ANOE MULTISERVICES

Active

Private limited companyfounded 201511 yrs activeHandelskaai 25, 1000 Brussel, BelgiumKBO/BCE: BE 0629.916.614

Summary

The computed 12-month bankruptcy probability of ANOE MULTISERVICES is 6.1% (elevated). The 2024 annual accounts show equity of €80,305 and a net result of €29,249. Equity is growing by ~48% per year across the filed fiscal years. Its solvency ranks better than 66% of 729 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ANOE MULTISERVICESActiveChecked score 38/100

Risk analysis Report Compare

Activity

Checked score

Score 2024

38 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 57% of its sector peers (NACE 53, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 73-3

equity 47.9% of total assets

Liquidity 41-10

short-term debt 52.1% · cash 14.2%

Profitability 81-17

return on assets 17.4%

Bankruptcy probability, 12 months

6.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.7% (889 companies)

Last 24 months 11-2024: 4.8% 12-2024: 6.2%▲ +29.3% vs 11-2024 01-2025: 8.6%▲ +38.0% vs 12-2024 02-2025: 8.6%● 0.0% vs 01-2025 03-2025: 8.8%▲ +2.6% vs 02-2025 04-2025: 8.0%▼ -8.8% vs 03-2025 05-2025: 8.0%● 0.0% vs 04-2025 06-2025: 7.8%▼ -3.1% vs 05-2025 07-2025: 7.8%● 0.0% vs 06-2025 08-2025: 3.9%▼ -50.3% vs 07-2025lowest value 09-2025: 4.3%▲ +11.3% vs 08-2025 10-2025: 6.1%▲ +41.6% vs 09-2025 11-2025: 5.8%▼ -4.6% vs 10-2025 12-2025: 7.6%▲ +31.3% vs 11-2025 01-2026: 10.0%▲ +31.0% vs 12-2025 02-2026: 10.0%● 0.0% vs 01-2026 03-2026: 10.3%▲ +3.0% vs 02-2026 04-2026: 9.5%▼ -7.9% vs 03-2026 05-2026: 9.5%● 0.0% vs 04-2026 06-2026: 9.1%▼ -4.1% vs 05-2026 07-2026: 9.1%● 0.0% vs 06-2026 08-2026: 11.1%▲ +21.8% vs 07-2026highest value 09-2026: 11.1%● 0.0% vs 08-2026highest value 10-2026: 6.1%▼ -44.8% vs 09-2026

1 financial year not filed after the legal deadline; latest accounts 417 days late; 3 of the last 3 late raises the probability
Figures for FY 2024 (filed 21-09-2026) raises the probability
Size: total assets €167,688 raises the probability for this profile
Sector Postal and courier activities (NACE 53) raises the probability

Credit up to €3,000 at 30 days only on tighter terms

Liquidity ample (current ratio 1.7 against 1.85 in 2023; short-term debt: 52.1% and cash: 14.2% of total assets), but 52.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 64%, liquidity 46%, profitability 65%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk

1 financial year not filed after the legal deadline; latest accounts 417 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2024 (filed 21-09-2026)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €167,688

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Postal and courier activities (NACE 53)

In the bankruptcy model this factor raises the probability.

KBO

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-09-2026, 417 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 9 filings

Deviation from the deadline

2025

not confirmed

2024

417 d late

2023

357 d late

2022

140 d late

2021

131 d late

2020

150 d late

2019

221 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 236 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-09-26 Annual accounts filedfiscal year 2024 · micro…
23-07-25 Annual accounts filedfiscal year 2023 · micro…
18-12-23 Annual accounts filedfiscal year 2022 · micro…

Key points

Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
Positive: Among the best 18% on net resultsector median €5,562 · 729 companies €29,249 View
Total assets 20246 fiscal years filed €167,688 View