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ANOUAR

Open bankruptcy
Private limited company (pre-2019)founded 2012KBO/BCE: BE 0849.294.683

A bankruptcy procedure is open for ANOUAR according to publications in the Belgian State Gazette; curator: FRANCOIS VAN CAMP.

Summary

The file additionally contains 1 administrative flag. The 2017 annual accounts show negative equity (-€247,063) and a net result of -€130,157.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Antwerp, Mechelen division
Declared bankrupt
28 August 2019
Supervising judge
Frederik Vercauteren
Official Gazette
04-09-2019 (pdf) ↗search the document for 2019/144922

Deadlines

Provisional date payments stopped
28 August 2019A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 19 September 2019Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 27 September 2019art. XX.104 and XX.155 CEL
First verification report
passed on 21 October 2019Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 28 August 2020Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Francois Van CampHulsthoutsesteenweg 84, 2220 Heist-Op-Den-Bergfrancois@advocaatvancamp.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2017 was due by 31-07-2018 and was filed on 30-07-2018, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline after the deadline →
tick = median of all Belgian filings

The Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

ANOUAR was incorporated on 1 October 2012.1 Total assets rose from EUR 62,286 in 2013 to EUR 222,551 in 2017 and headcount from 2.1 to 7 full-time equivalents.2 On 28 August 2019 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2013 and 2017
  3. 3Belgian State Gazette, 04-09-2019

