Losses
-€609,571 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
ANPIMMO
Lifetime
18 annual accounts with figures on one time axispeak €2.1m (2022)
€191,989▼ 10.5%
lowest -€247,496 (2025)
-€247,496▼ €33,463
peak €1.9m (2022)
€1.3m▼ 15.7%
€7.5m▲ 25.6%
Board1 name since 2022
1 directorJohan Truyen
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Loss of €247,496Equity from €1.6m to €1.3mDebts from €6.0m to €7.5mCash from €36,971 to €179,095
Key points
from the 2025 annual accountsDebts
€7.5m 81% of the balance sheet
Financial debts 52%Suppliers 0%Taxes and wages 0%Other 48%
Of this, €3.6m falls due within a year.
Position in the sector
-€247,496
Lower net result than 95% of companies in real estate. Sector median €5,986 · 17,185 companies.
Checked score
88
Excellent
Financially stronger than 36% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.5%▲ +0.2 percentage points vs 01-2025highest value
03-2025: 0.1%▼ -0.4 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%▲ +0.2 percentage points vs 01-2026
03-2026: 0.1%▼ -0.4 percentage points vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.45, cash €179,095
No registered site in the KBO
lowers risk
Size: total assets €9.3m
Figures for financial year 2025 (filed on 03-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 34% of them on solvency, 27% on liquidity, 63% on profitability and 18% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 120 companies had the same profile as ANPIMMO has now. Each dot is one company, two years later.
95.0%
were still trading
5.0%
stopped another way
0.0%
went bankrupt
That fits the bankruptcy probability of ANPIMMO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 120 companies, not a prediction for ANPIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.45 (0.21 in 2024), below 1. Short-term debt is 39.1% and cash 1.9% of total assets. 85.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€247,496
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
4 days late
2023
8 days late
2022
1 day late
2021
on the day
2020
17 days late
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 1 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0885804592
Environmental permit granted
Hoogstammige bomen vellen die geen deel uitmaken van een bos, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Hove
Resignation: Johan Truyen (manager)
Reappointment: Johan Truyen (sole director) · Legal-form conversion: from partnership limited by shares to public limited company · General meeting of 29-08-2023 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Oudenaarde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ANPIMMO Oudenaarde | €9.3m | €191,989 | 14.4% | - |
| ARNOU INVEST Deinze | €7.0m | €224,742 | 62.7% | 1 |
| DILUCA Ghent | €4.8m | €79,151 | 34.2% | 0 |
| A B N M CONSULTING SERVICES Ans | €3.0m | €233,990 | 54.7% | - |
| CITYA BELGIUM Uccle | €3.7m | €391,494 | 60.6% | - |
| KU Dé TA Bruges | €5.1m | €140,100 | 95.1% | - |
| Conarca Aalter | €2.6m | €134,585 | 20.7% | 0 |
These companies have the same main activity as ANPIMMO: real estate appraisal on a fee or contract basis (NACE 68322). They are comparable in size and age: total assets between €2.6m and €7m, founded between 2005 and 2016.
Official details
Source: KBO- Status
- Active since 20-12-2006Normal situation
- Activity
- Real estate appraisal on a fee or contract basisNACE 68322and 1 other
- Financial year end
- 30 June
- Peppol
- Reachable since 19-12-2025
Annual accounts to 30-06-2025
- ≈ €330,000estimated
- €9.3m▲ 15.8%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on ANPIMMO
ANPIMMO files the micro format. That format states no turnover. The gross margin fell from €326,972 in 2008 to €191,989 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ANPIMMO
- What is the company number of ANPIMMO?
- The company number of ANPIMMO is 0885.804.592. The VAT number is the same number with BE in front: BE 0885.804.592.
- Where is ANPIMMO based?
- The registered office is at Marollestraat 20, 9700 Oudenaarde.Company details
- What does ANPIMMO do?
- According to the KBO register, the main activity is real estate appraisal on a fee or contract basis (NACE 68322).
- What is the legal form of ANPIMMO?
- ANPIMMO is a public limited company (NV).
- When was ANPIMMO founded?
- ANPIMMO was founded on 20-12-2006.
- Is ANPIMMO still active?
- Yes, ANPIMMO is an active enterprise in the KBO register.
- What is the turnover of ANPIMMO?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €191,989 and 38 comparable companies (NACE 683). It probably lies between €270,000 and €490,000.Financials
- Is ANPIMMO profitable?
- In financial year 2025, ANPIMMO made a loss of €247,496.
- Where can I find the annual accounts of ANPIMMO?
- ANPIMMO filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ANPIMMO due?
- ANPIMMO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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