ANPLO
ActiveSummary
ANPLO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €36k. Equity is growing by ~42.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+26
Solvency80▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.49 in 2024; short-term debt: 43.6% and cash: 21.9% of total assets), and 44.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
on the day
2022
62 d early
2021
31 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 91.1%
2024 · €40k
2018: €-45k
2019: €-58k▼ -30.3% vs 2018lowest in 8 years
2020: €7k▲ +111% vs 2019
2021: €26k▲ +293% vs 2020
2022: €28k▲ +9.8% vs 2021
2023: €35k▲ +25.3% vs 2022
2024: €40k▲ +12.9% vs 2023
2025: €76k▲ +91.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€137k▲ 24.9%
2024 · €110k
2018: €20k
2019: €11k▼ -43.0% vs 2018lowest in 8 years
2020: €40k▲ +259% vs 2019
2021: €72k▲ +79.9% vs 2020
2022: €79k▲ +9.8% vs 2021
2023: €104k▲ +32.1% vs 2022
2024: €110k▲ +5.7% vs 2023
2025: €137k▲ +24.9% vs 2024highest in 8 years
2018 → 2025
Net result
€36k▲ 698%
2024 · €5k
2018: €-4k
2019: €-14k▼ -211% vs 2018lowest in 8 years
2020: €65k▲ +578% vs 2019highest in 8 years
2021: €19k▼ -70.5% vs 2020
2022: €3k▼ -86.9% vs 2021
2023: €7k▲ +184% vs 2022
2024: €5k▼ -36.3% vs 2023
2025: €36k▲ +698% vs 2024
2018 → 2025
Working capital
€61k▲ 111%
2024 · €29k
2018: €-39k
2019: €-41k▼ -5.9% vs 2018lowest in 8 years
2020: €24k▲ +157% vs 2019
2021: €15k▼ -36.3% vs 2020
2022: €20k▲ +31.5% vs 2021
2023: €22k▲ +11.8% vs 2022
2024: €29k▲ +31.7% vs 2023
2025: €61k▲ +111% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€28k▲ 9.8%€35k▲ 25.3%€40k▲ 12.9%€76k▲ 91.1%
2021: €26klowest in 5 years
2022: €28k▲ +9.8% vs 2021
2023: €35k▲ +25.3% vs 2022
2024: €40k▲ +12.9% vs 2023
2025: €76k▲ +91.1% vs 2024highest in 5 years
Operating result€27k-€14k▼ 48.3%€12k▼ 16.6%€6k▼ 47.8%€52k▲ 748%
2021: €27k
2022: €14k▼ -48.3% vs 2021
2023: €12k▼ -16.6% vs 2022
2024: €6k▼ -47.8% vs 2023lowest in 5 years
2025: €52k▲ +748% vs 2024highest in 5 years
Net result€19k-€3k▼ 86.9%€7k▲ 184%€5k▼ 36.3%€36k▲ 698%
2021: €19k
2022: €3k▼ -86.9% vs 2021lowest in 5 years
2023: €7k▲ +184% vs 2022
2024: €5k▼ -36.3% vs 2023
2025: €36k▲ +698% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 748% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€16k ▼ 26.2%
Current assets
€121k ▲ 37.6%
Equity and liabilities €137k
Equity
€76k ▲ 91.1%
Debt
€61k ▼ 12.8%
Debt's share of the balance-sheet total falls from 63.7% to 44.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2024 · €12k
Cash flow
€43k▲
2024 · €11k
Current ratio
2.03▲
2024 · 1.49
Quick ratio
1.95▲
2024 · 1.33
Debt to equity
0.80▼
2024 · 1.76
ROE
47.7%▲
2024 · 11.4%
ROA
26.4%▲
2024 · 4.1%
Interest coverage
68.60▲
2024 · 10.00
Debt ≤ 1 year
€60k▲
2024 · €59k
Debt > 1 year
€1k▼
2024 · €6k
Income taxes
€18k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€110k€137k▲
Fixed assets21/28€22k€16k▼
Tangible fixed assets22/27€20k€14k▼
Furniture and vehicles24€20k€14k▼
Financial fixed assets28€2k€2k=
Current assets29/58€88k€121k▲
Stocks and contracts in progress3€9k€5k▼
Stocks30/36€9k€5k▼
Amounts receivable within one year40/41€77k€75k▼
Trade receivables40€26k€16k▼
Other amounts receivable41€51k€59k▲
Cash at bank and in hand54/58€933€30k▲
Deferred charges and accrued income490/1€814€11k▲
Equity and liabilities
Total equity and liabilities10/49€110k€137k▲
Equity10/15€40k€76k▲
Contributions10/11€8k€8k=
Reserves13€32k€68k▲
Distributable reserves133€32k€68k▲
Amounts payable17/49€70k€61k▼
Amounts payable after more than one year17€6k€1k▼
Financial debts170/4€6k€1k▼
Amounts payable within one year42/48€59k€60k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€13k€26k▲
Taxes450/3€13k€26k▲
Other amounts payable47/48€39k€28k▼
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€13k€60k▲
Operating profit (loss)9901€6k€52k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€1k€864▼
Recurring financial charges65€1k€864▼
Profit (loss) for the period before taxes9903€8k€54k▲
Income taxes67/77€3k€18k▲
Profit (loss) for the period9904€5k€36k▲
Profit (loss) for the period to be appropriated9905€5k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€36k▲
Transfer to equity691/2€5k€36k▲
To other reserves6921€5k€36k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €174 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2k | €4k | €6k | €7k | ▲ 16.7% |
| Other operating charges640/8 | €1k | €1k | €242 | €1k | €1k | ▼ 15.2% |
| Gross operating margin9900 | €29k | €17k | €16k | €13k | €60k | ▲ 350% |