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2017, micro schema

Equity
-€247,063▼ 110%
2016 · -€117,505
Total assets
€222,551▼ 12.4%
2016 · €254,134
Net result
-€130,157▼ 197%
2016 · -€43,816
Working capital
-€279,250▼ 39.5%
2016 · -€200,220
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20132014201520162017
Operating result-€16,163-€514-€74,983-€40,609▲ 45.8%-€129,675▼ 219%
Net result-€16,194-€155-€75,651-€43,816▲ 42.1%-€130,157▼ 197%
Equity€1,806-€1,961▲ 8.6%-€73,690-€117,505▼ 59.5%-€247,063▼ 110%
Total assets€62,286-€117,523▲ 88.7%€261,937▲ 123%€254,134▼ 3.0%€222,551▼ 12.4%
Debt€60,479-€115,562▲ 91.1%€335,627▲ 190%€371,639▲ 10.7%€469,614▲ 26.4%
Working capital-€47,504--€79,642▼ 67.7%-€278,997▼ 250%-€200,220▲ 28.2%-€279,250▼ 39.5%
Staff (FTE)2.1-1.1▼ 47.6%4.3▲ 291%6.5▲ 51.2%7▲ 7.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2013: -€16,163-€16,163Net result 2013: -€16,194-€16,194Operating result 2014: €514€514Net result 2014: €155€155Operating result 2015: -€74,983-€74,983Net result 2015: -€75,651-€75,651Operating result 2016: -€40,609-€40,609Net result 2016: -€43,816-€43,816Operating result 2017: -€129,675-€129,675Net result 2017: -€130,157-€130,15720132014201520162017-€150,000-€100,000-€50,000€0Operating result 2015: -€74,983-€75,000Net result 2015: -€75,651-€75,700Operating result 2016: -€40,609-€40,600Net result 2016: -€43,816-€43,800Operating result 2017: -€129,675-€130,000Net result 2017: -€130,157-€130,000201520162017
The operating result stays negative: a loss of €129,675 in 2017 against €40,609 in 2016; the loss grows and 2017 has the lowest result in the available series.
Balance-sheet composition
2017 in colour, 2016 as the grey bar beneath
Assets €222,551
Fixed assets €200,252 ▼ 13.2%
Current assets €22,299 ▼ 4.5%
Key figures and ratios
2017 value · change against 2016
EBITDA
-€99,148
Cash flow
-€99,630
Solvency
-111.0%▼
2016 · -46.2%
Current ratio
0.07▼
2016 · 0.10
Quick ratio
0.00▼
2016 · 0.01
Debt to equity
-0.68▲
2016 · -1.26
ROA
-58.5%▼
2016 · -17.2%
Debt ≤ 1 year
€301,549▲
2016 · €223,574
Debt > 1 year
€168,065▲
2016 · €148,065
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2017 against 2016 · 22 lines
Balance sheet Code20162017
Assets
Total assets20/58€254,134€222,551▼
Fixed assets21/28€230,780€200,252▼
Tangible fixed assets22/27€230,780€200,252▼
Current assets29/58€23,354€22,299▼
Stocks and contracts in progress3€21,623€20,986▼
Amounts receivable within one year40/41€608-
Cash at bank and in hand54/58€1,123€1,312▲
Equity and liabilities
Total equity and liabilities10/49€254,134€222,551▼
Equity10/15-€117,505-€247,063▼
Contributions10/11€18,000€18,600▲
Profit (loss) carried forward14-€135,505-€265,663▼
Amounts payable17/49€371,639€469,614▲
Amounts payable after more than one year17€148,065€168,065▲
Amounts payable within one year42/48€223,574€301,549▲
Trade debts44€113,326€185,937▲
Income statement Code20162017
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€30,527
Gross operating margin9900€129,684€99,735▼
Operating profit (loss)9901-€40,609-€129,675▼
Recurring financial charges65€3,206€482▼
Profit (loss) for the period before taxes9903-€43,816-€130,157▼
Profit (loss) for the period9904-€43,816-€130,157▼
Profit (loss) for the period to be appropriated9905-€43,816-€130,157▼
Line20132014201520162017Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,272€15,711€49,540-€30,527-
Gross operating margin9900€33,522€39,453€92,731€129,684€99,735▼ 23.1%
Operating profit (loss)9901-€16,163€514-€74,983-€40,609-€129,675▼ 219%
Recurring financial income75€59€6€21---
Recurring financial charges65€90€366€689€3,206€482▼ 85.0%
Profit (loss) for the period before taxes9903-€16,194€155-€75,651-€43,816-€130,157▼ 197%
Profit (loss) for the period9904-€16,194€155-€75,651-€43,816-€130,157▼ 197%
Profit (loss) for the period to be appropriated9905-€16,194€155-€75,651-€43,816-€130,157▼ 197%
Line20132014201520162017Change
Assets
Total assets20/58€62,286€117,523€261,937€254,134€222,551▼ 12.4%
Fixed assets21/28€49,311€81,603€211,808€230,780€200,252▼ 13.2%
Intangible fixed assets21€13,500€9,900€6,300---
Tangible fixed assets22/27€35,811€71,703€205,508€230,780€200,252▼ 13.2%
Current assets29/58€12,975€35,920€50,130€23,354€22,299▼ 4.5%
Stocks and contracts in progress3€1,820-€15,937€21,623€20,986▼ 2.9%
Amounts receivable within one year40/41€2,122€28,111€15,301€608--
Cash at bank and in hand54/58€9,033€7,809€14,937€1,123€1,312▲ 16.8%
Equity and liabilities
Total equity and liabilities10/49€62,286€117,523€261,937€254,134€222,551▼ 12.4%
Equity10/15€1,806€1,961-€73,690-€117,505-€247,063▼ 110%
Contributions10/11€18,000€18,000€18,000€18,000€18,600▲ 3.3%
Profit (loss) carried forward14-€16,194-€16,039-€91,690-€135,505-€265,663▼ 96.1%
Amounts payable17/49€60,479€115,562€335,627€371,639€469,614▲ 26.4%
Amounts payable after more than one year17--€6,500€148,065€168,065▲ 13.5%
Amounts payable within one year42/48€60,479€115,562€329,127€223,574€301,549▲ 34.9%
Trade debts44€31,166€50,390€225,118€113,326€185,937▲ 64.1%
Line20132014201520162017Change
Profit (loss) for the period9904-€16,194€155-€75,651-€43,816-€130,157▼ 197%
+ Depreciation and write-downs630€12,272€15,711€49,540-€30,527-
Operating cash flow (approximation)-€3,922€15,866-€26,111-€43,816-€99,630▼ 127%
Investment in fixed assets (approximation)--€48,003-€179,745-€18,972€0▲ 100%
Change in cash--€1,224€7,128-€13,814€189▲ 101%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2023
08-12
KBO administration Address struck
Place des Haies 5 Die Sitzadresse Place des Haies 5 6060 Charleroi · event 09-10-2018
2019
04-09
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · event 28-08-2019
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-12
Financial Weakest financial yearnet -€130,157
Net result drops to -€130,157, the lowest in the series.
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
08-02
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 192 days late
2015
27-09
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 58 days late
2014
31-12
Financial Back to profitnet €155
Net result €155 after one loss-making year.
18-09
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema · 49 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2012
seat establishment All 2 establishment units on the map
Ground area
365 m²
Building footprint
304 m²
Volume, LiDAR
3,241 m³
3 parcels, Flanders, Wallonia · tallest building 20.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
PATISSERIE ANOUAR 1
Arendonckstraat 68/A, 2800 MechelenRetail sale of bread and pastry (bakery outlets)
since 20122.213.379.850
Anouar
Grote Markt 14, 2000 AntwerpenFood and beverage service activities
since 20182.281.993.591
3 parcels
Flanders 2 (66.7%) Wallonia 1 (33.3%)
Parcel (capakey) Region Area Buildings Height / fl.
52026D0131/00A002 Wallonia 169 m² 1 · 112 m² 14.3 m · 4 fl.
12402B0284/00P003 Flanders 102 m² 1 · 98 m² 10.1 m · 3 fl.
11002A1401/00B000 Flanders 94 m² 1 · 94 m² 20.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator FRANCOIS VAN CAMP
HULSTHOUTSESTEENWEG 84, 2220 HEIST-OP-DEN-BERG
28-08-2019 → present

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-2012
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.