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ANSOPHAR

Active
Private limited companyfounded 201412 yrs activeJachtlaan 28, 3001 Leuven, BelgiumKBO/BCE: BE 0552.917.519
Summary

ANSOPHAR has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €864,859 and a net result of €88,127. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 8765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+4
Solvency80▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.06 in 2024; short-term debt: 20.3% and cash: 1% of total assets), and 44.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
55.5%
Return on assets
5.7%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
31 d early
2023
1 d early
2022
25 d early
2021
32 d early
2020
44 d early
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 May 2014, ANSOPHAR was incorporated.1 Total assets went from EUR 1.6 million in 2019 to EUR 1.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€864,859▲ 11.3%
2024 · €776,733
Total assets
€1.6m▲ 0.2%
2024 · €1.6m
Net result
€88,127▲ 24.5%
2024 · €70,789
Working capital
-€299,803▼ 20.2%
2024 · -€249,369
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€122,223▼ 0.4%€97,921▼ 19.9%€118,154▲ 20.7%€119,080▲ 0.8%€143,196▲ 20.3%
Net result€68,670within the sector's middle half▼ 2.4%€57,358within the sector's middle half▼ 16.5%€72,717within the sector's middle half▲ 26.8%€70,789within the sector's middle half▼ 2.7%€88,127within the sector's middle half▲ 24.5%
Equity€575,868within the sector's middle half▲ 13.5%€633,226within the sector's middle half▲ 10.0%€705,943within the sector's middle half▲ 11.5%€776,733within the sector's middle half▲ 10.0%€864,859within the sector's middle half▲ 11.3%
Total assets€1.5mwithin the sector's middle half▼ 1.5%€1.6mwithin the sector's middle half▲ 0.6%€1.5mwithin the sector's middle half▼ 0.5%€1.6mwithin the sector's middle half▲ 0.6%€1.6mwithin the sector's middle half▲ 0.2%
Debt€970,690▼ 8.6%€922,343▼ 5.0%€841,267▼ 8.8%€779,132▼ 7.4%€694,847▼ 10.8%
Working capital-€172,388below the sector's middle half▼ 191%-€205,855below the sector's middle half▼ 19.4%-€226,105below the sector's middle half▼ 9.8%-€249,369below the sector's middle half▼ 10.3%-€299,803below the sector's middle half▼ 20.2%
Solvency37.2%within the sector's middle half▲ 4.9pp40.7%within the sector's middle half▲ 3.5pp45.6%within the sector's middle half▲ 4.9pp49.9%within the sector's middle half▲ 4.3pp55.5%within the sector's middle half▲ 5.5pp
Current ratio0.05below the sector's middle half▼ 0.300.09below the sector's middle half▲ 0.030.04below the sector's middle half▼ 0.050.06below the sector's middle half▲ 0.020.06below the sector's middle half▼ 0.01
