ANSEELE TOM
ActiveANSEELE TOM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €31k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-20
Solvency42▼-33
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.31 against 1.99 in 2024; short-term debt: 26.1% and cash: 3.1% of total assets), and 82.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8657 sector peers (2025).
NBB · sector comparisonPosition among 8657 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-09-2025, 45 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
45 d early
2024
13 d early
2023
4 d early
2022
on the day
2021
19 d early
2020
23 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€118k▼ 2.1%
2024 · €120k
2019: €61k
2020: €95k
2021: €140k
2022: €134k
2023: €147k
2024: €120k
2019 → 2025
Total assets
€675k▲ 179%
2024 · €242k
2019: €108k
2020: €134k
2021: €189k
2022: €168k
2023: €226k
2024: €242k
2019 → 2025
Net result
€31k▼ 38.3%
2024 · €50k
2019: €28k
2020: €34k
2021: €45k
2022: €4k
2023: €39k
2024: €50k
2019 → 2025
Working capital
€-121k
2024 · €107k
2019: €43k
2020: €80k
2021: €129k
2022: €127k
2023: €135k
2024: €107k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€134k▼ 4.3%€147k▲ 10.1%€120k▼ 18.5%€118k▼ 2.1%
Operating result€58k-€7k▼ 88.2%€54k▲ 688%€71k▲ 31.4%€53k▼ 26.3%
Net result€45k-€4k▼ 91.3%€39k▲ 885%€50k▲ 30.4%€31k▼ 38.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €675k
Fixed assets
€620k▲ 2,248%
Current assets
€55k▼ 74.4%
Equity and liabilities €675k
Equity
€118k▼ 2.1%
Debt
€557k▲ 357%
The debt ratio rises from 50.4% to 82.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▼
2024 · €78k
Cash flow
€38k▼
2024 · €57k
Solvency
17.4%▼
2024 · 49.6%
Current ratio
0.31▼
2024 · 1.99
Quick ratio
0.29▼
2024 · 1.96
Debt / equity
4.74▲
2024 · 1.02
ROE
26.4%▼
2024 · 41.9%
ROA
4.6%▼
2024 · 20.8%
Interest coverage
6.85▼
2024 · 43.26
Debt
€557k▲
2024 · €122k
Debt ≤ 1 year
€176k▲
2024 · €108k
Debt > 1 year
€381k▲
2024 · €14k
Income taxes
€13k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€675k▲
Fixed assets21/28€26k€620k▲
Tangible fixed assets22/27€26k€20k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€22k€16k▼
Financial fixed assets28-€600k
Current assets29/58€216k€55k▼
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€19k€29k▲
Trade receivables40€18k€15k▼
Other amounts receivable41€819€14k▲
Cash at bank and in hand54/58€193k€21k▼
Deferred charges and accrued income490/1€970€2k▲
Equity and liabilities
Total equity and liabilities10/49€242k€675k▲
Equity10/15€120k€118k▼
Contributions10/11€19k€19k=
Reserves13€101k€99k▼
Distributable reserves133€101k€99k▼
Amounts payable17/49€122k€557k▲
Amounts payable after more than one year17€14k€381k▲
Financial debts170/4€14k€381k▲
Amounts payable within one year42/48€108k€176k▲
Current portion of amounts payable after more than one year42€7k€67k▲
Financial debts43-€9k
Credit institutions430/8-€9k
Trade debts44€3k€758▼
Suppliers440/4€3k€758▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€90k€91k▲
Accrued charges and deferred income492/3€192€100▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€80k€62k▼
Operating profit (loss)9901€71k€53k▼
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€69k€44k▼
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€50k€31k▼
Profit (loss) for the period to be appropriated9905€50k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€31k▼
Transfer from equity791/2€27k€34k▲
Transfer to equity691/2-€31k
To other reserves6921-€31k
Profit to be distributed694/7€77k€34k▼
Return on contributions (dividend)694€77k€34k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €50k ▲30.4%
Operating result €71k, net result €50k, both a record.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €4k ▼91.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €100kEq €140k ▲47.9%
3 profitable years in a row build equity to €140k.
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diepestraat 78890 MoorsledeGround area
1,583 m²
Building footprint
511 m²
Volume, LiDAR
1,786 m³
Parcel 36012A0377/00Y002, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ANSEELE TOM
since 20172.269.434.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012A0377/00Y002 | Flanders | 1,583 m² | 1 · 511 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 268 EUR awarded · 268 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 268 EUR |
| 2024 | 1 | 268 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2017
Fiscal year end31-03
Activities, NACEBEL
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.