ANPIMMO
ActiveSummary
ANPIMMO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.33M and a net result of €-247k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65=
Solvency39▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.21 in 2024; short-term debt: 39.1% and cash: 1.9% of total assets), and 85.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-247k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
8 d late
2022
1 d late
2021
on the day
2020
17 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.33M▼ 15.7%
2024 · €1.58M
2019: €701klowest in 7 years
2020: €710k▲ +1.3% vs 2019
2021: €744k▲ +4.8% vs 2020
2022: €1.94M▲ +161% vs 2021highest in 7 years
2023: €1.79M▼ -7.6% vs 2022
2024: €1.58M▼ -11.9% vs 2023
2025: €1.33M▼ -15.7% vs 2024
2019 → 2025
Total assets
€9.26M▲ 15.8%
2024 · €8.00M
2019: €5.19Mlowest in 7 years
2020: €9.07M▲ +74.6% vs 2019
2021: €9.26M▲ +2.2% vs 2020
2022: €9.41M▲ +1.6% vs 2021highest in 7 years
2023: €8.46M▼ -10.1% vs 2022
2024: €8.00M▼ -5.5% vs 2023
2025: €9.26M▲ +15.8% vs 2024
2019 → 2025
Net result
€-247k▼ 15.6%
2024 · €-214k
2019: €18k
2020: €9k▼ -51.5% vs 2019
2021: €34k▲ +282% vs 2020
2022: €1.20M▲ +3419% vs 2021highest in 7 years
2023: €-148k▼ -112% vs 2022
2024: €-214k▼ -44.6% vs 2023
2025: €-247k▼ -15.6% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-1.99M▲ 1.9%
2024 · €-2.03M
2019: €194khighest in 7 years
2020: €-2.60M▼ -1444% vs 2019
2021: €-3.89M▼ -49.4% vs 2020lowest in 7 years
2022: €-2.42M▲ +37.6% vs 2021
2023: €-1.85M▲ +23.8% vs 2022
2024: €-2.03M▼ -9.9% vs 2023
2025: €-1.99M▲ +1.9% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€744k-€1.94M▲ 161%€1.79M▼ 7.6%€1.58M▼ 11.9%€1.33M▼ 15.7%
2021: €744klowest in 5 years
2022: €1.94M▲ +161% vs 2021highest in 5 years
2023: €1.79M▼ -7.6% vs 2022
2024: €1.58M▼ -11.9% vs 2023
2025: €1.33M▼ -15.7% vs 2024
Operating result€72k-€1.67M▲ 2,231%€-170k€-221k▼ 29.7%€-250k▼ 13.4%
2021: €72k
2022: €1.67M▲ +2231% vs 2021highest in 5 years
2023: €-170k▼ -110% vs 2022
2024: €-221k▼ -29.7% vs 2023
2025: €-250k▼ -13.4% vs 2024lowest in 5 years
Net result€34k-€1.20M▲ 3,419%€-148k€-214k▼ 44.6%€-247k▼ 15.6%
2021: €34k
2022: €1.20M▲ +3419% vs 2021highest in 5 years
2023: €-148k▼ -112% vs 2022
2024: €-214k▼ -44.6% vs 2023
2025: €-247k▼ -15.6% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €250k in 2025 against €221k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.26M
Fixed assets
€7.63M ▲ 2.4%
Current assets
€1.63M ▲ 201%
Equity and liabilities €9.26M
Equity
€1.33M ▼ 15.7%
Provisions
€397k ▼ 5.4%
Debt
€7.53M ▲ 25.6%
Debt's share of the balance-sheet total rises from 75.0% to 81.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€164k▼
2024 · €188k
Cash flow
€167k▼
2024 · €195k
Current ratio
0.45▲
2024 · 0.21
Debt to equity
5.65▲
2024 · 3.79
ROE
-18.6%▼
2024 · -13.5%
ROA
-2.7%▲
2024 · -2.7%
Interest coverage
8.35▼
2024 · 11.11
Debt ≤ 1 year
€3.62M▲
2024 · €2.57M
Debt > 1 year
€3.90M▲
2024 · €3.41M
Income taxes
€511▼
2024 · €520
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.00M€9.26M▲
Fixed assets21/28€7.46M€7.63M▲
Tangible fixed assets22/27€7.46M€7.63M▲
Land and buildings22€6.48M€6.81M▲
Plant, machinery and equipment23€956k€817k▼
Furniture and vehicles24€20k€7k▼
Financial fixed assets28€363€3k▲
Current assets29/58€539k€1.63M▲
Amounts receivable after more than one year29€489k€429k▼
Other amounts receivable291€489k€429k▼
Amounts receivable within one year40/41€5k€1,000k▲
Trade receivables40€2k€971k▲
Other amounts receivable41€4k€29k▲
Cash at bank and in hand54/58€37k€179k▲
Deferred charges and accrued income490/1€8k€18k▲
Equity and liabilities
Total equity and liabilities10/49€8.00M€9.26M▲
Equity10/15€1.58M€1.33M▼