Return on assets (ROA)4.4%within the sector's middle half=3.7%within the sector's middle half▼ 0.8pp4.7%within the sector's middle half▲ 1.0pp4.5%within the sector's middle half▼ 0.2pp5.7%within the sector's middle half▲ 1.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €122,223€122,223Net result 2021: €68,670€68,670Operating result 2022: €97,921€97,921Net result 2022: €57,358€57,358Operating result 2023: €118,154€118,154Net result 2023: €72,717€72,717Operating result 2024: €119,080€119,080Net result 2024: €70,789€70,789Operating result 2025: €143,196€143,196Net result 2025: €88,127€88,12720212022202320242025€0€50,000€100,000€150,000Operating result 2023: €118,154€118,000Net result 2023: €72,717€72,700Operating result 2024: €119,080€119,000Net result 2024: €70,789€70,800Operating result 2025: €143,196€143,000Net result 2025: €88,127€88,100202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets €1.5m ▲ 0.2%
Current assets €17,540 ▲ 8.1%
Equity and liabilities €1.6m
Equity €864,859 ▲ 11.3%
Debt €694,847 ▼ 10.8%
Debt's share of the balance-sheet total falls from 50.1% to 44.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€144,443▲
2024 · €119,716
Cash flow
€89,373▲
2024 · €71,426
Debt to equity
0.80▼
2024 · 1.00
ROE
10.2%▲
2024 · 9.1%
Interest coverage
7.28▲
2024 · 5.70
Debt ≤ 1 year
€317,343▲
2024 · €265,591
Debt > 1 year
€369,381▼
2024 · €509,989
Income taxes
€35,230▲
2024 · €27,283
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.6m€1.6m▲
Fixed assets21/28€1.5m€1.5m▲
Tangible fixed assets22/27€3,610€6,133▲
Plant, machinery and equipment23€1,110€1,387▲
Furniture and vehicles24€2,500€4,746▲
Financial fixed assets28€1.5m€1.5m=
Current assets29/58€16,221€17,540▲
Cash at bank and in hand54/58€14,984€16,255▲
Deferred charges and accrued income490/1€1,237€1,285▲
Equity and liabilities
Total equity and liabilities10/49€1.6m€1.6m▲
Equity10/15€776,733€864,859▲
Contributions10/11€100,000€100,000=
Reserves13€676,733€764,859▲
Distributable reserves133€676,733€764,859▲
Amounts payable17/49€779,132€694,847▼
Amounts payable after more than one year17€509,989€369,381▼
Financial debts170/4€509,989€369,381▼
Amounts payable within one year42/48€265,591€317,343▲
Current portion of amounts payable after more than one year42€97,163€110,972▲
Trade debts44€1,320€1,069▼
Suppliers440/4€1,320€1,069▼
Taxes, remuneration and social security45€18,341€10,458▼
Taxes450/3€18,341€10,458▼
Other amounts payable47/48€148,767€194,844▲
Accrued charges and deferred income492/3€3,552€8,123▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€636€1,246▲
Other operating charges640/8€1,509€1,532▲
Gross operating margin9900€121,226€145,975▲
Operating profit (loss)9901€119,080€143,196▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€21,008€19,840▼
Recurring financial charges65€21,008€19,840▼
Profit (loss) for the period before taxes9903€98,072€123,356▲
Income taxes67/77€27,283€35,230▲
Profit (loss) for the period9904€70,789€88,127▲
Profit (loss) for the period to be appropriated9905€70,789€88,127▲
Appropriation of the result
Profit (loss) to be appropriated9906€70,789€88,127▲
Transfer to equity691/2€70,789€88,127▲
To other reserves6921€70,789€88,127▲

