ANNE BROUWERS
ActiveSummary
ANNE BROUWERS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €92k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▼-15
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 2.91 in 2024; short-term debt: 48.1% and cash: 65.6% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
48.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
60 d early
2024
51 d early
2023
8 d early
2022
17 d late
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▼ 42.1%
2024 · €164k
2021: €12k
2022: €101k
2023: €167k
2024: €164k
2021 → 2025
Total assets
€188k▼ 25.4%
2024 · €252k
2021: €164k
2022: €236k
2023: €304k
2024: €252k
2021 → 2025
Net result
€92k▼ 0.6%
2024 · €93k
2021: €9k
2022: €89k
2023: €66k
2024: €93k
2021 → 2025
Working capital
€33k▼ 65.4%
2024 · €95k
2021: €-137k
2022: €62k
2023: €110k
2024: €95k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€101k▲ 776%€167k▲ 65.3%€164k▼ 1.4%€95k▼ 42.1%
Operating result€11k-€116k▲ 989%€89k▼ 22.7%€121k▲ 35.1%€132k▲ 9.2%
Net result€9k-€89k▲ 950%€66k▼ 26.3%€93k▲ 40.6%€92k▼ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€65k ▼ 39.8%
Current assets
€124k ▼ 14.6%
Equity and liabilities €188k
Equity
€95k ▼ 42.1%
Debt
€93k ▲ 6.0%
Debt's share of the balance-sheet total rises from 34.9% to 49.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€175k▲
2024 · €162k
Cash flow
€135k▲
2024 · €133k
Current ratio
1.36▼
2024 · 2.91
Debt to equity
0.98▲
2024 · 0.54
ROE
96.8%▲
2024 · 56.4%
ROA
48.9%▲
2024 · 36.7%
Interest coverage
81.64▲
2024 · 56.66
Debt ≤ 1 year
€91k▲
2024 · €50k
Debt > 1 year
€3k▼
2024 · €38k
Income taxes
€38k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€252k€188k▼
Fixed assets21/28€108k€65k▼
Intangible fixed assets21€58k€28k▼
Tangible fixed assets22/27€49k€36k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€30k€21k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€145k€124k▼
Amounts receivable within one year40/41€24k€0▼
Trade receivables40€23k€0▼
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€121k€124k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€252k€188k▼
Equity10/15€164k€95k▼
Contributions10/11€3k€3k=
Reserves13€161k€92k▼
Distributable reserves133€161k€92k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€88k€93k▲
Amounts payable after more than one year17€38k€3k▼
Financial debts170/4€38k€3k▼
Amounts payable within one year42/48€50k€91k▲
Current portion of amounts payable after more than one year42€42k€36k▼
Trade debts44€417€562▲
Suppliers440/4€417€562▲
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€9k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€0€43k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€43k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€167k€179k▲
Operating profit (loss)9901€121k€132k▲
Financial income75/76B€104€0▼
Recurring financial income75€104€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€118k€130k▲
Income taxes67/77€26k€38k▲
Profit (loss) for the period9904€93k€92k▼
Profit (loss) for the period to be appropriated9905€93k€92k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€92k▼
Transfer from equity791/2€95k€161k▲
Transfer to equity691/2€93k€92k▼
To other reserves6921€93k€92k▼
Profit to be distributed694/7€95k€161k▲
Return on contributions (dividend)694€95k€161k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €93k ▲40.6%
Net result €93k, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €167k ▲65.3%
3 profitable years in a row build equity to €167k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Liquidity times 24current ratio 2.48
Current ratio from 0.10 to 2.48; short-term debt falls from €153k to €42k.
31-12
Financial
Equity above €100kEq €101k ▲776%
2 profitable years in a row build equity to €101k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 22020 AntwerpenGround area
982 m²
Building footprint
333 m²
Volume, LiDAR
11,352 m³
Parcel 11812M0151/00L000, Flanders · tallest building 36.7 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
ANNE BROUWERS
since 20212.327.014.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11812M0151/00L000 | Flanders | 982 m² | 1 · 333 m² | 36.7 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Wilma Group
BE 1024.388.492
Tremelo · Eq €95,106
VOCLIdental
BE 0778.839.031
Namur · Eq €95,055
CROSS DENTAL PRACTICE
BE 0845.071.027
Sint-Pieters-Woluwe · Eq €95,054
FLORESCU SILVANA CABINET DENTAIRE
BE 0808.012.473
Sint-Gillis (bij-Brussel) · Eq €95,118
Crolla Claire
BE 1009.907.085
Hechtel-Eksel · Eq €95,165
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,592 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.