Equity
€40,573 from €168,191 in 2018
Equity fell by 76% in 7 years.
ANNELIES BRAECKMAN
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €304,202 (2018)
€9,407▲ 11.5%
lowest -€53,831 (2009)
€531▼ 50.6%
peak €168,191 (2018)
€40,573▲ 1.3%
€125,810▲ 66.7%
Board1 name since 2021
1 directorBRAECKMAN Annelies
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Result from €1,075 to €531Debts from €75,479 to €125,810Investments €32,149Cash from €4,231 to €22,698
Key points
from the 2025 annual accountsTurnover
≈ €59,000 estimated
The accounts state no turnover.
Debts
€125,810 ▲ 66.7%
Debts rose by €50,330 in 2025.
Investments
€32,149 5.1 × depreciation
Green is investment, beige is depreciation.
Payment terms
66 days to suppliers
ANNELIES BRAECKMAN pays its suppliers 57 days later than in 2024.
Filings
24 annual accounts since 2002
The last five annual accounts were filed 5 to 48 days before the end of the period.
Checked score
92
Excellent
Financially stronger than 33% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%highest value
01-2025: 0.9%● unchanged vs 12-2024highest value
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.3%▼ -0.6 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.1%▼ -0.3 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
lowers risk
Size: total assets €166,383
Liquidity: current ratio 1.21, cash €22,698
Sector: Other professional, scientific and technical activities (NACE 74)
Founded in 2001
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 31% of them on solvency, 19% on liquidity, 38% on profitability and 44% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as ANNELIES BRAECKMAN has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ANNELIES BRAECKMAN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for ANNELIES BRAECKMAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (1.38 in 2024), below the usual 1.5. Short-term debt is 63.8% and cash 13.6% of total assets. 75.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
48 days early
2023
44 days early
2022
26 days early
2021
5 days early
2020
1 day early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476175869
Registered-office move · Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: BRAECKMAN Annelies, from manager to director · BRAECKMAN Annelies holds all the shares · Director discharge: BRAECKMAN Annelies · General meeting of 20-03-2023 · Gazette deed
Registered office moved from Antwerp to Hoboken
New registered office: Steynstraat 68 2660 Hoboken · Previous registered office: Kloosterstraat 87 2000 Antwerpen · Gazette deed
First establishment
FRANKLY, Sint-Sebastiaansstraat 13, Ostend
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ANNELIES BRAECKMAN De Haan | €166,383 | €9,407 | 24.4% | - |
| UMPH Wervik | €139,359 | €10,908 | 83.0% | - |
| THESIUS Mol | €189,714 | €6,581 | 92.0% | - |
| MERCURIUS3 Lier | €202,037 | €11,812 | 63.1% | - |
| N°12 Antwerp | €265,974 | €16,350 | 83.2% | - |
| H80° Anderlecht | €244,448 | €7,921 | 59.2% | - |
| MAX ET LOLA Uccle | €312,435 | €15,503 | -22.6% | - |
These companies have the same main activity as ANNELIES BRAECKMAN: design of textile patterns, clothing, jewellery, furniture and decorative items (NACE 74111). They are comparable in size and age: total assets between €139,000 and €312,000, founded between 1999 and 2008.
Official details
Source: KBO- Status
- Active since 27-11-2001Normal situation
- Activity
- Design of textile patterns, clothing, jewellery, furniture and decorative itemsNACE 74111
- Establishment unit
- 2.231.385.5258400 Ostend, since 01-07-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 07-11-2026
Annual accounts 2025
- €166,383▲ 44.0%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on ANNELIES BRAECKMAN
ANNELIES BRAECKMAN files the micro format. That format states no turnover. The gross margin fell from €53,677 in 2006 to €9,407 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ANNELIES BRAECKMAN
- What is the company number of ANNELIES BRAECKMAN?
- The company number of ANNELIES BRAECKMAN is 0476.175.869. The VAT number is the same number with BE in front: BE 0476.175.869.
- Where is ANNELIES BRAECKMAN based?
- The registered office is at Bredeweg 89, 8420 De Haan.Company details
- What does ANNELIES BRAECKMAN do?
- According to the KBO register, the main activity is design of textile patterns, clothing, jewellery, furniture and decorative items (NACE 74111).
- What is the legal form of ANNELIES BRAECKMAN?
- ANNELIES BRAECKMAN is a private limited company (BV).
- When was ANNELIES BRAECKMAN founded?
- ANNELIES BRAECKMAN was founded on 27-11-2001.
- Is ANNELIES BRAECKMAN still active?
- Yes, ANNELIES BRAECKMAN is an active enterprise in the KBO register.
- What is the turnover of ANNELIES BRAECKMAN?
- The turnover in financial year 2025 is ≈ €59,000. This figure is estimated from the gross margin of €9,407 and 41 comparable companies (NACE 74). It probably lies between €29,000 and €110,000. It is a rough estimate.Financials
- Is ANNELIES BRAECKMAN profitable?
- In financial year 2025, ANNELIES BRAECKMAN made a profit of €531.
- Where can I find the annual accounts of ANNELIES BRAECKMAN?
- ANNELIES BRAECKMAN filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ANNELIES BRAECKMAN due?
- ANNELIES BRAECKMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.