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€770€770€138€636€1,246▲ 95.9%
Other operating charges640/8-€1,308€1,314€1,509€1,532▲ 1.5%
Gross operating margin9900€124,298€99,998€119,606€121,226€145,975▲ 20.4%
Operating profit (loss)9901€122,223€97,921€118,154€119,080€143,196▲ 20.3%
Financial income75/76B---€0--
Recurring financial income75---€0--
Financial charges65/66B-€18,510€17,331€21,008€19,840▼ 5.6%
Recurring financial charges65€27,246€18,510€17,331€21,008€19,840▼ 5.6%
Profit (loss) for the period before taxes9903€94,977€79,411€100,823€98,072€123,356▲ 25.8%
Income taxes67/77€26,307€22,053€28,106€27,283€35,230▲ 29.1%
Profit (loss) for the period9904€68,670€57,358€72,717€70,789€88,127▲ 24.5%
Profit (loss) for the period to be appropriated9905€68,670€57,358€72,717€70,789€88,127▲ 24.5%
Line20212022202320242025Change
Assets
Total assets20/58€1.5m€1.6m€1.5m€1.6m€1.6m▲ 0.2%
Fixed assets21/28€1.5m€1.5m€1.5m€1.5m€1.5m▲ 0.2%
Tangible fixed assets22/27€770-€1,747€3,610€6,133▲ 69.9%
Plant, machinery and equipment23--€1,747€1,110€1,387▲ 25.0%
Furniture and vehicles24---€2,500€4,746▲ 89.8%
Financial fixed assets28€1.5m€1.5m€1.5m€1.5m€1.5m=
Current assets29/58€9,755€19,536€9,431€16,221€17,540▲ 8.1%
Amounts receivable within one year40/41-€5,447----
Other amounts receivable41-€5,447----
Cash at bank and in hand54/58€8,872€12,941€8,123€14,984€16,255▲ 8.5%
Deferred charges and accrued income490/1-€1,148€1,308€1,237€1,285▲ 3.8%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.6m€1.5m€1.6m€1.6m▲ 0.2%
Equity10/15€575,868€633,226€705,943€776,733€864,859▲ 11.3%
Contributions10/11-€100,000€100,000€100,000€100,000=
Reserves13€475,868€533,226€605,943€676,733€764,859▲ 13.0%
Non-distributable reserves130/1-€10,000----
Reserves not available under the articles1311-€10,000----
Distributable reserves133-€523,226€605,943€676,733€764,859▲ 13.0%
Amounts payable17/49€970,690€922,343€841,267€779,132€694,847▼ 10.8%
Amounts payable after more than one year17€785,943€694,353€603,066€509,989€369,381▼ 27.6%
Financial debts170/4-€694,353€603,066€509,989€369,381▼ 27.6%
Amounts payable within one year42/48€182,143€225,391€235,536€265,591€317,343▲ 19.5%
Current portion of amounts payable after more than one year42-€91,591€91,376€97,163€110,972▲ 14.2%
Trade debts44€367€6,548€231€1,320€1,069▼ 19.0%
Suppliers440/4-€6,548€231€1,320€1,069▼ 19.0%
Taxes, remuneration and social security45-€12,284€15,347€18,341€10,458▼ 43.0%
Taxes450/3-€10,189€15,347€18,341€10,458▼ 43.0%
Remuneration and social security454/9-€2,095----
Other amounts payable47/48-€114,969€128,583€148,767€194,844▲ 31.0%
Accrued charges and deferred income492/3-€2,599€2,664€3,552€8,123▲ 129%
Line20212022202320242025Change
Profit (loss) for the period9904€68,670€57,358€72,717€70,789€88,127▲ 24.5%
+ Depreciation and write-downs630€770€770€138€636€1,246▲ 95.9%
Operating cash flow (approximation)€69,440€58,127€72,855€71,426€89,373▲ 25.1%
Investment in fixed assets (approximation)-€0-€1,884-€2,500-€3,769▼ 50.8%
Change in cash-€4,069-€4,818€6,861€1,271▼ 81.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
27-11
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
31-03
Financial Highest result since 2019net €88,127 ▲24.5%
Operating result €143,196, net result €88,127, both a record.
2024
30-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial Weakest financial yearnet €57,358 ▼16.5%
Net result drops to €57,358, the lowest in the series; recovery starts the following year.
2021
29-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
17-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial Equity above €500,000Eq €507,198 ▲16%
2 profitable years in a row build equity to €507,198.
2019
03-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
2,363 m²
Building footprint
316 m²
Volume, LiDAR
1,797 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ansophar
Konijnenhoekstraat 42, 3053 Oud-HeverleeFinancial service activities, except insurance and pension funding
since 20142.231.856.667
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24034B0102/00D003 Flanders 1,229 m² 1 · 119 m² 7.3 m · 2 fl.
24434F0208/00R000 Flanders 1,134 m² 1 · 197 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Owners 1

Holdings 1

According to the annual accounts to 31-03-2025 of ANSOPHAR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 29,431 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-05-2014
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0552917519
Also 9925:BE0552917519
Registered 09-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.