ANS Construct
ActiveSummary
The computed 12-month bankruptcy probability of ANS Construct is 2.7% (moderate). The 2024 annual accounts show equity of €14k and a net result of €10k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 36375 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency85▲+26
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.13 in 2023; short-term debt: 40.2% and cash: 62.1% of total assets), and 40.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.8%
Return on assets
42.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
78 d late
2022
72 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€14k▲ 250%
2023 · €4k
Total assets
€23k▲ 99.1%
2023 · €12k
Net result
€10k
2023 · €-5k
Working capital
€12k▲ 1,065%
2023 · €1k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€10k-€-1k€18k
Net result€5k-€-5k€10k
Equity€9k-€4k▼ 54.9%€14k▲ 250%
Total assets€15k-€12k▼ 22.7%€23k▲ 99.1%
Debt€6k-€8k▲ 22.3%€9k▲ 21.4%
Working capital€6k-€1k▼ 84.2%€12k▲ 1,065%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €1k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €23k
Fixed assets
€2k ▼ 30.6%
Current assets
€21k ▲ 143%
Equity and liabilities €23k
Equity
€14k ▲ 250%
Debt
€9k ▲ 21.4%
Debt's share of the balance-sheet total falls from 66.0% to 40.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2023 · €-891
Cash flow
€11k▲
2023 · €-4k
Current ratio
2.27▲
2023 · 1.13
Debt to equity
0.67▼
2023 · 1.94
ROE
71.4%▲
2023 · -121.7%
ROA
42.7%▲
2023 · -41.4%
Interest coverage
8.82▲
2023 · -1.27
Debt ≤ 1 year
€9k▲
2023 · €8k
Income taxes
€6k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €176 | €566 | €890 | ▲ 57.2% |
| Other operating charges640/8 | €493 | €549 | €2k | ▲ 312% |
| Non-recurring operating charges66A | €77 | - | - | - |
| Gross operating margin9900 | €10k | €-342 | €21k | ▲ 6,373% |
| Operating profit (loss)9901 | €10k | €-1k | €18k | ▲ 1,356% |
| Financial income75/76B | - | €10 | €134 | ▲ 1,227% |
| Recurring financial income75 | - | €10 | €134 | ▲ 1,227% |
| Financial charges65/66B | €10 | €704 | €2k | ▲ 209% |
| Recurring financial charges65 | €10 | €704 | €2k | ▲ 209% |
| Profit (loss) for the period before taxes9903 | €10k | €-2k | €16k | ▲ 856% |
| Income taxes67/77 | €5k | €3k | €6k | ▲ 149% |
| Profit (loss) for the period9904 | €5k | €-5k | €10k | ▲ 305% |
| Profit (loss) for the period to be appropriated9905 | €5k | €-5k | €10k | ▲ 305% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €15k | €12k | €23k | ▲ 99.1% |
| Fixed assets21/28 | €2k | €3k | €2k | ▼ 30.6% |
| Tangible fixed assets22/27 | €2k | €3k | €2k | ▼ 30.6% |
| Plant, machinery and equipment23 | €2k | €3k | €2k | ▼ 30.6% |
| Current assets29/58 | €13k | €9k | €21k | ▲ 143% |
| Amounts receivable within one year40/41 | €8k | €8k | €7k | ▼ 15.5% |
| Trade receivables40 | - | €1k | €253 | ▼ 80.6% |
| Other amounts receivable41 | €8k | €7k | €6k | ▼ 2.5% |
| Cash at bank and in hand54/58 | €4k | €433 | €14k | ▲ 3,187% |
| Deferred charges and accrued income490/1 | - | €290 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €15k | €12k | €23k | ▲ 99.1% |
| Equity10/15 | €9k | €4k | €14k | ▲ 250% |
| Contributions10/11 | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €5k | €-88 | €10k | ▲ 11,068% |
| Amounts payable17/49 | €6k | €8k | €9k | ▲ 21.4% |
| Amounts payable within one year42/48 | €6k | €8k | €9k | ▲ 21.4% |
| Trade debts44 | €1k | - | - | - |
| Suppliers440/4 | €1k | - | - | - |
| Taxes, remuneration and social security45 | €5k | €8k | €9k | ▲ 21.4% |
| Taxes450/3 | €5k | €8k | €9k | ▲ 21.4% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €-5k | €10k | ▲ 305% |
| + Depreciation and write-downs630 | €176 | €566 | €890 | ▲ 57.2% |
| Operating cash flow (approximation) | €5k | €-4k | €11k | ▲ 354% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | ▲ 100% |
| Change in cash | - | €-4k | €14k | ▲ 448% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.27
Current ratio from 1.13 to 2.27.
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2021
Ground area
156 m²
Building footprint
87 m²
Volume, LiDAR
573 m³
Parcel 46383D0817/00G004, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANS Construct
since 20212.323.292.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D0817/00G004 | Flanders | 156 m² | 1 · 87 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesANS Construct BV42358
Similar companies · same sector, comparable size
Peeters Renovatiewerken
BE 1009.482.958
Sint-Niklaas · Eq €13,697
GTKA
BE 0889.260.564
Heusden-Zolder · Eq €13,667
JBJ Group
BE 1010.740.592
Aalst · Eq €13,728
BOUTAY TRAVAUX
BE 1019.757.733
Sprimont · Eq €13,732
DRV2 Infra
BE 1005.970.865
Zutendaal · Eq €13,836
Of 8,462 companies in sector 43120 we hold annual accounts for 3,230. 1,700 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
Contact
E-mail
anass_anass@icloud.com
Scores and ratios are computed by Checked and are not a credit decision.