ANNEMIE
ActiveANNEMIE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €54. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 32% of 84 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+67
Solvency53▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.26 in 2024; short-term debt: 24.7% and cash: 0.1% of total assets), and 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 03
Relative position
BE, all sectors
reference
Sector 03
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-10-2025, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
31 d early
2023
8 d early
2022
6 d early
2021
4 d early
2020
32 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 0.1%
2024 · €91k
2019: €34k
2020: €34k
2021: €111k
2022: €108k
2023: €137k
2024: €91k
2019 → 2025
Total assets
€321k▼ 8.2%
2024 · €350k
2019: €107k
2020: €83k
2021: €470k
2022: €431k
2023: €440k
2024: €350k
2019 → 2025
Net result
€54
2024 · €-46k
2019: €5k
2020: €573
2021: €77k
2022: €-3k
2023: €29k
2024: €-46k
2019 → 2025
Working capital
€-63k▲ 10.5%
2024 · €-70k
2019: €-3k
2020: €-15k
2021: €-27k
2022: €-32k
2023: €-10k
2024: €-70k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€108k▼ 2.6%€137k▲ 26.9%€91k▼ 33.7%€91k▲ 0.1%
Operating result€106k-€599▼ 99.4%€50k▲ 8,214%€-57k€5k
Net result€77k-€-3k€29k€-46k€54
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €57k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€305k▼ 6.2%
Current assets
€16k▼ 34.6%
Equity and liabilities €321k
Equity
€91k▲ 0.1%
Debt
€230k▼ 11.1%
The debt ratio falls from 74.0% to 71.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▲
2024 · €-3k
Cash flow
€56k▲
2024 · €7k
Solvency
28.4%▲
2024 · 26.0%
Current ratio
0.21▼
2024 · 0.26
Quick ratio
0.21▼
2024 · 0.26
Debt / equity
2.53▼
2024 · 2.85
ROE
0.1%▲
2024 · -50.8%
ROA
0.0%▲
2024 · -13.2%
Interest coverage
15.17▲
2024 · -0.88
Debt
€230k▼
2024 · €259k
Debt ≤ 1 year
€79k▼
2024 · €95k
Debt > 1 year
€151k▼
2024 · €164k
Income taxes
€1k▼
2024 · €3k
Staff costs
€739▲
2024 · €155
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€321k▼
Fixed assets21/28€325k€305k▼
Tangible fixed assets22/27€325k€305k▼
Plant, machinery and equipment23€307k€291k▼
Furniture and vehicles24€18k€14k▼
Financial fixed assets28€90€90=
Current assets29/58€25k€16k▼
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€2k-
Other amounts receivable41€15k€16k▲
Cash at bank and in hand54/58€8k€267▼
Deferred charges and accrued income490/1€452€463▲
Equity and liabilities
Total equity and liabilities10/49€350k€321k▼
Equity10/15€91k€91k▲
Contributions10/11€19k€19k=
Reserves13€71k€71k▲
Distributable reserves133€71k€71k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€259k€230k▼
Amounts payable after more than one year17€164k€151k▼
Financial debts170/4€164k€151k▼
Amounts payable within one year42/48€95k€79k▼
Current portion of amounts payable after more than one year42€46k€46k▼
Trade debts44€33k€30k▼
Suppliers440/4€33k€30k▼
Taxes, remuneration and social security45€16k€3k▼
Taxes450/3€13k€1k▼
Remuneration and social security454/9€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€155€739▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€56k▲
Other operating charges640/8€3k€576▼
Gross operating margin9900€-191€62k▲
Operating profit (loss)9901€-57k€5k▲
Financial income75/76B€205€271▲
Recurring financial income75€205€271▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-60k€1k▲
Transfer from deferred taxes780€17k-
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€-46k€54▲
Transfer from tax-exempt reserves789€51k-
Profit (loss) for the period to be appropriated9905€5k€54▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€1k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€5k€54▼
To other reserves6921€5k€54▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €54
Net result €54 after one loss-making year.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-46k ▼259%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €77k ▲13310%
Operating result €106k, net result €77k, both a record.
31-03
Financial
Equity above €100kEq €111k ▲225%
3 profitable years in a row build equity to €111k.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helvetiastraat(Kok) 338670 KoksijdeGround area
444 m²
Building footprint
117 m²
Volume, LiDAR
630 m³
Parcel 38014F0746/00P000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Annemie
since 20152.242.134.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38014F0746/00P000 | Flanders | 444 m² | 1 · 117 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKoksijde2.242.134.511
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Of 104 companies in sector 03110 we hold annual accounts for 76. 49 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2015
Fiscal year end31-03
Activities, NACEBEL
03110Fishing and aquaculture
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sam.zwertvaegher@telenet.be