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13€1.42M€1.35M▼
Non-distributable reserves130/1€50k€50k=
Legal reserve130€50k€50k=
Tax-exempt reserves132€1.26M€1.19M▼
Distributable reserves133€108k€108k=
Profit (loss) carried forward14€-337k€-517k▼
Provisions and deferred taxes16€420k€397k▼
Deferred taxes168€420k€397k▼
Amounts payable17/49€6.00M€7.53M▲
Amounts payable after more than one year17€3.41M€3.90M▲
Financial debts170/4€3.41M€3.90M▲
Amounts payable within one year42/48€2.57M€3.62M▲
Current portion of amounts payable after more than one year42€320k€406k▲
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€511▼
Remuneration and social security454/9-€794
Other amounts payable47/48€2.23M€3.20M▲
Accrued charges and deferred income492/3€16k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€409k€415k▲
Other operating charges640/8€26k€28k▲
Gross operating margin9900€214k€192k▼
Operating profit (loss)9901€-221k€-250k▼
Financial income75/76B€1k€221▼
Recurring financial income75€1k€221▼
Financial charges65/66B€17k€20k▲
Recurring financial charges65€17k€20k▲
Profit (loss) for the period before taxes9903€-236k€-270k▼
Transfer from deferred taxes780€23k€23k=
Income taxes67/77€520€511▼
Profit (loss) for the period9904€-214k€-247k▼
Transfer from tax-exempt reserves789€68k€68k=
Profit (loss) for the period to be appropriated9905€-146k€-179k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-337k€-517k▼
Profit (loss) brought forward from the previous period14P€-191k€-337k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1.96M | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €364k | €400k | €404k | €409k | €415k | ▲ 1.3% |
| Other operating charges640/8 | - | €26k | €27k | €26k | €28k | ▲ 6.0% |
| Gross operating margin9900 | €479k | €2.10M | €261k | €214k | €192k | ▼ 10.5% |
| Operating profit (loss)9901 | €72k | €1.67M | €-170k | €-221k | €-250k | ▼ 13.4% |
| Financial income75/76B | - | €3k | €20k | €1k | €221 | ▼ 84.7% |
| Recurring financial income75 | €4k | €3k | €330 | €1k | €221 | ▼ 84.7% |
| Non-recurring financial income76B | - | - | €20k | - | - | - |
| Financial charges65/66B | - | €24k | €20k | €17k | €20k | ▲ 16.1% |
| Recurring financial charges65 | €25k | €24k | €20k | €17k | €20k | ▲ 16.1% |
| Profit (loss) for the period before taxes9903 | €50k | €1.65M | €-170k | €-236k | €-270k | ▼ 14.2% |
| Transfer from deferred taxes780 | - | €35k | €23k | €23k | €23k | = |
| Transfer to deferred taxes680 | - | €489k | - | - | - | - |
| Income taxes67/77 | €5k | €529 | €534 | €520 | €511 | ▼ 1.8% |
| Profit (loss) for the period9904 | €34k | €1.20M | €-148k | €-214k | €-247k | ▼ 15.6% |
| Transfer from tax-exempt reserves789 | - | €106k | €68k | €68k | €68k | = |
| Transfer to tax-exempt reserves689 | - | €1.47M | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €308 | €-164k | €-80k | €-146k | €-179k | ▼ 22.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.26M | €9.41M | €8.46M | €8.00M | €9.26M | ▲ 15.8% |
| Fixed assets21/28 | €9.01M | €8.89M | €7.83M | €7.46M | €7.63M | ▲ 2.4% |
| Tangible fixed assets22/27 | €9.01M | €8.89M | €7.83M | €7.46M | €7.63M | ▲ 2.4% |
| Land and buildings22 | - | €7.66M | €6.71M | €6.48M | €6.81M | ▲ 5.1% |
| Plant, machinery and equipment23 | - | €1.19M | €1.08M | €956k | €817k | ▼ 14.6% |
| Furniture and vehicles24 | - | €34k | €32k | €20k | €7k | ▼ 64.9% |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €3k | ▲ 590% |
| Current assets29/58 | €256k | €524k | €636k | €539k | €1.63M | ▲ 201% |
| Amounts receivable after more than one year29 | - | - | €545k | €489k | €429k | ▼ 12.3% |
| Other amounts receivable291 | - | - | €545k | €489k | €429k | ▼ 12.3% |
