Result
The result rose in 2025 from €10,932 to €100,660.
The result rose in 2025 from €10,932 to €100,660.
The micro format states no turnover.
Higher net result than 85% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 71% of them on solvency, 84% on liquidity, 84% on profitability and 99% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as Anphi has now. Each dot stands for 99 companies, two years later.
The bankruptcy probability of Anphi itself is lower: < 0.1% within 12 months. It rests on far more data about Anphi than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Anphi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 4.08 (2.73 in 2024), above the usual 1.5. Short-term debt is 24.5% and cash 85.4% of total assets. 25.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Anphi Brecht | €152,329 | €128,596 | 74.6% | - |
| B.Z.E.T. Brecht | €143,492 | €106,578 | 68.8% | - |
| X-FACTOR CONSULTING Brasschaat | €162,988 | €127,710 | 82.5% | - |
| VINTO Edegem | €145,920 | €133,114 | 76.4% | - |
| Lou Pantai Antwerp | €141,174 | €134,375 | 71.7% | - |
| Omkar Kulkarni Antwerp | €156,491 | €116,436 | 69.5% | - |
| HERON MANAGEMENT Bornem | €144,692 | €124,511 | 67.9% | - |
These companies have the same main activity as Anphi: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €141,000 and €163,000, founded in 2024.
Anphi has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,592 and a net result of €100,660.
Its solvency ranks better than 71% of 39,342 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €180,000 and €260,000.
Higher than 71% of 39,342 companies in 2025.
Higher than 73% of 38,027 companies in 2025.
Higher than 94% of 38,499 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
152,329 | 20,418 | |
29/58 |
152,329 | 20,418 | |
40/41 |
19,635 | 12,642 | |
40 |
16,940 | 12,642 | |
41 |
2,695 | - | |
54/58 |
130,072 | 7,776 | |
490/1 |
2,622 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
152,329 | 20,418 | |
10/15 |
113,592 | 12,932 | |
10/11 |
2,000 | 2,000 | |
13 |
111,592 | 10,932 | |
133 |
111,592 | 10,932 | |
17/49 |
38,737 | 7,486 | |
42/48 |
37,352 | 7,486 | |
44 |
1,436 | 1,021 | |
440/4 |
1,436 | 1,021 | |
45 |
35,450 | 6,465 | |
450/3 |
27,000 | 6,465 | |
454/9 |
8,450 | - | |
47/48 |
465 | - | |
492/3 |
1,385 | - | |
| Income statement | |||
9900 |
128,596 | 14,110 | |
640/8 |
798 | 427 | |
9901 |
127,799 | 13,682 | |
65/66B |
121 | - | |
65 |
121 | - | |
9903 |
127,678 | 13,682 | |
67/77 |
27,017 | 2,750 | |
9904 |
100,660 | 10,932 | |
9905 |
100,660 | 10,932 | |
| Appropriation of the result | |||
9906 |
100,660 | 10,932 | |
691/2 |
100,660 | 10,932 | |
6921 |
100,660 | 10,932 | |
| Document | |||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-04-2026.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 122,296 | - | ||
| 114,977 | 12,932 | ||
| 74.6% | 63.3% | ||
| 4.08 | 2.73 | ||
| 0.34 | 0.58 | ||
| 88.6% | 84.5% | ||
| 66.1% | 53.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 9.3 times that of 2024.
Debt's share of the balance-sheet total falls from 36.7% to 25.4%. Equity and debt are higher.
Anphi has no parent and no holdings in its annual accounts. Segers Angheliki is the only director. Anphi shares no director with another company.
| Heal Invest
registered office since 25-07-2023 · founded in 2023 |
total assets €19.1m (2025) 0804.257.880 |
| Beevers, Philippe (sole trader)
establishment since 02-04-2013 |
founded in 2013 0523.901.057 |
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Anphi was incorporated on 29 August 2024 as a private limited company by two natural persons, with a starting capital of €2,000.12 Since 2024, Segers Angheliki has served as statutory director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Lage Vlier 50 registered office 2960 Brecht | 29-08-2024 | 2.363.028.777 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11009M0058/00B003 | 1,054 m² | 1 · 219 m² | 10.3 m · 2 |
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