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Anphi

Active Private limited companyfounded 2024active for 2 yearsLage Vlier 50, 2960 BrechtKBO/BCE: BE 1012.957.538

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €128,596 (2025)
€128,596▲ 811%
peak €100,660 (2025)
€100,660▲ 821%
peak €113,592 (2025)
€113,592▲ 778%
€38,737▲ 417%
Board2 names since 2024
Documentsfilings and deeds
24-04-20266 days before the deadline
2025micro format
Gross margin from €14,110 to €128,596Result from €10,932 to €100,660Equity from €12,932 to €113,592Debts from €7,486 to €38,737Cash from €7,776 to €130,072

Key points

from the 2025 annual accounts

Result

€100,660 ▲ 821%
€10,9002024€101,0002025

The result rose in 2025 from €10,932 to €100,660.

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Position in the sector

€100,660

Higher net result than 85% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.

Checked score

98
Excellent
Financially stronger than 85% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 09-2025: < 0.1% 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: < 0.1%▼ -0.3 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+12equity 74.6% of total assets
91+10short-term debt 24.5% · cash 85.4%
100=return on assets 66.1%

Score breakdown

raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 4.08, cash €130,072
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €152,329
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 71% of them on solvency, 84% on liquidity, 84% on profitability and 99% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as Anphi has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of Anphi itself is lower: < 0.1% within 12 months. It rests on far more data about Anphi than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Anphi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €11,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity is ample, with a current ratio of 4.08 (2.73 in 2024), above the usual 1.5. Short-term debt is 24.5% and cash 85.4% of total assets. 25.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.08, cash €130,072
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €152,329
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
6 days early
2024
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

BP
Daily manager
SA
Director, since 28-08-2024
  • Beevers Philippe founderdeed of 02-09-2024
  • Segers Angheliki founderdeed of 02-09-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1012957538
Incorporation Founding capital of €2,000, 10,000 shares · Founders: Beevers Philippe and Segers Angheliki · Appointments: Segers Angheliki (statutory director) and Beevers Philippe (day-to-day manager) · published on 02-09-2024 · Gazette deed
First establishment Lage Vlier 50, Brecht
All 6 events

Comparable companies

same main activity, similar in size and age
Company
Anphi Brecht €152,329 €128,596 74.6% -
B.Z.E.T. Brecht €143,492 €106,578 68.8% -
X-FACTOR CONSULTING Brasschaat €162,988 €127,710 82.5% -
VINTO Edegem €145,920 €133,114 76.4% -
Lou Pantai Antwerp €141,174 €134,375 71.7% -
Omkar Kulkarni Antwerp €156,491 €116,436 69.5% -
HERON MANAGEMENT Bornem €144,692 €124,511 67.9% -

These companies have the same main activity as Anphi: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €141,000 and €163,000, founded in 2024.

Official details

Source: KBO
Status
Active since 29-08-2024Normal situation
Activity
Business and other management consultancyNACE 70200and 5 others
Establishment unit
2.363.028.7772960 Brecht, since 29-08-2024
Financial year end
30 September
Peppol
Reachable since 05-01-2026
Company details

Annual accounts to 30-09-2025

€128,596▲ 811%
€100,660▲ 821%
€113,592▲ 778%
€152,329▲ 646%
Filing
Filed on 24-04-2026, 6 days before the end of the filing period
Financials

Insights on Anphi

Anphi has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,592 and a net result of €100,660.

Its solvency ranks better than 71% of 39,342 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 24-04-2026, 6 days before the deadline
€128,596
▲ 811%
€127,799
▲ 834%
€100,660
▲ 821%
€114,977
▲ 789%
74.6%
▲ 11.2 percentage points
4.08
▲ 1.35

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €220,000. Estimated: probably between €180,000 and €260,000.

Balance sheet

balance sheet total €152,329 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

74.6%

Higher than 71% of 39,342 companies in 2025.

4.08

Higher than 73% of 38,027 companies in 2025.

66.1%

Higher than 94% of 38,499 companies in 2025.

Anphi Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 152,32920,418
29/58 152,32920,418
40/41 19,63512,642
40 16,94012,642
41 2,695-
54/58 130,0727,776
490/1 2,622-
Balance sheet: equity and liabilities
10/49 152,32920,418
10/15 113,59212,932
10/11 2,0002,000
13 111,59210,932
133 111,59210,932
17/49 38,7377,486
42/48 37,3527,486
44 1,4361,021
440/4 1,4361,021
45 35,4506,465
450/3 27,0006,465
454/9 8,450-
47/48 465-
492/3 1,385-
Income statement
9900 128,59614,110
640/8 798427
9901 127,79913,682
65/66B 121-
65 121-
9903 127,67813,682
67/77 27,0172,750
9904 100,66010,932
9905 100,66010,932
Appropriation of the result
9906 100,66010,932
691/2 100,66010,932
6921 100,66010,932
Document PDFPDF

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 24-04-2026 2026-00089618 PDF
30-09-2024 micro format 28-04-2025 2025-00086695 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
122,296-
114,97712,932
74.6%63.3%
4.082.73
0.340.58
88.6%84.5%
66.1%53.5%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on Anphi

The operating result for 2025 is 9.3 times that of 2024.

Debt's share of the balance-sheet total falls from 36.7% to 25.4%. Equity and debt are higher.

