Turnover
≈ €84,000 estimated
The micro format states no turnover.
Annamind
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €35,838 (2025)
€17,901▼ 50.1%
Resultpeak €23,536 (2025)
€9,808▼ 58.3%
Equitypeak €39,545 (2026)
€39,545▲ 33.0%
Debts
€6,319▼ 10.8%
Board1 name since 2024
1 directorGEERTS Ann
Documentsfilings and deeds
13-10-202618 days before the deadline
2026micro format
Gross margin from €35,838 to €17,901Result from €23,536 to €9,808Equity from €29,736 to €39,545Cash from €14,995 to €26,561
Key points
from the 2026 annual accountsLiquidity
5.63 was 3.31 in 2025
Short-term debts fell from €7,087 to €6,319.
Starting capital
€6,200 100 shares
Checked score
97
Excellent
Financially stronger than 79% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,544 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.4%
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025highest value
10-2025: 0.4%● unchanged vs 09-2025highest value
11-2025: < 0.1%▼ -0.4 percentage points vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 5.63, cash €26,561
Equity €39,545 (86.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 92% on liquidity, 65% on profitability and 74% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Annamind has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Annamind itself is lower: < 0.1% within 12 months. It rests on far more data about Annamind than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Annamind. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.63 (3.31 in 2025), above the usual 1.5. Short-term debt is 13.8% and cash 57.9% of total assets. 13.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 13-10-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
18 days early
2025
18 days early
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007954813
Incorporation
Founding capital of €6,200 · Founder: GEERTS Ann · 100 shares · Appointment: GEERTS Ann (statutory director) · published on 05-04-2024 · Gazette deed
First establishment
Haanhoutstraat 50, Lochristi
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Annamind Lochristi | €45,863 | €17,901 | 86.2% | - |
| EVICO Ghent | €51,118 | €20,133 | 57.7% | - |
| Excelsior Consulting Zele | €45,704 | €15,451 | 24.9% | - |
| Talk Talk Ghent | €55,871 | €19,301 | 66.0% | - |
| Nozenna Ghent | €49,039 | €19,401 | -29.4% | - |
| CarolineDB Ghent | €42,269 | €21,763 | 13.2% | - |
| Cast Bruges | €47,805 | €17,417 | 58.9% | - |
These companies have the same main activity as Annamind: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €42,300 and €55,900, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 03-04-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.357.921.2339080 Lochristi, since 03-04-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 04-04-2025
Annual accounts to 31-03-2026
- Total assets
- €45,863▲ 24.5%
- Filing
- Filed on 13-10-2026, 18 days before the end of the filing period
Insights on Annamind
Annamind has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €39,545 and a net result of €9,808.
Its solvency ranks better than 79% of 1,429 sector peers (NACE 70, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Annamind
- What is the company number of Annamind?
- The company number of Annamind is 1007.954.813. The VAT number is the same number with BE in front: BE 1007.954.813.
- Where is Annamind based?
- The registered office is at Haanhoutstraat 50, 9080 Lochristi.Company details
- What does Annamind do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Annamind?
- Annamind is a private limited company (BV).
- When was Annamind founded?
- Annamind was founded on 03-04-2024.
- Is Annamind still active?
- Yes, Annamind is an active enterprise in the KBO register.
- What is the turnover of Annamind?
- The turnover in financial year 2026 is ≈ €84,000. This figure is estimated from the gross margin of €17,901 and 205 comparable companies (NACE 70200). It probably lies between €40,000 and €170,000. It is a rough estimate.Financials
- Is Annamind profitable?
- In financial year 2026, Annamind made a profit of €9,808.
- Where can I find the annual accounts of Annamind?
- Annamind filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Annamind due?
- Annamind must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.