| Operating profit (loss)9901 | €27k | €14k | €12k | €6k | €52k | ▲ 748% |
| Financial income75/76B | €2k | €2k | €3k | €3k | €3k | ▼ 1.8% |
| Recurring financial income75 | €2k | €2k | €3k | €3k | €3k | ▼ 1.8% |
| Financial charges65/66B | €2k | €3k | €2k | €1k | €864 | ▼ 28.8% |
| Recurring financial charges65 | €2k | €3k | €2k | €1k | €864 | ▼ 28.8% |
| Profit (loss) for the period before taxes9903 | €27k | €14k | €12k | €8k | €54k | ▲ 577% |
| Income taxes67/77 | €8k | €11k | €5k | €3k | €18k | ▲ 419% |
| Profit (loss) for the period9904 | €19k | €3k | €7k | €5k | €36k | ▲ 698% |
| Profit (loss) for the period to be appropriated9905 | €19k | €3k | €7k | €5k | €36k | ▲ 698% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72k | €79k | €104k | €110k | €137k | ▲ 24.9% |
| Fixed assets21/28 | €11k | €8k | €25k | €22k | €16k | ▼ 26.2% |
| Tangible fixed assets22/27 | €9k | €7k | €23k | €20k | €14k | ▼ 28.5% |
| Furniture and vehicles24 | €9k | €7k | €23k | €20k | €14k | ▼ 28.5% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €61k | €70k | €80k | €88k | €121k | ▲ 37.6% |
| Stocks and contracts in progress3 | €12k | €13k | €13k | €9k | €5k | ▼ 50.7% |
| Stocks30/36 | €12k | €13k | €13k | €9k | €5k | ▼ 50.7% |
| Amounts receivable within one year40/41 | €27k | €47k | €62k | €77k | €75k | ▼ 2.3% |
| Trade receivables40 | €1k | €10k | €8k | €26k | €16k | ▼ 38.2% |
| Other amounts receivable41 | €25k | €37k | €54k | €51k | €59k | ▲ 16.4% |
| Cash at bank and in hand54/58 | €21k | €8k | €3k | €933 | €30k | ▲ 3,122% |
| Deferred charges and accrued income490/1 | €2k | €2k | €1k | €814 | €11k | ▲ 1,289% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72k | €79k | €104k | €110k | €137k | ▲ 24.9% |
| Equity10/15 | €26k | €28k | €35k | €40k | €76k | ▲ 91.1% |
| Contributions10/11 | €8k | €8k | €8k | €8k | €8k | = |
| Reserves13 | €18k | €20k | €27k | €32k | €68k | ▲ 115% |
| Distributable reserves133 | €18k | €20k | €27k | €32k | €68k | ▲ 115% |
| Amounts payable17/49 | €46k | €51k | €69k | €70k | €61k | ▼ 12.8% |
| Amounts payable after more than one year17 | - | - | €11k | €6k | €1k | ▼ 79.5% |
| Financial debts170/4 | - | - | €11k | €6k | €1k | ▼ 79.5% |
| Amounts payable within one year42/48 | €46k | €51k | €57k | €59k | €60k | ▲ 1.3% |
| Current portion of amounts payable after more than one year42 | - | - | €5k | €5k | €5k | ▲ 4.6% |
| Trade debts44 | €3k | €6k | €12k | €2k | €1k | ▼ 53.9% |
| Suppliers440/4 | €3k | €6k | €12k | €2k | €1k | ▼ 53.9% |
| Taxes, remuneration and social security45 | €11k | €15k | €11k | €13k | €26k | ▲ 98.7% |
| Taxes450/3 | €11k | €15k | €7k | €13k | €26k | ▲ 98.7% |
| Remuneration and social security454/9 | - | - | €3k | - | - | - |
| Other amounts payable47/48 | €33k | €30k | €30k | €39k | €28k | ▼ 28.6% |
| Accrued charges and deferred income492/3 | - | - | - | €5k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €3k | €7k | €5k | €36k | ▲ 698% |
| + Depreciation and write-downs630 | - | €2k | €4k | €6k | €7k | ▲ 16.7% |
| Operating cash flow (approximation) | €19k | €5k | €11k | €11k | €43k | ▲ 312% |
| Investment in fixed assets (approximation) | - | €0 | €-20k | €-3k | €-1k | ▲ 62.1% |
| Change in cash | - | €-13k | €-5k | €-2k | €29k | ▲ 1,374% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €65k
Net result €65k after 2 loss-making years.
31-12
Financial
Liquidity times 12current ratio 2.45
Current ratio from 0.21 to 2.45; short-term debt falls from €52k to €16k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 1990
Ground area
1,945 m²
Building footprint
265 m²
Volume, LiDAR
1,503 m³
2 parcels, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Trompetvogelstraat 41, 2170 Antwerpen
since 19902.050.752.125
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72006E0031/00K016 | Flanders | 1,746 m² | 1 · 180 m² | 7.0 m · 2 fl. |
| 11028A0232/00N003 | Flanders | 199 m² | 1 · 85 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MONART - BTS
BE 1008.186.227
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D-SIGN MANAGEMENT
BE 0457.028.465
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Antiek Heuvelmans
BE 0473.880.137
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Of 1,435 companies in sector 47791 we hold annual accounts for 456. 341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47791Retail sale of antiques
Scores and ratios are computed by Checked and are not a credit decision.