Board & ownership

Board

1 director, 1 in day-to-day management, since incorporation
Statutory director
since 28-08-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 24-04-2026
Day-to-day manager
appointed by deed of 02-09-2024 term without a fixed end
Beevers Philippe
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 02-09-2024

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
Segers Angheliki
Statutory director
Beevers Philippe
Day-to-day manager
LeadershipBoard
Mandates as a list
  • Segers Angheliki
    • Statutory director, from 28-08-2024 to date
  • Beevers Philippe
    • Day-to-day manager, appointed by deed of 02-09-2024, still in office

See the board, name and registered office on a given date →

Control

Founders
Beevers Philippe, Segers Angheliki
This company
Anphi
Equity €113,592
Profit €100,660 in 2025

Capital

Contribution
€2,000
Shares
10,000
Contribution per share
€0.20
Equity per share
€11.36 in 2025
Source
deed of 02-09-2024

Articles of association

deed of 02-09-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor

Founders

Network & group

No group

Anphi has no parent and no holdings in its annual accounts. Segers Angheliki is the only director. Anphi shares no director with another company.

At the same address

Lage Vlier 50, 2960 Brecht · 2 other companies
Heal Invest
registered office since 25-07-2023 · founded in 2023
total assets €19.1m (2025)
0804.257.880
Beevers, Philippe (sole trader)
establishment since 02-04-2013
founded in 2013
0523.901.057

Timeline

Timeline

6 events since 2024

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed NBBmicro format · 6 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012957538
2025
Equity above €100,000 equity €113,592 ▲778% With a profit in every financial year since 2024, equity grows to €113,592.
Annual accounts 2024 filed NBBmicro format · 2 days before the deadline
2024
IncorporationFounding capital of €2,000, 10,000 shares · Founders: Beevers Philippe and Segers Angheliki · Appointments: Segers Angheliki (statutory director) and Beevers Philippe (day-to-day manager) · published on 02-09-20245 points ▸
  • Founder, Beevers Philippe
  • Founder, Segers Angheliki
  • Director appointment, Segers Angheliki (statutory director)
  • Director appointment, Beevers Philippe (day-to-day manager)
  • Founding capital, €2,000, 10,000 shares

Open the deed in the Belgian Official Gazette

First establishment Lage Vlier 50, Brecht

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Anphi was incorporated on 29 August 2024 as a private limited company by two natural persons, with a starting capital of €2,000.12 Since 2024, Segers Angheliki has served as statutory director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-09-2024
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
1012.957.538
VAT number
BE 1012.957.538
Peppol ID
0208:1012957538
Other Peppol ID
9925:BE1012957538
Legal form
Private limited company
Status
Active, normal situation
Founded
29-08-2024
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 18:00
deed of 02-09-2024 (in Dutch)
Peppol
Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Anphi in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-09-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“2960 Brecht, Lage Vlier”
deed of 02-09-2024 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
64200 Holdings
68100 Real estate activities
68201 Real estate activities
68203 Real estate rental
70210 Activities of head offices; management consultancy activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verlenen van diensten en adviezen aan derden en het verstrekken van prestaties op financieel, technisch, juridisch, logistiek…”
15 activities
  1. Het verlenen van diensten en adviezen aan derden en het verstrekken van prestaties op financieel, technisch, juridisch, logistiek, commercieel of administratief vlak. Dit zowel voor eigen rekening, voor rekening van derden of in deelneming met derden. Deze opsomming dient te worden geïnterpreteerd in de meest ruime zin.
  2. De vennootschap kan optreden als bestuurder, volmachtdrager, mandataris of vereffenaar in andere vennootschappen of ondernemingen.
  3. De vennootschap kan in het algemeen alle commerciële, industriële, financiële, roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp of welke van aard zouden zijn de verwezenlijking ervan geheel of ten dele te vergemakkelijken.
  4. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten.
  5. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan-en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen.
  6. Het verwerven en aanhouden van participaties, in eender welke vorm, in alle bestaande of op te richten, industriële, commerciële, financiële, landbouw- of immobiliënvennootschappen of -ondernemingen; het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
  7. Zij mag bij wijze van inbreng in speciën of in natura, van fusie, inschrijving, deelneming, financiële tussenkomst of op een andere wijze, een aandeel nemen in alle bestaande of op te richten vennootschappen of bedrijven, in België of het buitenland, waarvan het voorwerp identiek, gelijkaardig of verwant is met het hare, of van aard is de uitoefening van haar voorwerp te bevorderen.
  8. Zij mag zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren, in de meest ruime zin. In het geval de verrichting van bepaalde handelingen zou onderworpen zijn aan voorafgaande voorwaarden inzake toegang tot het beroep, zal de vennootschap haar optreden, wat betreft de verrichting van deze handelingen, aan de vervulling van deze voorwaarden ondergeschikt maken.
  9. Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, warrants, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen, administratiekantoren, instellingen en verenigingen al dan niet met een (semi)-publiekrechtelijk statuut.
  10. Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, het verlenen van advies, management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
  11. Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit, alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
  12. Dienst- en adviesverlening
  13. Managementvennootschap
  14. Patrimoniumvennootschap
  15. Holdingvennootschap
deed of 02-09-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Lage Vlier 50 registered office 2960 Brecht 29-08-2024 2.363.028.777

Buildings and parcels at the address

Ground area
1,054 m²
Buildings
219 m²
Volume, LiDAR
1,404 m³
Tallest building
10.3 m
Buildings to scale, each on its own parcel
219 m², 10.3 m 219 m², 10.3 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
11009M0058/00B0031,054 m² 1 · 219 m² 10.3 m · 2