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ANNELEEN GERAERTS

Active
Private limited companyfounded 201114 yrs activeStalenstraat 127, 3600 Genk, BelgiumKBO/BCE: BE 0840.544.293
Summary

ANNELEEN GERAERTS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €478k and a net result of €41k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 8093 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▼-4
Solvency88▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.84 in 2023; short-term debt: 18.3% and cash: 14.2% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€478k▲ 9.5%
2023 · €437k
2018: €251k 2019: €267k 2020: €285k 2021: €342k 2022: €399k 2023: €437k
2018 → 2024
Total assets
€760k▼ 2.9%
2023 · €783k
2018: €700k 2019: €754k 2020: €726k 2021: €776k 2022: €749k 2023: €783k
2018 → 2024
Net result
€41k▲ 8.8%
2023 · €38k
2018: €33k 2019: €16k 2020: €18k 2021: €58k 2022: €57k 2023: €38k
2018 → 2024
Working capital
€-772▲ 97.5%
2023 · €-31k
2018: €-119k 2019: €-101k 2020: €-91k 2021: €-33k 2022: €-60k 2023: €-31k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€285k-€342k▲ 20.3%€399k▲ 16.6%€437k▲ 9.5%€478k▲ 9.5%
Operating result€38k-€37k▼ 2.2%€36k▼ 3.1%€38k▲ 5.9%€39k▲ 0.5%
Net result€18k-€58k▲ 223%€57k▼ 1.6%€38k▼ 33.1%€41k▲ 8.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2020: €38k€38kNet result 2020: €18k€18kOperating result 2021: €37k€37kNet result 2021: €58k€58kOperating result 2022: €36k€36kNet result 2022: €57k€57kOperating result 2023: €38k€38kNet result 2023: €38k€38kOperating result 2024: €39k€39kNet result 2024: €41k€41k20202021202220232024€0€20k€40k€60kOperating result 2022: €36k€36kNet result 2022: €57k€57kOperating result 2023: €38k€38kNet result 2023: €38k€38kOperating result 2024: €39k€39kNet result 2024: €41k€41k202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €760k
Fixed assets €622k =
Current assets €138k ▼ 14.1%
Equity and liabilities €760k
Equity €478k ▲ 9.5%
Debt €282k ▼ 18.5%
Debt's share of the balance-sheet total falls from 44.2% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.99
2023 · 0.84
Debt to equity
0.59
2023 · 0.79
ROE
8.6%
2023 · 8.7%
ROA
5.4%
2023 · 4.9%
Debt ≤ 1 year
€139k
2023 · €192k
Debt > 1 year
€131k
2023 · €144k
Income taxes
€10k
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€783k€760k
Fixed assets21/28€622k€622k=
Tangible fixed assets22/27€92k€92k=
Land and buildings22€92k€92k=
Financial fixed assets28€530k€530k=
Current assets29/58€161k€138k
Amounts receivable within one year40/41€35k€30k
Trade receivables40€35k€30k
Other amounts receivable41€440€0
Cash at bank and in hand54/58€126k€108k
Equity and liabilities
Total equity and liabilities10/49€783k€760k
Equity10/15€437k€478k
Contributions10/11€15k€15k=
Reserves13€252k€293k
Distributable reserves133€252k€293k
Profit (loss) carried forward14€170k€170k=
Amounts payable17/49€346k€282k
Amounts payable after more than one year17€144k€131k
Financial debts170/4€39k€26k
Other amounts payable178/9€105k€105k=
Amounts payable within one year42/48€192k€139k
Current portion of amounts payable after more than one year42€13k€13k
Financial debts43€3k€0
Credit institutions430/8€3k€0
Trade debts44€927€918
Suppliers440/4€927€918
Taxes, remuneration and social security45€9k€2k
Taxes450/3€7k€439
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€167k€123k
Accrued charges and deferred income492/3€10k€12k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€720€574
Gross operating margin9900€39k€39k
Operating profit (loss)9901€38k€39k
Financial income75/76B€20k€25k
Recurring financial income75€20k€25k
Financial charges65/66B€11k€13k
Recurring financial charges65€11k€13k
Profit (loss) for the period before taxes9903€48k€51k
Income taxes67/77€10k€10k
Profit (loss) for the period9904€38k€41k
Profit (loss) for the period to be appropriated9905€38k€41k
Appropriation of the result
Profit (loss) to be appropriated9906€208k€211k
Profit (loss) brought forward from the previous period14P€170k€170k=
Transfer to equity691/2€38k€41k
To other reserves6921€38k€41k
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €58k ▲223%
Net result €58k, the highest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet €16k ▼51.6%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stalenstraat 1273600 Genk
Ground area
490 m²
Building footprint
252 m²
Volume, LiDAR
2,197 m³
Parcel 71308A0893/00W002, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Anneleen Geraerts
Stalenstraat 127, 3600 GenkComputing infrastructure, data processing, hosting and other information service activities
since 20112.203.983.421
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71308A0893/00W002 Flanders 490 m² 1 · 252 m² 14.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-10-2011
Fiscal year end31-12
Abbreviation NL AG
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.