| Amounts receivable within one year40/41 | €8k | €10k | €3k | €5k | €1,000k | ▲ 19,196% |
| Trade receivables40 | - | - | - | €2k | €971k | ▲ 62,809% |
| Other amounts receivable41 | - | €10k | €3k | €4k | €29k | ▲ 683% |
| Cash at bank and in hand54/58 | €237k | €507k | €82k | €37k | €179k | ▲ 384% |
| Deferred charges and accrued income490/1 | - | €8k | €6k | €8k | €18k | ▲ 110% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.26M | €9.41M | €8.46M | €8.00M | €9.26M | ▲ 15.8% |
| Equity10/15 | €744k | €1.94M | €1.79M | €1.58M | €1.33M | ▼ 15.7% |
| Contributions10/11 | €500k | €500k | €500k | €500k | €500k | = |
| Capital10 | - | €500k | €500k | €500k | €500k | = |
| Issued capital100 | - | €500k | €500k | €500k | €500k | = |
| Reserves13 | €192k | €1.55M | €1.49M | €1.42M | €1.35M | ▼ 4.8% |
| Non-distributable reserves130/1 | - | €50k | €50k | €50k | €50k | = |
| Legal reserve130 | - | €50k | €50k | €50k | €50k | = |
| Tax-exempt reserves132 | - | €1.40M | €1.33M | €1.26M | €1.19M | ▼ 5.4% |
| Distributable reserves133 | - | €108k | €108k | €108k | €108k | = |
| Profit (loss) carried forward14 | €52k | €-111k | €-191k | €-337k | €-517k | ▼ 53.2% |
| Provisions and deferred taxes16 | €11k | €465k | €443k | €420k | €397k | ▼ 5.4% |
| Deferred taxes168 | - | €465k | €443k | €420k | €397k | ▼ 5.4% |
| Amounts payable17/49 | €8.51M | €7.01M | €6.23M | €6.00M | €7.53M | ▲ 25.6% |
| Amounts payable after more than one year17 | €4.35M | €4.04M | €3.73M | €3.41M | €3.90M | ▲ 14.3% |
| Financial debts170/4 | - | €4.04M | €3.73M | €3.41M | €3.90M | ▲ 14.3% |
| Amounts payable within one year42/48 | €4.14M | €2.95M | €2.48M | €2.57M | €3.62M | ▲ 40.8% |
| Current portion of amounts payable after more than one year42 | - | €309k | €313k | €320k | €406k | ▲ 26.9% |
| Trade debts44 | €32k | €2k | €825 | €9k | €6k | ▼ 26.7% |
| Suppliers440/4 | - | €2k | €825 | €9k | €6k | ▼ 26.7% |
| Advances received on contracts in progress46 | - | €6k | - | - | - | - |
| Taxes, remuneration and social security45 | - | €10k | €8k | €6k | €1k | ▼ 79.0% |
| Taxes450/3 | - | €4k | €8k | €6k | €511 | ▼ 91.8% |
| Remuneration and social security454/9 | - | €6k | - | - | €794 | - |
| Other amounts payable47/48 | - | €2.62M | €2.16M | €2.23M | €3.20M | ▲ 43.4% |
| Accrued charges and deferred income492/3 | - | €19k | €17k | €16k | €15k | ▼ 7.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €1.20M | €-148k | €-214k | €-247k | ▼ 15.6% |
| + Depreciation and write-downs630 | €364k | €400k | €404k | €409k | €415k | ▲ 1.3% |
| Operating cash flow (approximation) | €398k | €1.60M | €256k | €195k | €167k | ▼ 14.3% |
| Investment in fixed assets (approximation) | - | €-280k | €658k | €-38k | €-593k | ▼ 1,446% |
| Change in cash | - | €270k | €-425k | €-45k | €142k | ▲ 419% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-247k
Net result drops to €-247k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-06
Financial
Highest result since 2019net €1.20M ▲3,419%
Operating result €1.67M, net result €1.20M, both a record.
30-06
Financial
Equity above €1MEq €1.94M ▲161%
4 profitable years in a row build equity to €1.94M.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde
Ground area
1,493 m²
Building footprint
154 m²
Volume, LiDAR
1,037 m³
Parcel 45502B0089/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502B0089/00D000 | Flanders | 1,493 m² | 1 · 154 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,530 companies in sector 68322 we hold annual accounts for 740. 349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-12-2006
Fiscal year end30-06
Activities, NACEBEL 2025
68322Real estate appraisal on a fee or contract basis
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.