ANSHVEER
ActiveThe computed 12-month bankruptcy probability of ANSHVEER is 1.8% (moderate). The 2024 annual accounts show equity of €25k and a net result of €9k. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 9625 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+92
Solvency78▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.54 in 2023; short-term debt: 47% and cash: 56.4% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53%
Return on assets
18.6%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
20 d early
2022
25 d early
2021
31 d early
2020
25 d early
2019
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€25k▲ 53.9%
2023 · €16k
2019: €7k
2020: €7k
2021: €11k
2022: €24k
2023: €16k
2019 → 2024
Total assets
€47k▲ 32.6%
2023 · €36k
2019: €8k
2020: €26k
2021: €24k
2022: €37k
2023: €36k
2019 → 2024
Net result
€9k
2023 · €-8k
2019: €372
2020: €245
2021: €5k
2022: €13k
2023: €-8k
2019 → 2024
Working capital
€23k▲ 117%
2023 · €11k
2019: €7k
2020: €-1k
2021: €4k
2022: €16k
2023: €11k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€7k-€11k▲ 66.6%€24k▲ 110%€16k▼ 31.5%€25k▲ 53.9%
Operating result€3k-€8k▲ 180%€16k▲ 113%€-6k€12k
Net result€245-€5k▲ 1,751%€13k▲ 176%€-8k€9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €12k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €47k
Fixed assets
€2k▼ 63.2%
Current assets
€45k▲ 50.9%
Equity and liabilities €47k
Equity
€25k▲ 53.9%
Debt
€22k▲ 14.7%
The debt ratio falls from 54.3% to 47.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2023 · €-2k
Cash flow
€12k▲
2023 · €-4k
Solvency
53.0%▲
2023 · 45.7%
Current ratio
2.03▲
2023 · 1.54
Quick ratio
1.62▲
2023 · 0.31
Debt / equity
0.89▼
2023 · 1.19
ROE
35.0%▲
2023 · -46.0%
ROA
18.6%▲
2023 · -21.0%
Interest coverage
13.62▲
2023 · -0.97
Debt
€22k▲
2023 · €19k
Debt ≤ 1 year
€22k▲
2023 · €19k
Income taxes
€2k▲
2023 · €12
Staff costs
€-280▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€36k€47k▲
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Furniture and vehicles24€6k€2k▼
Current assets29/58€30k€45k▲
Stocks and contracts in progress3€24k€9k▼
Stocks30/36€24k€9k▼
Amounts receivable within one year40/41€1k€9k▲
Trade receivables40-€9k
Other amounts receivable41€1k€485▼
Cash at bank and in hand54/58€4k€27k▲
Deferred charges and accrued income490/1€280€0▼
Equity and liabilities
Total equity and liabilities10/49€36k€47k▲
Equity10/15€16k€25k▲
Contributions10/11€6k€6k=
Reserves13€6k€19k▲
Non-distributable reserves130/1€19€19=
Reserves not available under the articles1311€19€19=
Distributable reserves133€6k€19k▲
Profit (loss) carried forward14€5k€0▼
Amounts payable17/49€19k€22k▲
Amounts payable within one year42/48€19k€22k▲
Current portion of amounts payable after more than one year42€2k€0▼
Financial debts43€10k€10k▼
Credit institutions430/8€10k€10k▼
Trade debts44€7k€10k▲
Suppliers440/4€7k€10k▲
Taxes, remuneration and social security45€575€2k▲
Taxes450/3€132€2k▲
Remuneration and social security454/9€444€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€3k€-280▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€3k€8k▲
Gross operating margin9900€4k€23k▲
Operating profit (loss)9901€-6k€12k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-8k€11k▲
Income taxes67/77€12€2k▲
Profit (loss) for the period9904€-8k€9k▲
Profit (loss) for the period to be appropriated9905€-8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€13k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2€8k€0▼
Transfer to equity691/2-€13k
To other reserves6921-€13k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k ▼160%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €13k ▲176%
Operating result €16k, net result €13k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 12950 KapellenGround area
223 m²
Building footprint
175 m²
Volume, LiDAR
1,900 m³
Parcel 11902G0020/00M000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ANSHVEER
since 20182.283.037.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902G0020/00M000 | Flanders | 223 m² | 1 · 175 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteKapellen (Antw.)2.283.037.728
Similar companies · same sector, comparable size
BAGBAN
BE 0874.611.485
Antwerpen · Eq €25k
AUX DELICES
BE 0432.806.971
Sint-Lambrechts-Woluwe · Eq €25k
DISCOUNT BUSINESS
BE 0502.273.819
Jette · Eq €25k
NK BUSINESS
BE 0783.795.830
Quiévrain · Eq €25k
CHEZ ROSARIO
BE 0744.450.353
Anderlecht · Eq €25k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 4,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.