Summary
ANTERMOIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €310,596 and a net result of €34,962. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 77% of 8102 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-11-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
28 d early
2023
5 d early
2022
26 d early
2021
5 d early
2020
33 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 26 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€310,596▼ 3.6%
2024 · €322,321
Net result
€34,962▼ 11.1%
2024 · €39,329
Total assets
€391,786▼ 1.0%
2024 · €395,772
Solvency
79.3%▼ 2.2pp
2024 · 81.4%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€172,253▲ 151%€95,382▼ 44.6%€3,557▼ 96.3%€56,492▲ 1,488%€52,315▼ 7.4%
Net result€119,767above the sector's middle half▲ 150%€67,542within the sector's middle half▼ 43.6%€1,060below the sector's middle half▼ 98.4%€39,329within the sector's middle half▲ 3,609%€34,962within the sector's middle half▼ 11.1%
Equity€275,771within the sector's middle half▲ 50.1%€308,517within the sector's middle half▲ 11.9%€290,416within the sector's middle half▼ 5.9%€322,321within the sector's middle half▲ 11.0%€310,596within the sector's middle half▼ 3.6%
Total assets€394,084within the sector's middle half▲ 46.2%€384,605within the sector's middle half▼ 2.4%€340,824within the sector's middle half▼ 11.4%€395,772within the sector's middle half▲ 16.1%€391,786within the sector's middle half▼ 1.0%
Debt€118,313▲ 37.8%€76,088▼ 35.7%€50,407▼ 33.8%€73,451▲ 45.7%€81,191▲ 10.5%
Working capital€164,321above the sector's middle half▲ 55.7%€188,914above the sector's middle half▲ 15.0%€147,100within the sector's middle half▼ 22.1%€170,491above the sector's middle half▲ 15.9%€172,699above the sector's middle half▲ 1.3%
Solvency70.0%within the sector's middle half▲ 1.8pp80.2%above the sector's middle half▲ 10.2pp85.2%above the sector's middle half▲ 5.0pp81.4%above the sector's middle half▼ 3.8pp79.3%above the sector's middle half▼ 2.2pp
Current ratio3.07within the sector's middle half▼ 1.164.69above the sector's middle half▲ 1.614.70above the sector's middle half▲ 0.014.83above the sector's middle half▲ 0.133.99within the sector's middle half▼ 0.84
Return on assets (ROA)30.4%above the sector's middle half▲ 12.6pp17.6%within the sector's middle half▼ 12.8pp0.3%below the sector's middle half▼ 17.3pp9.9%within the sector's middle half▲ 9.6pp8.9%within the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391,786
Fixed assets
€161,244 ▼ 10.8%
Current assets
€230,542 ▲ 7.2%
Equity and liabilities €391,786
Equity
€310,596 ▼ 3.6%
Debt
€81,191 ▲ 10.5%
Debt's share of the balance-sheet total rises from 18.6% to 20.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
11.3%▼
2024 · 12.2%
Debt ≤ 1 year
€57,843▲
2024 · €44,566
Debt > 1 year
€21,796▼
2024 · €28,524
Income taxes
€14,417▼
2024 · €16,697
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,067 | €11,346 | €13,632 | €12,115 | €21,368 | ▲ 76.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Other operating charges640/8 | - | €576 | €1,004 | €771 | €668 | ▼ 13.4% |
| Gross operating margin9900 | €184,890 | €109,304 | €20,193 | €71,378 | €76,351 | ▲ 7.0% |
| Operating profit (loss)9901 | €172,253 | €95,382 | €3,557 | €56,492 | €52,315 | ▼ 7.4% |
| Financial income75/76B | - | €1 | €10 | €1,081 | €417 | ▼ 61.4% |
| Recurring financial income75 | €1 | €1 | €10 | €1,081 | €417 | ▼ 61.4% |
| Financial charges65/66B | - | €858 | €841 | €1,547 | €3,353 | ▲ 117% |
| Recurring financial charges65 | €928 | €858 | €841 | €1,547 | €3,353 | ▲ 117% |
| Profit (loss) for the period before taxes9903 | €171,327 | €94,525 | €2,726 | €56,026 | €49,380 | ▼ 11.9% |
| Income taxes67/77 | €51,560 | €26,983 | €1,666 | €16,697 | €14,417 | ▼ 13.7% |
| Profit (loss) for the period9904 | €119,767 | €67,542 | €1,060 | €39,329 | €34,962 | ▼ 11.1% |
| Profit (loss) for the period to be appropriated9905 | €119,767 | €67,542 | €1,060 | €39,329 | €34,962 | ▼ 11.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €394,084 | €384,605 | €340,824 | €395,772 | €391,786 | ▼ 1.0% |
| Fixed assets21/28 | €150,500 | €144,453 | €153,966 | €180,715 | €161,244 | ▼ 10.8% |
| Intangible fixed assets21 | - | - | €4,850 | €2,892 | €934 | ▼ 67.7% |
| Tangible fixed assets22/27 | €120,200 | €114,153 | €118,816 | €147,523 | €130,011 | ▼ 11.9% |
| Land and buildings22 | - | €105,360 | €95,300 | €86,037 | €79,097 | ▼ 8.1% |
| Plant, machinery and equipment23 | - | €140 | €617 | €478 | €1,893 | ▲ 296% |
| Furniture and vehicles24 | - | €5,149 | €19,958 | €58,630 | €47,204 | ▼ 19.5% |
| Other tangible fixed assets26 | - | €3,504 | €2,942 | €2,379 | €1,817 | ▼ 23.6% |
| Financial fixed assets28 | €30,300 | €30,300 | €30,300 | €30,300 | €30,300 | = |
