Annick
ActiveSummary
Annick has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €102k and a net result of €15k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 26% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability49▲+6
Solvency46▲+4
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.03 in 2023; short-term debt: 33.6% and cash: 0.2% of total assets), and 79.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.7%
Return on assets
3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €102k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-05-2025, 76 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
76 d early
2023
22 d early
2022
31 d late
2021
17 d late
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€102k▲ 16.8%
2023 · €87k
2018: €94k
2019: €88k▼ -5.7% vs 2018
2020: €85k▼ -4.0% vs 2019
2021: €75k▼ -11.2% vs 2020lowest in 7 years
2022: €79k▲ +4.8% vs 2021
2023: €87k▲ +10.8% vs 2022
2024: €102k▲ +16.8% vs 2023highest in 7 years
2018 → 2024
Total assets
€493k▼ 2.1%
2023 · €503k
2018: €587khighest in 7 years
2019: €581k▼ -1.0% vs 2018
2020: €564k▼ -2.9% vs 2019
2021: €545k▼ -3.4% vs 2020
2022: €523k▼ -4.1% vs 2021
2023: €503k▼ -3.7% vs 2022
2024: €493k▼ -2.1% vs 2023lowest in 7 years
2018 → 2024
Net result
€15k▲ 72.6%
2023 · €9k
2018: €-3k
2019: €-5k▼ -66.2% vs 2018
2020: €-4k▲ +33.9% vs 2019
2021: €-10k▼ -169% vs 2020lowest in 7 years
2022: €4k▲ +138% vs 2021
2023: €9k▲ +135% vs 2022
2024: €15k▲ +72.6% vs 2023highest in 7 years
2018 → 2024
Working capital
€-162k▼ 4.4%
2023 · €-155k
2018: €-113khighest in 7 years
2019: €-129k▼ -14.6% vs 2018
2020: €-130k▼ -0.3% vs 2019
2021: €-142k▼ -9.1% vs 2020
2022: €-150k▼ -5.7% vs 2021
2023: €-155k▼ -3.3% vs 2022
2024: €-162k▼ -4.4% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€85k-€75k▼ 11.2%€79k▲ 4.8%€87k▲ 10.8%€102k▲ 16.8%
2020: €85k
2021: €75k▼ -11.2% vs 2020lowest in 5 years
2022: €79k▲ +4.8% vs 2021
2023: €87k▲ +10.8% vs 2022
2024: €102k▲ +16.8% vs 2023highest in 5 years
Operating result€18k-€10k▼ 40.1%€22k▲ 112%€25k▲ 14.7%€31k▲ 23.6%
2020: €18k
2021: €10k▼ -40.1% vs 2020lowest in 5 years
2022: €22k▲ +112% vs 2021
2023: €25k▲ +14.7% vs 2022
2024: €31k▲ +23.6% vs 2023highest in 5 years
Net result€-4k-€-10k▼ 169%€4k€9k▲ 135%€15k▲ 72.6%
2020: €-4k
2021: €-10k▼ -169% vs 2020lowest in 5 years
2022: €4k▲ +138% vs 2021
2023: €9k▲ +135% vs 2022
2024: €15k▲ +72.6% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 24% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €493k
Fixed assets
€489k ▼ 1.8%
Current assets
€4k ▼ 30.1%
Equity and liabilities €493k
Equity
€102k ▲ 16.8%
Debt
€391k ▼ 6.1%
Debt's share of the balance-sheet total falls from 82.6% to 79.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2023 · €45k
Cash flow
€33k▲
2023 · €28k
Current ratio
0.02▼
2023 · 0.03
Debt to equity
3.82▼
2023 · 4.76
ROE
14.4%▲
2023 · 9.7%
ROA
3.0%▲
2023 · 1.7%
Interest coverage
3.24▲
2023 · 2.64
Debt ≤ 1 year
€165k▲
2023 · €160k
Debt > 1 year
€224k▼
2023 · €255k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€503k€493k▼
Fixed assets21/28€498k€489k▼
Tangible fixed assets22/27€498k€489k▼
Land and buildings22€498k€489k▼
Current assets29/58€6k€4k▼
Amounts receivable within one year40/41€2k€2k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€654€690▲
Equity and liabilities
Total equity and liabilities10/49€503k€493k▼
Equity10/15€87k€102k▲
Contributions10/11€95k€95k=
Reserves13€205€7k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€205€7k▲
Profit (loss) carried forward14€-8k€0▲
Amounts payable17/49€416k€391k▼
Amounts payable after more than one year17€255k€224k▼
Financial debts170/4€255k€224k▼
Amounts payable within one year42/48€160k€165k▲
Current portion of amounts payable after more than one year42€33k€36k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€126k€126k▲
Accrued charges and deferred income492/3€679€778▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€50k€55k▲
Operating profit (loss)9901€25k€31k▲
Financial charges65/66B€17k€15k▼
Recurring financial charges65€17k€15k▼
Profit (loss) for the period before taxes9903€9k€16k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€9k€15k▲
