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ANNMI

Active
Private limited companyfounded 20242 yrs activeQuai Basse Meuse(VIS) 2, 4600 Visé, BelgiumKBO/BCE: BE 1013.219.636
Summary

The computed 12-month bankruptcy probability of ANNMI is 4.4% (elevated). The 2025 annual accounts show equity of €36,719 and a net result of €16,719. Its solvency ranks better than 42% of 13560 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability81
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.59; short-term debt: 65% and cash: 20.4% of total assets), and 78.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.5%
Return on assets
9.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
28 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 September 2024, ANNMI was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€36,719
Total assets
€170,441
Net result
€16,719
Working capital
-€45,167

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €170,441
Fixed assets €104,743
Current assets €65,698
Equity and liabilities €170,441
Equity €36,719
Debt €133,722
Debt finances 78.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€39,855
Cash flow
€31,777
Current ratio
0.59
Quick ratio
0.48
Debt to equity
3.64
ROE
45.5%
ROA
9.8%
Interest coverage
9.65
Debt ≤ 1 year
€110,865
Debt > 1 year
€22,857
Income taxes
€4,089
Staff costs
€233,990

Peer companies

Historical observation

Of the 1,602 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
2.1% went bankrupt
0.9% stopped otherwise
97% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,602 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€170,441
Fixed assets21/28€104,743
Tangible fixed assets22/27€104,743
Plant, machinery and equipment23€35,481
Furniture and vehicles24€68,797
Other tangible fixed assets26€464
Current assets29/58€65,698
Stocks and contracts in progress3€12,739
Stocks30/36€12,739
Amounts receivable within one year40/41€2,843
Trade receivables40€1,493
Other amounts receivable41€1,350
Cash at bank and in hand54/58€34,852
Deferred charges and accrued income490/1€15,264
Equity and liabilities
Total equity and liabilities10/49€170,441
Equity10/15€36,719
Contributions10/11€20,000
Profit (loss) carried forward14€16,719
Amounts payable17/49€133,722
Amounts payable after more than one year17€22,857
Financial debts170/4€22,857
Amounts payable within one year42/48€110,865
Current portion of amounts payable after more than one year42€11,429
Trade debts44€6,043
Suppliers440/4€6,043
Taxes, remuneration and social security45€29,393
Taxes450/3€567
Remuneration and social security454/9€28,827
Other amounts payable47/48€64,000
Income statement Code2025
Non-recurring operating income76A€2,612
Remuneration, social security and pensions62€233,990
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,059
Other operating charges640/8€4,965
Non-recurring operating charges66A€4,530
Gross operating margin9900€283,341
Operating profit (loss)9901€24,797
Financial income75/76B€143
Recurring financial income75€143
Financial charges65/66B€4,132
Recurring financial charges65€4,132
Profit (loss) for the period before taxes9903€20,808
Income taxes67/77€4,089
Profit (loss) for the period9904€16,719
Profit (loss) for the period to be appropriated9905€16,719
Appropriation of the result
Profit (loss) to be appropriated9906€16,719

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Non-recurring operating income76A€2,612
Remuneration, social security and pensions62€233,990
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,059
Other operating charges640/8€4,965
Non-recurring operating charges66A€4,530
Gross operating margin9900€283,341
Operating profit (loss)9901€24,797
Financial income75/76B€143
Recurring financial income75€143
Financial charges65/66B€4,132
Recurring financial charges65€4,132
Profit (loss) for the period before taxes9903€20,808
Income taxes67/77€4,089
Profit (loss) for the period9904€16,719
Profit (loss) for the period to be appropriated9905€16,719
Line2025
Assets
Total assets20/58€170,441
Fixed assets21/28€104,743
Tangible fixed assets22/27€104,743
Plant, machinery and equipment23€35,481
Furniture and vehicles24€68,797
Other tangible fixed assets26€464
Current assets29/58€65,698
Stocks and contracts in progress3€12,739
Stocks30/36€12,739
Amounts receivable within one year40/41€2,843
Trade receivables40€1,493
Other amounts receivable41€1,350
Cash at bank and in hand54/58€34,852
Deferred charges and accrued income490/1€15,264
Equity and liabilities
Total equity and liabilities10/49€170,441
Equity10/15€36,719
Contributions10/11€20,000
Profit (loss) carried forward14€16,719
Amounts payable17/49€133,722
Amounts payable after more than one year17€22,857
Financial debts170/4€22,857
Amounts payable within one year42/48€110,865
Current portion of amounts payable after more than one year42€11,429
Trade debts44€6,043
Suppliers440/4€6,043
Taxes, remuneration and social security45€29,393
Taxes450/3€567
Remuneration and social security454/9€28,827
Other amounts payable47/48€64,000
Line2025
Profit (loss) for the period9904€16,719
+ Depreciation and write-downs630€15,059
Operating cash flow (approximation)€31,777

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
554 m²
Building footprint
129 m²
Volume, LiDAR
791 m³
Parcel 62108A0149/00L002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Capitainerie
Quai Basse Meuse(VIS) 2, 4600 ViséFood and beverage service activities
since 20242.363.820.219
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62108A0149/00L002 Wallonia 554 m² 1 · 129 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Visé2.363.820.219
1 permission
Toelating · Eetgelegenheid · since 17-10-2024

Similar companies · same sector, comparable size

Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 9,644 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013219636
Also 9925:BE1013219636
Registered 04-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.