| Current assets29/58 | €243,584 | €240,152 | €186,857 | €215,057 | €230,542 | ▲ 7.2% |
| Stocks and contracts in progress3 | €14,000 | €12,000 | €10,000 | €8,000 | €6,000 | ▼ 25.0% |
| Stocks30/36 | - | €12,000 | €10,000 | €8,000 | €6,000 | ▼ 25.0% |
| Amounts receivable within one year40/41 | €10,839 | €144,529 | €43,292 | €13,252 | €8,866 | ▼ 33.1% |
| Trade receivables40 | - | €131,513 | €14,947 | €13,252 | €8,284 | ▼ 37.5% |
| Other amounts receivable41 | - | €13,017 | €28,346 | - | €583 | - |
| Current investments50/53 | - | - | - | €80,000 | €80,000 | = |
| Cash at bank and in hand54/58 | €213,034 | €77,501 | €130,828 | €112,398 | €134,649 | ▲ 19.8% |
| Deferred charges and accrued income490/1 | - | €6,121 | €2,737 | €1,407 | €1,026 | ▼ 27.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €394,084 | €384,605 | €340,824 | €395,772 | €391,786 | ▼ 1.0% |
| Equity10/15 | €275,771 | €308,517 | €290,416 | €322,321 | €310,596 | ▼ 3.6% |
| Reserves13 | €275,771 | €308,517 | €290,416 | €322,321 | €310,596 | ▼ 3.6% |
| Distributable reserves133 | - | €308,517 | €290,416 | €322,321 | €310,596 | ▼ 3.6% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €118,313 | €76,088 | €50,407 | €73,451 | €81,191 | ▲ 10.5% |
| Amounts payable after more than one year17 | €39,050 | €24,850 | €10,650 | €28,524 | €21,796 | ▼ 23.6% |
| Financial debts170/4 | - | €24,850 | €10,650 | €28,524 | €21,796 | ▼ 23.6% |
| Amounts payable within one year42/48 | €79,263 | €51,238 | €39,757 | €44,566 | €57,843 | ▲ 29.8% |
| Current portion of amounts payable after more than one year42 | - | €14,200 | €14,200 | €17,126 | €6,728 | ▼ 60.7% |
| Trade debts44 | €10,979 | €4,266 | €5,197 | €3,684 | €4,111 | ▲ 11.6% |
| Suppliers440/4 | - | €4,266 | €5,197 | €3,684 | €4,111 | ▲ 11.6% |
| Taxes, remuneration and social security45 | - | €31,387 | €7,834 | €19,457 | €12,511 | ▼ 35.7% |
| Taxes450/3 | - | €27,062 | €4,334 | €15,957 | €9,011 | ▼ 43.5% |
| Remuneration and social security454/9 | - | €4,325 | €3,500 | €3,500 | €3,500 | = |
| Other amounts payable47/48 | - | €1,385 | €12,526 | €4,298 | €34,493 | ▲ 702% |
| Accrued charges and deferred income492/3 | - | - | - | €361 | €1,552 | ▲ 330% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €119,767 | €67,542 | €1,060 | €39,329 | €34,962 | ▼ 11.1% |
| + Depreciation and write-downs630 | €12,067 | €11,346 | €13,632 | €12,115 | €21,368 | ▲ 76.4% |
| Operating cash flow (approximation) | €131,834 | €78,887 | €14,692 | €51,444 | €56,330 | ▲ 9.5% |
| Investment in fixed assets (approximation) | - | -€5,299 | -€23,145 | -€38,864 | -€1,897 | ▲ 95.1% |
| Change in cash | - | -€135,533 | €53,327 | -€18,431 | €22,252 | ▲ 221% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
05-06
State Gazette act
Board meeting · Director resignation
Director appointment · Representation rule
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €1,060 ▼98.4%
Net result drops to €1,060, the lowest in the series; recovery starts the following year.
20-02
State Gazette act
Board meeting · Director resignation
Permanent representative · Director appointment
20-02
State Gazette act
Board meeting · Director resignation
Permanent representative · Director appointment
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €119,767 ▲150%
Operating result €172,253, net result €119,767, both a record.
31-03
Financial
Equity above €200,000Eq €275,771 ▲50.1%
3 profitable years in a row build equity to €275,771.
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
31-03
Financial
Equity above €150,000Eq €183,686 ▲35.3%
2 profitable years in a row build equity to €183,686.
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
23-08
State Gazette act
Board meeting · Director resignation
Director appointment · Power of attorney
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2012
Ground area
1,965 m²
Building footprint
293 m²
Volume, LiDAR
1,641 m³
Parcel 31425C0037/00B000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ANTERMOIA
since 20122.208.693.265
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0037/00B000 | Flanders | 1,965 m² | 1 · 293 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Subsidies and aid
Flemish government
2022 · 1 entry · 1,763 EUR awarded · 1,763 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,763 EUR | 1,763 EUR |
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Of 24,721 companies in this sector we hold annual accounts for 19,799. 13,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded03-04-2012
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844980559
Also
9925:BE0844980559
Registered
13-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.