Profit (loss) for the period to be appropriated9905€9k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€7k▲
Profit (loss) brought forward from the previous period14P€-16k€-8k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €21k | €19k | €19k | €19k | ▼ 3.1% |
| Other operating charges640/8 | - | €4k | €4k | €5k | €4k | ▼ 8.8% |
| Gross operating margin9900 | €43k | €36k | €45k | €50k | €55k | ▲ 10.0% |
| Operating profit (loss)9901 | €18k | €10k | €22k | €25k | €31k | ▲ 23.6% |
| Financial charges65/66B | - | €20k | €19k | €17k | €15k | ▼ 8.6% |
| Recurring financial charges65 | €21k | €20k | €19k | €17k | €15k | ▼ 8.6% |
| Profit (loss) for the period before taxes9903 | €-4k | €-10k | €4k | €9k | €16k | ▲ 87.5% |
| Income taxes67/77 | - | - | - | - | €1k | - |
| Profit (loss) for the period9904 | €-4k | €-10k | €4k | €9k | €15k | ▲ 72.6% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-10k | €4k | €9k | €15k | ▲ 72.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €564k | €545k | €523k | €503k | €493k | ▼ 2.1% |
| Fixed assets21/28 | €558k | €537k | €517k | €498k | €489k | ▼ 1.8% |
| Tangible fixed assets22/27 | €558k | €537k | €517k | €498k | €489k | ▼ 1.8% |
| Land and buildings22 | - | €521k | €517k | €498k | €489k | ▼ 1.8% |
| Other tangible fixed assets26 | - | €15k | - | - | - | - |
| Current assets29/58 | €7k | €9k | €6k | €6k | €4k | ▼ 30.1% |
| Amounts receivable within one year40/41 | €4k | €4k | €3k | €2k | €2k | ▼ 3.7% |
| Other amounts receivable41 | - | €4k | €3k | €2k | €2k | ▼ 3.7% |
| Cash at bank and in hand54/58 | €2k | €4k | €2k | €3k | €1k | ▼ 58.1% |
| Deferred charges and accrued income490/1 | - | €540 | €578 | €654 | €690 | ▲ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €564k | €545k | €523k | €503k | €493k | ▼ 2.1% |
| Equity10/15 | €85k | €75k | €79k | €87k | €102k | ▲ 16.8% |
| Contributions10/11 | - | €95k | €95k | €95k | €95k | = |
| Reserves13 | €205 | €205 | €205 | €205 | €7k | ▲ 3,422% |
| Non-distributable reserves130/1 | - | €205 | €205 | €0 | - | - |
| Reserves not available under the articles1311 | - | €205 | €205 | €0 | - | - |
| Distributable reserves133 | - | - | - | €205 | €7k | ▲ 3,422% |
| Profit (loss) carried forward14 | €-10k | €-20k | €-16k | €-8k | €0 | ▲ 100% |
| Amounts payable17/49 | €479k | €470k | €444k | €416k | €391k | ▼ 6.1% |
| Amounts payable after more than one year17 | €342k | €319k | €288k | €255k | €224k | ▼ 12.0% |
| Financial debts170/4 | - | €319k | €288k | €255k | €224k | ▼ 12.0% |
| Amounts payable within one year42/48 | €136k | €150k | €155k | €160k | €165k | ▲ 3.2% |
| Current portion of amounts payable after more than one year42 | - | €30k | €31k | €33k | €36k | ▲ 10.3% |
| Trade debts44 | €62 | €4k | €5k | €2k | €2k | ▲ 4.2% |
| Suppliers440/4 | - | €4k | €5k | €2k | €2k | ▲ 4.2% |
| Taxes, remuneration and social security45 | - | - | - | - | €1k | - |
| Taxes450/3 | - | - | - | - | €1k | - |
| Other amounts payable47/48 | - | €116k | €119k | €126k | €126k | ▲ 0.4% |
| Accrued charges and deferred income492/3 | - | €653 | €679 | €679 | €778 | ▲ 14.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-10k | €4k | €9k | €15k | ▲ 72.6% |
| + Depreciation and write-downs630 | €21k | €21k | €19k | €19k | €19k | ▼ 3.1% |
| Operating cash flow (approximation) | €18k | €12k | €23k | €28k | €33k | ▲ 20.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-10k | - |
| Change in cash | - | €2k | €-3k | €1k | €-2k | ▼ 229% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €15k ▲72.6%
Operating result €31k, net result €15k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲16.8%
3 profitable years in a row build equity to €102k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2010
Ground area
1,107 m²
Building footprint
137 m²
Volume, LiDAR
1,069 m³
Parcel 71322B0201/00N002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ANNICK
since 20102.194.733.183
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322B0201/00N002 | Flanders | 1,107 m² | 1 · 137 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 7,196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.