 profitable years in a row build equity to €501k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €38k ▼18.3%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bellin, L.-S.-D. 105575 GedinneGround area
564 m²
Building footprint
86 m²
Volume, LiDAR
436 m³
Parcel 91082A0315/00S000, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANTHONY ADAM
since 20132.217.983.192
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91082A0315/00S000 | Wallonia | 564 m² | 1 · 85 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesANTHONY ADAM SRL44921
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 8,093 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.