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Anneloes Baert

Active
Private limited companyfounded 20233 yrs activeCoupure 53, 9000 Gent, BelgiumKBO/BCE: BE 0801.359.758

Anneloes Baert has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €37k. Equity is growing by ~79.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 1.97 in 2024; short-term debt: 35.4% and cash: 88.1% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.3%
Return on assets
31.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
143 d early
2024
70 d early
2023
58 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€73k▲ 103%
2024 · €36k
2023: €16k 2024: €36k
2023 → 2025
Total assets
€117k▲ 64.8%
2024 · €71k
2023: €49k 2024: €71k
2023 → 2025
Net result
€37k▲ 82.3%
2024 · €20k
2023: €15k 2024: €20k
2023 → 2025
Working capital
€71k▲ 118%
2024 · €33k
2023: €14k 2024: €33k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€16k-€36k▲ 130%€73k▲ 103%
Operating result€18k-€28k▲ 57.7%€52k▲ 84.5%
Net result€15k-€20k▲ 38.9%€37k▲ 82.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2023: €18k€18kNet result 2023: €15k€15kOperating result 2024: €28k€28kNet result 2024: €20k€20kOperating result 2025: €52k€52kNet result 2025: €37k€37k202320242025
The operating result has risen two years in a row; 2025 is 85% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets €4k▼ 3.7%
Current assets €113k▲ 69.5%
Equity and liabilities €117k
Equity €73k▲ 103%
Debt €44k▲ 25.7%
The debt ratio falls from 49.4% to 37.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€53k
2024 · €29k
Cash flow
€37k
2024 · €20k
Solvency
62.3%
2024 · 50.6%
Current ratio
2.72
2024 · 1.97
Quick ratio
2.72
2024 · 1.97
Debt / equity
0.60
2024 · 0.98
ROE
50.7%
2024 · 56.5%
ROA
31.6%
2024 · 28.6%
Interest coverage
24.21
2024 · 32.96
Debt
€44k
2024 · €35k
Debt ≤ 1 year
€41k
2024 · €34k
Income taxes
€13k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€71k€117k
Fixed assets21/28€4k€4k
Tangible fixed assets22/27€2k€1k
Furniture and vehicles24€2k€1k
Financial fixed assets28€3k€3k=
Current assets29/58€66k€113k
Amounts receivable within one year40/41€7k€8k
Trade receivables40€7k€8k
Cash at bank and in hand54/58€58k€103k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€71k€117k
Equity10/15€36k€73k
Contributions10/11€3k€3k=
Reserves13€33k€70k
Distributable reserves133€33k€70k
Amounts payable17/49€35k€44k
Amounts payable within one year42/48€34k€41k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€17k€24k
Taxes450/3€16k€23k
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€14k€15k
Accrued charges and deferred income492/3€1k€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113€165
Other operating charges640/8€1k€556
Gross operating margin9900€30k€53k
Operating profit (loss)9901€28k€52k
Financial income75/76B€1€0
Recurring financial income75€1€0
Financial charges65/66B€865€2k
Recurring financial charges65€865€2k
Profit (loss) for the period before taxes9903€28k€50k
Income taxes67/77€7k€13k
Profit (loss) for the period9904€20k€37k
Profit (loss) for the period to be appropriated9905€20k€37k
Appropriation of the result
Profit (loss) to be appropriated9906€20k€37k
Transfer to equity691/2€20k€37k
To other reserves6921€20k€37k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €37k ▲82.3%
Operating result €52k, net result €37k, both a record.
22-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Coupure 539000 Gent
Ground area
4,122 m²
Building footprint
1,132 m²
Volume, LiDAR
11,106 m³
2 parcels, Flanders · tallest building 28.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Kortrijksesteenweg 62, 9830 Sint-Martens-Latem
Computing infrastructure, data processing, hosting and other information service activities
since 20232.344.654.801
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064B0243/00G002
ProtectedMonumentKunstenaarswoning George MinneSource ↗
Flanders 3,578 m² 1 · 920 m² 12.7 m · 3 fl.
44806F0674/00L003
ProtectedMonument · Townscape or village viewBlindenhuis Van Caeneghemgesticht en Pharmacodynamisch Instituut met omgevingSource ↗
Flanders 543 m² 1 · 212 m² 27.9 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2023 to 2024 · 2 entries · 256 EUR awarded · 297 EUR paid
Year Entries awardedpaid
2024 1 166 EUR211 EUR
2023 1 90 EUR86 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 256 EUR · 297 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,491 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-05-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
69109Other legal services
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.