ANO AKRO
ActiveANO AKRO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.43M and a net result of €304k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 43.1 against 47.58 in 2024; short-term debt: 1.9% and cash: 5.9% of total assets), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
12.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
24 d early
2023
47 d early
2022
7 d early
2021
23 d early
2020
5 d early
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.43M▲ 13.4%
2024 · €2.14M
2018: €1.68M
2019: €1.82M
2020: €1.43M
2021: €1.35M
2022: €1.65M
2023: €1.89M
2024: €2.14M
2018 → 2025
Total assets
€2.48M▲ 13.8%
2024 · €2.18M
2018: €1.95M
2019: €2.01M
2020: €2.10M
2021: €1.45M
2022: €1.74M
2023: €1.94M
2024: €2.18M
2018 → 2025
Net result
€304k▲ 18.0%
2024 · €258k
2018: €199k
2019: €124k
2020: €104k
2021: €-81k
2022: €301k
2023: €231k
2024: €258k
2018 → 2025
Working capital
€1.94M▲ 19.5%
2024 · €1.63M
2018: €1.07M
2019: €1.19M
2020: €801k
2021: €734k
2022: €1.08M
2023: €1.35M
2024: €1.63M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.35M-€1.65M▲ 22.2%€1.89M▲ 14.0%€2.14M▲ 13.7%€2.43M▲ 13.4%
Operating result€-86k-€387k€308k▼ 20.5%€330k▲ 7.3%€379k▲ 14.8%
Net result€-81k-€301k€231k▼ 23.2%€258k▲ 11.6%€304k▲ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.48M
Fixed assets
€490k▼ 5.4%
Current assets
€1.99M▲ 19.7%
Equity and liabilities €2.48M
Equity
€2.43M▲ 13.4%
Debt
€48k▲ 36.9%
The debt ratio rises from 1.6% to 1.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€422k▲
2024 · €375k
Cash flow
€348k▲
2024 · €303k
Solvency
98.1%▼
2024 · 98.4%
Current ratio
43.10▼
2024 · 47.58
Quick ratio
43.10▼
2024 · 47.58
Debt / equity
0.02▲
2024 · 0.02
ROE
12.5%▲
2024 · 12.0%
ROA
12.3%▲
2024 · 11.8%
Interest coverage
752.88▼
2024 · 2618.37
Debt
€48k▲
2024 · €35k
Debt ≤ 1 year
€46k▲
2024 · €35k
Income taxes
€117k▲
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.18M€2.48M▲
Fixed assets21/28€517k€490k▼
Tangible fixed assets22/27€505k€477k▼
Land and buildings22€482k€450k▼
Furniture and vehicles24€6k€17k▲
Other tangible fixed assets26€17k€10k▼
Financial fixed assets28€13k€13k=
Current assets29/58€1.66M€1.99M▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€51€2k▲
Other amounts receivable41€3k-
Current investments50/53€1.34M€1.68M▲
Cash at bank and in hand54/58€146k€146k▼
Deferred charges and accrued income490/1€171k€164k▼
Equity and liabilities
Total equity and liabilities10/49€2.18M€2.48M▲
Equity10/15€2.14M€2.43M▲
Contributions10/11€12k€12k=
Reserves13€1.94M€2.42M▲
Tax-exempt reserves132€312k€429k▲
Distributable reserves133€1.63M€1.99M▲
Profit (loss) carried forward14€190k€939▼
Amounts payable17/49€35k€48k▲
Amounts payable within one year42/48€35k€46k▲
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€0€28k▲
Taxes450/3€0€28k▲
Other amounts payable47/48€23k€12k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€43k▼
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€382k€428k▲
Operating profit (loss)9901€330k€379k▲
Financial income75/76B€11k€42k▲
Recurring financial income75€11k€42k▲
Financial charges65/66B€143€561▲
Recurring financial charges65€143€561▲
Profit (loss) for the period before taxes9903€341k€421k▲
Income taxes67/77€83k€117k▲
Profit (loss) for the period9904€258k€304k▲
Transfer from tax-exempt reserves789€53k€0▼
Transfer to tax-exempt reserves689€122k€118k▼
Profit (loss) for the period to be appropriated9905€189k€187k▼
Appropriation of the result
Profit (loss) to be appropriated9906€190k€187k▼
Profit (loss) brought forward from the previous period14P€315€419▲
Transfer to equity691/2€0€186k▲
To other reserves6921€0€186k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €304k ▲18%
Net result €304k, the highest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €2MEq €2.14M ▲13.7%
3 profitable years in a row build equity to €2.14M.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 26.98
Current ratio from 13.33 to 26.98; short-term debt falls from €88k to €52k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €301k
Net result €301k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-81k ▼178%
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 8.61
Current ratio from 2.27 to 8.61; short-term debt falls from €629k to €97k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 3 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
André Duchêneplein 61160 OudergemGround area
2,382 m²
Building footprint
1,237 m²
Volume, LiDAR
27,992 m³
3 parcels, Brussels · tallest building 29.9 m, ±9 floors. Linked by address, not a title deed.
3 establishment units
ANO AKRO
since 20052.293.007.843
ANO AKRO
since 20152.293.007.546
ANO AKRO
since 20182.293.007.447
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0420/00L010 | Brussels | 1,980 m² | 1 · 996 m² | 29.9 m · 9 fl. |
| 21332E0033/00B058 | Brussels | 307 m² | 1 · 146 m² | 13.5 m · 3 fl. |
| 21332E0033/00L028 | Brussels | 95 m² | 1 · 95 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dokter J. Van Hove
BE 0446.276.214
Sint-Niklaas · Eq €2.43M
DOKTER FRANCOIS D'HEYGERE
BE 0462.151.847
Kortrijk · Eq €2.42M
L'Espace Temps, maison de santé
BE 0810.959.293
Charleroi · Eq €2.45M
DRS. STEVENS-BEIRINCKX
BE 0475.942.673
Turnhout · Eq €2.45M
Docteur DEBOUVRIE
BE 0885.760.844
Celles (lez-Tournai) · Eq €2.39M
Of 9,119 companies in sector 86210 we hold annual accounts for 6,336. 2,603 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2005
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.