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ANO Invest

Active
Private limited companyfounded 2023active for 3 yearsPastinaakstraat 31, 9940 Evergem, BelgiumKBO/BCE: BE 0803.269.272
Summary

The computed 12-month bankruptcy probability of ANO Invest is 5.7% (elevated). The 2025 annual accounts show equity of €14,776 and a net result of €7,276. Its solvency ranks better than 39% of 16,658 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€87,037total assets 2025
Equity
€14,776
Profit
€7,276
Turnover not published (micro format)
Financial health
36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.7%
Structure
Accounts on time
Why 36raises riskFounded in 2023Sector: Food and beverage service activities (NACE 56)Size: total assets €87,037Liquidity: current ratio 1.14, cash €4,185Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 56, micro)
Financial strength
Average
Solvency 42
equity 17.0% of total assets
Liquidity 39
short-term debt 36.7% · cash 4.8%
Profitability 57
return on assets 8.4%
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,767 companies, NACE 56, micro)
Last 24 months 11-2024: 4.6%lowest value 12-2024: 4.9%▲ +0.3 percentage points vs 11-2024 01-2025: 4.9%● unchanged vs 12-2024 02-2025: 5.3%▲ +0.4 percentage points vs 01-2025 03-2025: 5.3%● unchanged vs 02-2025 04-2025: 5.1%▼ -0.2 percentage points vs 03-2025 05-2025: 5.1%● unchanged vs 04-2025 06-2025: 5.6%▲ +0.5 percentage points vs 05-2025 07-2025: 5.6%● unchanged vs 06-2025 08-2025: 5.6%● unchanged vs 07-2025 09-2025: 5.6%● unchanged vs 08-2025 10-2025: 5.6%● unchanged vs 09-2025 11-2025: 5.6%● unchanged vs 10-2025 12-2025: 5.0%▼ -0.6 percentage points vs 11-2025 01-2026: 5.0%● unchanged vs 12-2025 02-2026: 5.1%▲ +0.1 percentage points vs 01-2026 03-2026: 5.1%● unchanged vs 02-2026 04-2026: 5.0%▼ -0.1 percentage points vs 03-2026 05-2026: 5.0%● unchanged vs 04-2026 06-2026: 5.0%● unchanged vs 05-2026 07-2026: 5.1%▲ +0.1 percentage points vs 06-2026 08-2026: 5.3%▲ +0.2 percentage points vs 07-2026 09-2026: 5.2%▼ -0.1 percentage points vs 08-2026 10-2026: 5.7%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.14, below the usual 1.5; short-term debt: 36.7% and cash: 4.8% of total assets), and 83% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 39% on solvency, 34% on liquidity and 39% on profitability.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Size: total assets €87,037
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.14, cash €4,185
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. PurposeAmendment of the articles ·…
  3. Resignation: Morel Isano (director)Appointment: Genbrugge Evi (director) ·…

Key points

  • Total assets 2025first financial year filed €87,037 View
  • Active since 2023founded 28-06-2023 3 years View

By topic

Financials

Financial year
2025
Total assets
€87,037
Profit
€7,276
Solvency
17.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
28-06-2023
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
“De verkoop aan de toog van eetwaren en dranken die ter plaatste verbruikt worden of…” (deed in Dutch)
Go to Articles of association

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